Birla Sun Life

Birla Sun Life Interval Income Fund - Quarterly Series I- Institutional Growth

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+7,234.30%	+6.99%	+7,227.31	1 / 763	Q1
1W	+7,242.32%	+6.38%	+7,235.95	1 / 722	Q1
2W	+7,251.51%	+6.63%	+7,244.88	1 / 725	Q1
1M	+7,272.78%	+6.29%	+7,266.49	1 / 752	Q1
3M	+7,356.55%	+7.87%	+7,348.68	1 / 728	Q1
6M	+7,481.86%	+9.67%	+7,472.19	1 / 642	Q1
YTD	+7,305.18%	+8.47%	+7,296.70	1 / 666	Q1
1Y	+7,767.74%	+13.70%	+7,754.05	1 / 591	Q1
2Y	+826.49%	-5.03%	+831.52	1 / 197	Q1
3Y	+354.95%	-3.09%	+358.04	1 / 140	Q1
4Y	+218.66%	+1.62%	+217.04	1 / 119	Q1
5Y	+157.44%	-0.16%	+157.59	1 / 102	Q1
7Y	+97.56%	+2.05%	+95.52	1 / 64	Q1
10Y	—	—	—	—	—
Inception	+75.27%	-3.28%	+78.55	1 / 797	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2016 YTD	+7,305.18%	+195.67%	+7,109.51	1 / 38
2015	+7.54%	+2.23%	+5.32	12 / 65
2014	+9.15%	+2.77%	+6.39	20 / 82
2013	+9.62%	+1.77%	+7.84	4 / 101
2012	+9.59%	-0.30%	+9.89	13 / 113
2011	+9.48%	+1.75%	+7.73	10 / 109
2010	—	—	—	—
2009	—	—	—	—
2008	-2.89%	-5.54%	+2.65	203 / 250
2007	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+118.62%

70 windows

min -5.0% · max 7,767.7%

93% positive

3-Year rolling

+12.39%

55 windows

min -0.2% · max 355.0%

71% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+10.84%

30 windows

min 3.5% · max 157.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+10.31%

19 windows

min 5.0% · max 97.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

4,139.81%

3-year · annualised

Sharpe ratio

0.59

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.03%

Sep 2014 → Sep 2014

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
24 Feb 2016	₹1,174.7644
23 Feb 2016	₹16.0174
22 Feb 2016	₹16.0134
18 Feb 2016	₹16.0026
17 Feb 2016	₹15.9999
16 Feb 2016	₹15.9973
15 Feb 2016	₹15.9944
12 Feb 2016	₹15.9857
11 Feb 2016	₹15.9828
10 Feb 2016	₹15.9799

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Birla Sun Life Interval Income Fund - Quarterly Series I- Institutional Growth is a Income from Birla Sun Life (Institutional plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Birla Sun Life Interval Income Fund - Quarterly Series I- Institutional Growth has NAV history starting from 30 Aug 2007, a track record of about 18 years 9 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Birla Sun Life Interval Income Fund - Quarterly Series I- Institutional Growth is managed by Birla Sun Life. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Birla Sun Life Interval Income Fund - Quarterly Series I- Institutional Growth has delivered a absolute return of 7,767.74% — +7754.05 pp ahead of the Income category average of 13.70%. The fund ranks #1 of 591 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Birla Sun Life Interval Income Fund - Quarterly Series I- Institutional Growth has delivered a CAGR of 354.95% — +358.04 pp ahead of the Income category average of -3.09%. The fund ranks #1 of 140 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Birla Sun Life Interval Income Fund - Quarterly Series I- Institutional Growth has delivered a CAGR of 157.44% — +157.59 pp ahead of the Income category average of -0.16%. The fund ranks #1 of 102 in its category — the top (Q1) quartile.

₹1 lakh invested in Birla Sun Life Interval Income Fund - Quarterly Series I- Institutional Growth exactly 5 years ago would be worth approximately ₹11,307,545 today — a multiplier of 113.08×, based on the 5-year CAGR of 157.44%. The category average over the same window would have grown ₹1 lakh to ₹99,222.

A ₹10,000 monthly SIP in Birla Sun Life Interval Income Fund - Quarterly Series I- Institutional Growth over the last 5 years — total invested ₹600,000 — would be worth ₹54,737,593 today. That's an XIRR (money-weighted annualised return) of 252.23%.

Birla Sun Life Interval Income Fund - Quarterly Series I- Institutional Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹68,695,297 — XIRR 173.59%.

On a 5-year basis, Birla Sun Life Interval Income Fund - Quarterly Series I- Institutional Growth ranks #1 out of 102 funds in the Income category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is -0.16%; this fund delivered 157.44%.

The worst peak-to-trough decline Birla Sun Life Interval Income Fund - Quarterly Series I- Institutional Growth has experienced over the last 5-year window is 0.03% — its NAV fell from a high on 04 Sep 2014 to a low on 05 Sep 2014. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Birla Sun Life Interval Income Fund - Quarterly Series I- Institutional Growth averaged 10.84% (best 157.44%, worst 3.52%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.45 — weak risk-adjusted performance.

In calendar year 2015, Birla Sun Life Interval Income Fund - Quarterly Series I- Institutional Growth returned 7.54% — beating the Income category average of 2.23% by 5.32 pp. It ranked #12 of 65 in its category that year.

Birla Sun Life Interval Income Fund - Quarterly Series I- Institutional Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Birla Sun Life Interval Income Fund - Quarterly Series I- Institutional Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 157.44%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.