Should I invest in ICICI Prudential Very Cautious Plan?

We don't give personal investment advice. ICICI Prudential Very Cautious Plan is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.1%. 5-year CAGR: 6.17%.

ICICI Prudential

ICICI Prudential Very Cautious Plan

Latest NAV

₹47.0955

As of

12 Jun 2026

4,874 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.03%	-2.56%	+2.53	38 / 84	Q2
1W	+0.68%	-13.79%	+14.47	4 / 94	Q1
2W	+0.79%	-14.16%	+14.96	12 / 94	Q1
1M	+0.90%	-13.59%	+14.49	6 / 94	Q1
3M	+1.03%	-12.43%	+13.46	38 / 94	Q2
6M	+2.22%	-10.22%	+12.44	40 / 94	Q2
YTD	+1.72%	-9.49%	+11.21	39 / 94	Q2
1Y	+4.57%	-4.11%	+8.67	43 / 92	Q2
2Y	+6.94%	-3.71%	+10.65	35 / 89	Q2
3Y	+7.08%	-3.30%	+10.39	46 / 89	Q3
4Y	+7.39%	-5.95%	+13.34	39 / 65	Q3
5Y	+6.17%	-9.08%	+15.24	35 / 61	Q3
7Y	+6.81%	-10.40%	+17.20	29 / 55	Q3
10Y	+7.08%	-15.55%	+22.64	26 / 44	Q3
Inception	+7.38%	-6.28%	+13.65	44 / 94	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.72%	-2.30%	+4.03	12 / 40
2025	+7.62%	+15.89%	-8.28	20 / 39
2024	+8.10%	+12.44%	-4.34	27 / 39
2023	+7.46%	+16.47%	-9.01	31 / 39
2022	+4.02%	-18.99%	+23.01	15 / 47
2021	+4.15%	+18.34%	-14.19	31 / 42
2020	+9.58%	+7.19%	+2.39	20 / 40
2019	+8.66%	+6.26%	+2.41	9 / 38
2018	+6.07%	+1.39%	+4.69	8 / 38
2017	+6.20%	+11.93%	-5.73	23 / 38
2016	+11.16%	+4.96%	+6.20	6 / 44

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.47%

234 windows

min 2.0% · max 14.5%

100% positive

3-Year rolling

+7.43%

210 windows

min 3.1% · max 11.8%

100% positive

5-Year rolling

+7.52%

186 windows

min 5.5% · max 10.0%

100% positive

7-Year rolling

+7.73%

161 windows

min 6.2% · max 9.3%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.11%

3-year · annualised

Sharpe ratio

0.33

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-1.14%

Mar 2026 → Apr 2026

% positive months

97.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Fund of Funds - Domestic

Scheme	Fund house	NAV	As of
HDFC Income Plus Arbitrage Active FOF - IDCW Option	HDFC	₹35.7269	12 Jun 2026
Nippon India Diversified Equity Flexicap Passive FoF - IDCW Option	Nippon India	₹20.2223	12 Jun 2026
ICICI Prudential Aggressive Plan	ICICI Prudential	₹165.7511	12 Jun 2026
QUANTUM EQUITY FUND OF FUNDS-Dividend Plan	Quantum	₹80.7510	11 Jun 2026
Franklin India Income Plus Arbitrage Active Fund of Funds- IDCW	Franklin India	₹22.0705	11 Jun 2026
FT India Dynamic PE Ratio Fund of Funds-Dividend	Franklin Templeton	₹39.6593	11 Jun 2026
Kotak Gold Fund Payout of Income Distribution cum capital withdrawal option	Kotak	₹56.2505	12 Jun 2026
Kotak Equity-FOF-Dividend	Kotak Mahindra	₹239.8460	11 Jun 2026
HSBC Aggressive Hybrid Active FOF - Dividend	HSBC	₹28.3848	11 Jun 2026
IDFC - All Seasons Bond Fund - Annual Dividend	IDFC	₹14.6252	12 Jun 2026

Recent NAVs

Date	NAV
12 Jun 2026	₹47.0955
11 Jun 2026	₹47.0347
10 Jun 2026	₹47.0511
9 Jun 2026	₹47.0672
8 Jun 2026	₹46.9231
5 Jun 2026	₹46.8678
4 Jun 2026	₹46.7178
3 Jun 2026	₹46.6845
2 Jun 2026	₹46.7099
1 Jun 2026	₹46.6998

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 12 Jun 2026, the NAV of ICICI Prudential Very Cautious Plan is ₹47.0955. It's a Fund of Funds - Domestic from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Very Cautious Plan has NAV history starting from 02 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Very Cautious Plan is managed by ICICI Prudential. It's classified by AMFI under the 'Fund of Funds - Domestic' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Very Cautious Plan has delivered a absolute return of 4.57% — +8.67 pp ahead of the Fund of Funds - Domestic category average of -4.11%. The fund ranks #43 of 92 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ICICI Prudential Very Cautious Plan has delivered a CAGR of 7.08% — +10.39 pp ahead of the Fund of Funds - Domestic category average of -3.30%. The fund ranks #46 of 89 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ICICI Prudential Very Cautious Plan has delivered a CAGR of 6.17% — +15.24 pp ahead of the Fund of Funds - Domestic category average of -9.08%. The fund ranks #35 of 61 in its category — the third (Q3) quartile.

₹1 lakh invested in ICICI Prudential Very Cautious Plan exactly 10 years ago would be worth approximately ₹198,278 today — a multiplier of 1.98×, based on the 10-year CAGR of 7.08%. The category average over the same window would have grown ₹1 lakh to ₹18,444.

A ₹10,000 monthly SIP in ICICI Prudential Very Cautious Plan over the last 5 years — total invested ₹600,000 — would be worth ₹711,578 today. That's an XIRR (money-weighted annualised return) of 6.75%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Very Cautious Plan = ₹1,200,000 invested. It would currently be worth ₹1,697,053 (multiplier 1.41×). XIRR: 6.74%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Very Cautious Plan ranks #35 out of 61 funds in the Fund of Funds - Domestic category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is -9.08%; this fund delivered 6.17%.

The worst peak-to-trough decline ICICI Prudential Very Cautious Plan has experienced over the last 5-year window is 1.14% — its NAV fell from a high on 11 Mar 2026 to a low on 02 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Very Cautious Plan averaged 7.52% (best 10.04%, worst 5.55%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.38 — negative risk-adjusted performance.

In calendar year 2025, ICICI Prudential Very Cautious Plan returned 7.62% — lagging the Fund of Funds - Domestic category average of 15.89% by 8.28 pp. It ranked #20 of 39 in its category that year.

ICICI Prudential Very Cautious Plan doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. ICICI Prudential Very Cautious Plan is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.1%. 5-year CAGR: 6.17%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential Very Cautious Plan

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Fund of Funds - Domestic

Recent NAVs

Frequently asked questions

More from ICICI Prudential