Should I invest in ICICI Prudential Short Term Plan?

We don't give personal investment advice. ICICI Prudential Short Term Plan-Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.7%. 5-year CAGR: 6.38%.

ICICI Prudential

ICICI Prudential Short Term Plan-Growth

Latest NAV

₹63.5110

As of

12 Jun 2026

4,877 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.06%	-0.10%	+0.04	24 / 39	Q3
1W	+0.66%	+15.25%	-14.58	16 / 40	Q2
2W	+0.85%	+15.37%	-14.52	20 / 40	Q2
1M	+0.79%	+17.22%	-16.43	16 / 40	Q2
3M	+1.32%	+17.59%	-16.27	12 / 40	Q2
6M	+2.40%	+18.42%	-16.03	14 / 40	Q2
YTD	+2.06%	+18.02%	-15.97	10 / 40	Q1
1Y	+5.32%	+19.74%	-14.42	11 / 40	Q2
2Y	+7.24%	+8.37%	-1.13	14 / 40	Q2
3Y	+7.25%	+5.80%	+1.44	11 / 40	Q2
4Y	+7.44%	+4.99%	+2.45	10 / 39	Q2
5Y	+6.38%	+4.14%	+2.24	12 / 38	Q2
7Y	+7.09%	+2.94%	+4.14	10 / 37	Q2
10Y	+7.25%	+4.99%	+2.26	5 / 27	Q1
Inception	+8.04%	+1.94%	+6.10	4 / 40	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.06%	+1.06%	+0.99	2 / 21
2025	+7.97%	+34.44%	-26.47	5 / 25
2024	+7.78%	+3.79%	+3.99	4 / 25
2023	+7.40%	+4.24%	+3.16	1 / 25
2022	+4.66%	+2.62%	+2.04	5 / 26
2021	+3.85%	+3.74%	+0.10	9 / 26
2020	+10.54%	+3.74%	+6.80	2 / 30
2019	+9.66%	+2.23%	+7.44	3 / 30
2018	+5.75%	+2.73%	+3.02	7 / 30
2017	+5.64%	+2.37%	+3.28	4 / 37
2016	+11.00%	+5.27%	+5.73	2 / 37

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.13%

234 windows

min 2.8% · max 16.8%

100% positive

3-Year rolling

+8.11%

210 windows

min 5.2% · max 10.9%

100% positive

5-Year rolling

+8.06%

186 windows

min 6.3% · max 9.8%

100% positive

7-Year rolling

+8.15%

161 windows

min 6.6% · max 9.3%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.88%

3-year · annualised

Sharpe ratio

0.59

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.54%

May 2026 → May 2026

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Short Duration Fund

Scheme	Fund house	NAV	As of
HDFC Short Term Debt Fund - Fortnightly IDCW Option	HDFC	₹10.2008	12 Jun 2026
NIPPON INDIA SHORT DURATION FUND - IDCW Option	Nippon India	₹22.6050	12 Jun 2026
SBI SHORT HORIZON DEBT FUND-SHORT TERM FUND INSTTUTIONAL GROWTH	SBI	₹33.7145	12 Jun 2026
ICICI Prudential Short Term Plan - Div. Option	ICICI Prudential	₹12.1679	12 Jun 2026
Kotak Bond Short Term Plan-(Growth)	Kotak Mahindra	₹54.5470	12 Jun 2026
DSP BlackRock Short Term Fund-Dividend	DSP BlackRock	₹12.1950	12 Jun 2026
HSBC Short Duration Fund - Bonus	HSBC	₹27.7905	12 Jun 2026
UTI - Short Term Income Fund - Dividend Option	UTI	₹24.7627	12 Jun 2026
IDFC - SSIF - Short Term - Plan A - Fortnightly Dividend	IDFC	₹10.5021	12 Jun 2026
Reliance Short Term Fund-Dividend Re-investment Plan	Reliance	₹11.6235	12 Jun 2026

Recent NAVs

Date	NAV
12 Jun 2026	₹63.5110
11 Jun 2026	₹63.4362
10 Jun 2026	₹63.4750
9 Jun 2026	₹63.4594
8 Jun 2026	₹63.2990
5 Jun 2026	₹63.2075
4 Jun 2026	₹63.0173
3 Jun 2026	₹62.9845
2 Jun 2026	₹63.0013
1 Jun 2026	₹62.9726

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 12 Jun 2026, the NAV of ICICI Prudential Short Term Plan-Growth is ₹63.5110. It's a Short Duration Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Short Term Plan-Growth has NAV history starting from 02 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Short Term Plan-Growth is managed by ICICI Prudential. It's classified by AMFI under the 'Short Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Short Term Plan-Growth has delivered a absolute return of 5.32% — -14.42 pp behind the Short Duration Fund category average of 19.74%. The fund ranks #11 of 40 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ICICI Prudential Short Term Plan-Growth has delivered a CAGR of 7.25% — +1.44 pp ahead of the Short Duration Fund category average of 5.80%. The fund ranks #11 of 40 in its category — the second (Q2) quartile.

Over the trailing 5-year window, ICICI Prudential Short Term Plan-Growth has delivered a CAGR of 6.38% — +2.24 pp ahead of the Short Duration Fund category average of 4.14%. The fund ranks #12 of 38 in its category — the second (Q2) quartile.

₹1 lakh invested in ICICI Prudential Short Term Plan-Growth exactly 10 years ago would be worth approximately ₹201,364 today — a multiplier of 2.01×, based on the 10-year CAGR of 7.25%. The category average over the same window would have grown ₹1 lakh to ₹162,671.

A ₹10,000 monthly SIP in ICICI Prudential Short Term Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹715,362 today. That's an XIRR (money-weighted annualised return) of 6.96%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Short Term Plan-Growth = ₹1,200,000 invested. It would currently be worth ₹1,717,438 (multiplier 1.43×). XIRR: 6.97%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Short Term Plan-Growth ranks #12 out of 38 funds in the Short Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 4.14%; this fund delivered 6.38%.

The worst peak-to-trough decline ICICI Prudential Short Term Plan-Growth has experienced over the last 5-year window is 0.72% — its NAV fell from a high on 02 May 2022 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Short Term Plan-Growth averaged 8.06% (best 9.75%, worst 6.32%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.28 — negative risk-adjusted performance.

In calendar year 2025, ICICI Prudential Short Term Plan-Growth returned 7.97% — lagging the Short Duration Fund category average of 34.44% by 26.47 pp. It ranked #5 of 25 in its category that year.

ICICI Prudential Short Term Plan-Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ICICI Prudential Short Term Plan-Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.7%. 5-year CAGR: 6.38%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential Short Term Plan-Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Short Duration Fund

Recent NAVs

Frequently asked questions

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