ICICI Prudential

ICICI Prudential Flexible Income Plan Premium-Daily Dividend Plan

Unit split applied to historical metrics

This scheme had a 10× unit consolidation on 3 Nov 2009. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

Latest NAV

₹105.7358

As of

12 Jun 2026

4,876 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.04%	-0.02%	-0.02	21 / 46	Q2
1W	-0.04%	+0.25%	-0.29	41 / 46	Q4
2W	+0.08%	+0.38%	-0.30	34 / 46	Q3
1M	-0.01%	+0.37%	-0.38	41 / 46	Q4
3M	-0.01%	+0.75%	-0.76	41 / 46	Q4
6M	0.00%	+2.25%	-2.25	41 / 46	Q4
YTD	-0.04%	+2.10%	-2.14	40 / 46	Q4
1Y	+0.03%	+4.19%	-4.16	39 / 46	Q4
2Y	-0.02%	+4.13%	-4.15	41 / 45	Q4
3Y	-0.01%	+3.70%	-3.71	38 / 43	Q4
4Y	+0.06%	+3.51%	-3.45	35 / 43	Q4
5Y	-0.01%	+3.47%	-3.48	36 / 39	Q4
7Y	-0.01%	+3.41%	-3.42	37 / 38	Q4
10Y	0.00%	+3.06%	-3.07	34 / 37	Q4
Inception	+0.07%	+4.14%	-4.07	38 / 46	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.04%	+1.21%	-1.25	31 / 37
2025	+0.00%	+3.42%	-3.42	29 / 36
2024	+0.00%	+3.30%	-3.30	28 / 38
2023	+0.00%	+3.11%	-3.11	36 / 38
2022	+0.12%	+3.32%	-3.21	28 / 37
2021	-0.12%	+2.96%	-3.08	30 / 34
2020	+0.00%	+4.32%	-4.32	33 / 35
2019	+0.00%	+1.00%	-1.00	23 / 39
2018	+0.00%	+2.90%	-2.90	28 / 37
2017	+0.00%	+2.57%	-2.57	21 / 37
2016	-0.05%	+3.64%	-3.70	35 / 38

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.01%

234 windows

min -0.5% · max 1.1%

24% positive

3-Year rolling

+0.00%

210 windows

min -0.2% · max 0.4%

31% positive

5-Year rolling

+0.00%

186 windows

min -0.1% · max 0.3%

39% positive

7-Year rolling

+0.00%

161 windows

min -0.1% · max 0.2%

53% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.08%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.28%

Mar 2024 → May 2026

% positive months

8.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Low Duration Fund

Scheme	Fund house	NAV	As of
NIPPON INDIA LOW DURATION FUND - IDCW Option	Nippon India	₹2,100.8642	12 Jun 2026
ICICI Prudential Flexible Income Plan Premium-Growth	ICICI Prudential	₹576.4296	12 Jun 2026
Invesco India Low Duration Fund - Discretionary IDCW (Payout / Reinvestment)	Invesco	₹4,086.4895	12 Jun 2026
Franklin India Low Duration Fund-IDCW	Franklin India	₹10.5761	12 Jun 2026
BARODA BNP PARIBAS LOW DURATION Fund-Defunct Plan- Daily IDCW Option	Baroda BNP Paribas	₹10.0499	12 Jun 2026
Canara Robeco Floating Rate-SHORT TERM PLAN-DAILY DIVIDEND REINVESTMENT	Canara Robeco	₹10.2600	12 Jun 2026
UTI - Treasury Advantage Fund - Quarterly Dividend Option	UTI	₹2,347.9170	12 Jun 2026
Birla Sun Life Cash Manager-Plan B(Growth)	Birla Sun Life	₹690.7855	12 Jun 2026
IDFC Liquidity Manager - Daily Dividend	IDFC	₹10.1015	12 Jun 2026
JM Low Duration Fund - Bonus Option - Principal Units		₹23.5476	12 Jun 2026

Recent NAVs

Date	NAV
12 Jun 2026	₹105.7358
11 Jun 2026	₹105.6953
10 Jun 2026	₹105.7358
9 Jun 2026	₹105.7358
8 Jun 2026	₹105.7358
5 Jun 2026	₹105.7358
4 Jun 2026	₹105.7358
3 Jun 2026	₹105.7358
2 Jun 2026	₹105.7358
1 Jun 2026	₹105.7358

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 12 Jun 2026, the NAV of ICICI Prudential Flexible Income Plan Premium-Daily Dividend Plan is ₹105.7358. It's a Low Duration Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Flexible Income Plan Premium-Daily Dividend Plan has NAV history starting from 02 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Flexible Income Plan Premium-Daily Dividend Plan is managed by ICICI Prudential. It's classified by AMFI under the 'Low Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Flexible Income Plan Premium-Daily Dividend Plan has delivered a absolute return of 0.03% — -4.16 pp behind the Low Duration Fund category average of 4.19%. The fund ranks #39 of 46 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ICICI Prudential Flexible Income Plan Premium-Daily Dividend Plan has delivered a CAGR of -0.01% — -3.71 pp behind the Low Duration Fund category average of 3.70%. The fund ranks #38 of 43 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, ICICI Prudential Flexible Income Plan Premium-Daily Dividend Plan has delivered a CAGR of -0.01% — -3.48 pp behind the Low Duration Fund category average of 3.47%. The fund ranks #36 of 39 in its category — the bottom (Q4) quartile.

₹1 lakh invested in ICICI Prudential Flexible Income Plan Premium-Daily Dividend Plan exactly 10 years ago would be worth approximately ₹99,962 today — a multiplier of 1.00×, based on the 10-year CAGR of -0.00%. The category average over the same window would have grown ₹1 lakh to ₹135,208.

A ₹10,000 monthly SIP in ICICI Prudential Flexible Income Plan Premium-Daily Dividend Plan over the last 5 years — total invested ₹600,000 — would be worth ₹599,898 today. That's an XIRR (money-weighted annualised return) of -0.01%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Flexible Income Plan Premium-Daily Dividend Plan = ₹1,200,000 invested. It would currently be worth ₹1,199,810 (multiplier 1.00×). XIRR: -0.00%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Flexible Income Plan Premium-Daily Dividend Plan ranks #36 out of 39 funds in the Low Duration Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 3.47%; this fund delivered -0.01%.

The worst peak-to-trough decline ICICI Prudential Flexible Income Plan Premium-Daily Dividend Plan has experienced over the last 5-year window is 0.63% — its NAV fell from a high on 11 Jun 2021 to a low on 28 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Flexible Income Plan Premium-Daily Dividend Plan averaged 0.00% (best 0.30%, worst -0.09%). 39% of rolling windows ended positive.

In calendar year 2025, ICICI Prudential Flexible Income Plan Premium-Daily Dividend Plan returned 0.00% — lagging the Low Duration Fund category average of 3.42% by 3.42 pp. It ranked #29 of 36 in its category that year.

ICICI Prudential Flexible Income Plan Premium-Daily Dividend Plan is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ICICI Prudential Flexible Income Plan Premium-Daily Dividend Plan is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.6%. 5-year CAGR: -0.01%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential Flexible Income Plan Premium-Daily Dividend Plan

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Low Duration Fund

Recent NAVs

Frequently asked questions

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