Birla Sun Life

Birla Sun Life Interval Income Fund - Quarterly Series I- Retail Dividend

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	-7.11%	+7.12	81 / 732	Q1
1W	-1.16%	-12.64%	+11.48	342 / 699	Q2
2W	-1.06%	-12.71%	+11.65	352 / 712	Q2
1M	-0.86%	-12.43%	+11.57	374 / 754	Q2
3M	+0.01%	-11.47%	+11.49	347 / 740	Q2
6M	+0.01%	-9.57%	+9.58	378 / 680	Q3
YTD	-0.66%	-9.94%	+9.28	434 / 704	Q3
1Y	-1.68%	-7.10%	+5.42	497 / 627	Q4
2Y	+0.01%	-7.27%	+7.28	88 / 143	Q3
3Y	+0.00%	-2.77%	+2.77	59 / 83	Q3
4Y	+0.00%	+0.17%	-0.17	53 / 70	Q4
5Y	+0.00%	+0.12%	-0.12	49 / 66	Q3
7Y	0.00%	-0.98%	+0.98	42 / 52	Q4
10Y	0.00%	+3.05%	-3.06	14 / 16	Q4
Inception	0.00%	-6.12%	+6.12	408 / 770	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2025 YTD	-0.66%	+1.44%	-2.10	10 / 10
2024	-0.11%	+4.38%	-4.49	10 / 10
2023	0.00%	+4.65%	-4.66	8 / 10
2022	+0.42%	+3.66%	-3.23	8 / 10
2021	+0.02%	+1.70%	-1.68	8 / 10
2020	-0.18%	+1.40%	-1.58	9 / 10
2019	-0.26%	+2.41%	-2.67	13 / 14
2018	+0.03%	+2.63%	-2.61	15 / 19
2017	-0.01%	+1.62%	-1.64	15 / 26
2016	-0.09%	+3.57%	-3.66	37 / 41
2015	-0.21%	-1.44%	+1.24	46 / 56

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

-0.02%

211 windows

min -2.0% · max 1.8%

45% positive

3-Year rolling

+0.01%

186 windows

min -0.4% · max 0.6%

47% positive

5-Year rolling

-0.02%

162 windows

min -0.3% · max 0.3%

40% positive

7-Year rolling

-0.03%

138 windows

min -0.3% · max 0.2%

30% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.74%

3-year · annualised

Sharpe ratio

-2.36

vs risk-free 6.5%

Sortino ratio

-2.90

Downside-only deviation

Max drawdown

-1.85%

May 2024 → May 2024

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
25 Nov 2025	₹10.0014
24 Nov 2025	₹10.0000
21 Nov 2025	₹10.1229
20 Nov 2025	₹10.1214
19 Nov 2025	₹10.1200
18 Nov 2025	₹10.1186
17 Nov 2025	₹10.1172
14 Nov 2025	₹10.1130
13 Nov 2025	₹10.1116
12 Nov 2025	₹10.1102

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Birla Sun Life Interval Income Fund - Quarterly Series I- Retail Dividend is a Income from Birla Sun Life (Retail plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Birla Sun Life Interval Income Fund - Quarterly Series I- Retail Dividend has NAV history starting from 30 Aug 2007, a track record of about 18 years 9 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Birla Sun Life Interval Income Fund - Quarterly Series I- Retail Dividend is managed by Birla Sun Life. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Birla Sun Life Interval Income Fund - Quarterly Series I- Retail Dividend has delivered a absolute return of -1.68% — +5.42 pp ahead of the Income category average of -7.10%. The fund ranks #497 of 627 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Birla Sun Life Interval Income Fund - Quarterly Series I- Retail Dividend has delivered a CAGR of 0.00% — +2.77 pp ahead of the Income category average of -2.77%. The fund ranks #59 of 83 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Birla Sun Life Interval Income Fund - Quarterly Series I- Retail Dividend has delivered a CAGR of 0.00% — -0.12 pp behind the Income category average of 0.12%. The fund ranks #49 of 66 in its category — the third (Q3) quartile.

₹1 lakh invested in Birla Sun Life Interval Income Fund - Quarterly Series I- Retail Dividend exactly 10 years ago would be worth approximately ₹99,958 today — a multiplier of 1.00×, based on the 10-year CAGR of -0.00%. The category average over the same window would have grown ₹1 lakh to ₹135,106.

A ₹10,000 monthly SIP in Birla Sun Life Interval Income Fund - Quarterly Series I- Retail Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹596,956 today. That's an XIRR (money-weighted annualised return) of -0.20%.

A ₹10,000 monthly SIP for 10 years in Birla Sun Life Interval Income Fund - Quarterly Series I- Retail Dividend = ₹1,200,000 invested. It would currently be worth ₹1,193,748 (multiplier 0.99×). XIRR: -0.10%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Birla Sun Life Interval Income Fund - Quarterly Series I- Retail Dividend ranks #49 out of 66 funds in the Income category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 0.12%; this fund delivered 0.00%.

The worst peak-to-trough decline Birla Sun Life Interval Income Fund - Quarterly Series I- Retail Dividend has experienced over the last 5-year window is 1.85% — its NAV fell from a high on 22 May 2024 to a low on 24 May 2024. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Birla Sun Life Interval Income Fund - Quarterly Series I- Retail Dividend averaged -0.02% (best 0.25%, worst -0.28%). 40% of rolling windows ended positive. The 5-year Sharpe ratio is -2.64 — negative risk-adjusted performance.

In calendar year 2024, Birla Sun Life Interval Income Fund - Quarterly Series I- Retail Dividend returned -0.11% — lagging the Income category average of 4.38% by 4.49 pp. It ranked #10 of 10 in its category that year.

Birla Sun Life Interval Income Fund - Quarterly Series I- Retail Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Birla Sun Life Interval Income Fund - Quarterly Series I- Retail Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.9%. 5-year CAGR: 0.00%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.