Birla Sun Life
Birla Sun Life Short Term Oppportunities Fund-Institutional Growth Plan
Category
Income
Plan type
Dividend
Structure
Open-ended
AMFI Scheme Code
109213
ISIN (Growth)
—
ISIN (Dividend)
—
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.00% | +6.99% | -6.99 | 178 / 763 | Q1 |
| 1W | +0.25% | +6.38% | -6.13 | 79 / 722 | Q1 |
| 2W | +0.30% | +6.63% | -6.33 | 113 / 725 | Q1 |
| 1M | +1.28% | +6.29% | -5.01 | 70 / 752 | Q1 |
| 3M | +2.62% | +7.87% | -5.25 | 90 / 728 | Q1 |
| 6M | +4.11% | +9.67% | -5.56 | 217 / 642 | Q2 |
| YTD | +7.13% | +8.47% | -1.34 | 82 / 666 | Q1 |
| 1Y | +9.85% | +13.70% | -3.85 | 85 / 591 | Q1 |
| 2Y | +10.45% | -5.03% | +15.48 | 13 / 197 | Q1 |
| 3Y | +10.33% | -3.09% | +13.41 | 4 / 140 | Q1 |
| 4Y | +10.54% | +1.62% | +8.92 | 2 / 119 | Q1 |
| 5Y | +10.25% | -0.16% | +10.40 | 2 / 102 | Q1 |
| 7Y | +8.16% | +2.05% | +6.11 | 8 / 64 | Q1 |
| 10Y | — | — | — | — | — |
| Inception | +8.20% | -3.28% | +11.48 | 240 / 797 | Q2 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2015 YTD | +7.13% | +2.23% | +4.90 | 13 / 65 |
| 2014 | +11.44% | +2.77% | +8.67 | 7 / 82 |
| 2013 | +10.34% | +1.77% | +8.57 | 2 / 101 |
| 2012 | +11.11% | -0.30% | +11.42 | 1 / 113 |
| 2011 | +9.48% | +1.75% | +7.73 | 11 / 109 |
| 2010 | +6.00% | -0.95% | +6.94 | 4 / 165 |
| 2009 | +3.22% | -0.31% | +3.53 | 181 / 482 |
| 2008 | — | — | — | — |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
1-Year rolling
+8.70%
76 windows
min 0.4% · max 12.4%
100% positive
3-Year rolling
+9.29%
51 windows
min 4.9% · max 11.2%
100% positive
Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.
5-Year rolling
+9.07%
27 windows
min 6.9% · max 10.2%
100% positive
Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.
7-Year rolling
+8.14%
3 windows
min 8.1% · max 8.2%
100% positive
Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
Period
Total invested
₹
—
Today's value
₹
—
XIRR
Annualised
Wealth multiplier
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Risk profile
Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.
Std deviation
1.97%
3-year · annualised
Sharpe ratio
1.72
vs risk-free 6.5%
Sortino ratio
5.42
Downside-only deviation
Max drawdown
-1.71%
Jul 2013 → Aug 2013
% positive months
94.4%
Share of monthly returns > 0 over the 3-year window
Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.
Recent NAVs
| Date | NAV |
|---|---|
| 19 Oct 2015 | ₹17.5991 |
| 16 Oct 2015 | ₹17.5862 |
| 15 Oct 2015 | ₹17.5832 |
| 14 Oct 2015 | ₹17.5811 |
| 13 Oct 2015 | ₹17.5633 |
| 12 Oct 2015 | ₹17.5551 |
| 9 Oct 2015 | ₹17.5549 |
| 8 Oct 2015 | ₹17.5519 |
| 7 Oct 2015 | ₹17.5449 |
| 6 Oct 2015 | ₹17.5448 |
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Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
Birla Sun Life Short Term Oppportunities Fund-Institutional Growth Plan is a Income from Birla Sun Life (Institutional plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.
Birla Sun Life Short Term Oppportunities Fund-Institutional Growth Plan has NAV history starting from 20 Aug 2008, a track record of about 17 years 9 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.
Birla Sun Life Short Term Oppportunities Fund-Institutional Growth Plan is managed by Birla Sun Life. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.
Over the trailing 1-year window, Birla Sun Life Short Term Oppportunities Fund-Institutional Growth Plan has delivered a absolute return of 9.85% — -3.85 pp behind the Income category average of 13.70%. The fund ranks #85 of 591 in its category — the top (Q1) quartile.
Over the trailing 3-year window, Birla Sun Life Short Term Oppportunities Fund-Institutional Growth Plan has delivered a CAGR of 10.33% — +13.41 pp ahead of the Income category average of -3.09%. The fund ranks #4 of 140 in its category — the top (Q1) quartile.
Over the trailing 5-year window, Birla Sun Life Short Term Oppportunities Fund-Institutional Growth Plan has delivered a CAGR of 10.25% — +10.4 pp ahead of the Income category average of -0.16%. The fund ranks #2 of 102 in its category — the top (Q1) quartile.
₹1 lakh invested in Birla Sun Life Short Term Oppportunities Fund-Institutional Growth Plan exactly 5 years ago would be worth approximately ₹162,867 today — a multiplier of 1.63×, based on the 5-year CAGR of 10.25%. The category average over the same window would have grown ₹1 lakh to ₹99,222.
A ₹10,000 monthly SIP in Birla Sun Life Short Term Oppportunities Fund-Institutional Growth Plan over the last 5 years — total invested ₹600,000 — would be worth ₹779,935 today. That's an XIRR (money-weighted annualised return) of 10.42%.
Birla Sun Life Short Term Oppportunities Fund-Institutional Growth Plan doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,191,156 — XIRR 9.81%.
On a 5-year basis, Birla Sun Life Short Term Oppportunities Fund-Institutional Growth Plan ranks #2 out of 102 funds in the Income category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is -0.16%; this fund delivered 10.25%.
The worst peak-to-trough decline Birla Sun Life Short Term Oppportunities Fund-Institutional Growth Plan has experienced over the last 5-year window is 1.71% — its NAV fell from a high on 15 Jul 2013 to a low on 19 Aug 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.
Across all 5-year rolling windows, Birla Sun Life Short Term Oppportunities Fund-Institutional Growth Plan averaged 9.07% (best 10.25%, worst 6.90%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 2.09 — strong risk-adjusted performance.
In calendar year 2014, Birla Sun Life Short Term Oppportunities Fund-Institutional Growth Plan returned 11.44% — beating the Income category average of 2.77% by 8.67 pp. It ranked #7 of 82 in its category that year.
Birla Sun Life Short Term Oppportunities Fund-Institutional Growth Plan is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.
We don't give personal investment advice. Birla Sun Life Short Term Oppportunities Fund-Institutional Growth Plan is suitable for an investor whose:
- time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
- primary goal is capital preservation or steady accrual, not high growth
- tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.
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- Birla Sun Life Advantage Fund-Plan A (Dividend)
- Birla Sun Life Advantage Fund-Plan B (Growth)
- Birla Sun Life Cash Manager-Plan A(Institutional Daily Dividend)
- Birla Sun Life Cash Manager-Plan B(Growth)
- Birla Sun Life Cash Manager-Plan C(Institutional Growth)
- Birla Sun Life Cash Manager-Plan D(Weekly Dividend)