Should I invest in Birla Sun Life India Opportunities Fund-Plan B (Growth)?

We don't give personal investment advice. Birla Sun Life India Opportunities Fund-Plan B (Growth) is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 13.5%. 5-year CAGR: 26.68%.

Birla Sun Life

Birla Sun Life India Opportunities Fund-Plan B (Growth)

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.65%	+0.06%	-0.71	259 / 299	Q4
1W	-0.35%	-3.61%	+3.26	183 / 303	Q3
2W	+0.26%	-4.52%	+4.78	128 / 303	Q2
1M	-2.51%	-5.64%	+3.13	194 / 302	Q3
3M	+0.24%	-4.27%	+4.51	142 / 302	Q2
6M	+12.52%	+1.48%	+11.04	82 / 307	Q2
YTD	+5.46%	-0.18%	+5.64	118 / 309	Q2
1Y	+31.38%	+7.10%	+24.28	53 / 307	Q1
2Y	+19.77%	+2.20%	+17.56	61 / 303	Q1
3Y	+15.26%	+0.76%	+14.51	55 / 264	Q1
4Y	+19.65%	+0.58%	+19.06	18 / 235	Q1
5Y	+26.68%	+0.02%	+26.66	2 / 208	Q1
7Y	+17.74%	+3.12%	+14.62	4 / 130	Q1
10Y	+13.37%	+7.20%	+6.17	10 / 68	Q1
Inception	+10.83%	+0.51%	+10.32	47 / 310	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2018 YTD	+5.46%	-8.44%	+13.90	3 / 55
2017	+32.71%	+29.57%	+3.14	29 / 65
2016	-0.15%	+1.07%	-1.22	53 / 88
2015	+13.79%	-3.94%	+17.73	3 / 99
2014	+55.04%	+34.59%	+20.45	21 / 133
2013	+24.58%	+0.03%	+24.56	1 / 154
2012	+29.02%	+23.57%	+5.45	75 / 190
2011	-30.11%	-23.68%	-6.43	209 / 241
2010	+16.97%	+11.69%	+5.29	79 / 256
2009	+105.17%	+65.86%	+39.31	14 / 238
2008	-62.07%	-52.86%	-9.22	154 / 198

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.54%

137 windows

min -60.3% · max 140.9%

72% positive

3-Year rolling

+13.15%

112 windows

min -17.5% · max 35.2%

82% positive

5-Year rolling

+12.94%

88 windows

min -4.5% · max 27.2%

81% positive

7-Year rolling

+12.48%

64 windows

min 0.8% · max 26.4%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.44%

3-year · annualised

Sharpe ratio

0.69

vs risk-free 6.5%

Sortino ratio

1.46

Downside-only deviation

Max drawdown

-13.50%

Aug 2015 → Feb 2016

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
1 Jun 2018	₹163.4900
31 May 2018	₹164.5600
30 May 2018	₹164.5000
29 May 2018	₹164.3600
28 May 2018	₹164.4000
25 May 2018	₹164.0600
24 May 2018	₹163.0500
23 May 2018	₹161.4000
22 May 2018	₹161.6200
21 May 2018	₹160.5900

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Birla Sun Life India Opportunities Fund-Plan B (Growth) is a Growth from Birla Sun Life (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Birla Sun Life India Opportunities Fund-Plan B (Growth) has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Birla Sun Life India Opportunities Fund-Plan B (Growth) is managed by Birla Sun Life. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Birla Sun Life India Opportunities Fund-Plan B (Growth) has delivered a absolute return of 31.38% — +24.28 pp ahead of the Growth category average of 7.10%. The fund ranks #53 of 307 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Birla Sun Life India Opportunities Fund-Plan B (Growth) has delivered a CAGR of 15.26% — +14.51 pp ahead of the Growth category average of 0.76%. The fund ranks #55 of 264 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Birla Sun Life India Opportunities Fund-Plan B (Growth) has delivered a CAGR of 26.68% — +26.66 pp ahead of the Growth category average of 0.02%. The fund ranks #2 of 208 in its category — the top (Q1) quartile.

₹1 lakh invested in Birla Sun Life India Opportunities Fund-Plan B (Growth) exactly 10 years ago would be worth approximately ₹350,610 today — a multiplier of 3.51×, based on the 10-year CAGR of 13.37%. The category average over the same window would have grown ₹1 lakh to ₹200,432.

A ₹10,000 monthly SIP in Birla Sun Life India Opportunities Fund-Plan B (Growth) over the last 5 years — total invested ₹600,000 — would be worth ₹1,002,603 today. That's an XIRR (money-weighted annualised return) of 20.64%.

A ₹10,000 monthly SIP for 10 years in Birla Sun Life India Opportunities Fund-Plan B (Growth) = ₹1,200,000 invested. It would currently be worth ₹3,291,884 (multiplier 2.74×). XIRR: 19.16%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Birla Sun Life India Opportunities Fund-Plan B (Growth) ranks #2 out of 208 funds in the Growth category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 0.02%; this fund delivered 26.68%.

The worst peak-to-trough decline Birla Sun Life India Opportunities Fund-Plan B (Growth) has experienced over the last 5-year window is 13.50% — its NAV fell from a high on 19 Aug 2015 to a low on 29 Feb 2016. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Birla Sun Life India Opportunities Fund-Plan B (Growth) averaged 12.94% (best 27.17%, worst -4.52%). 81% of rolling windows ended positive. The 5-year Sharpe ratio is 1.46 — strong risk-adjusted performance.

In calendar year 2017, Birla Sun Life India Opportunities Fund-Plan B (Growth) returned 32.71% — beating the Growth category average of 29.57% by 3.14 pp. It ranked #29 of 65 in its category that year.

Birla Sun Life India Opportunities Fund-Plan B (Growth) doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Birla Sun Life India Opportunities Fund-Plan B (Growth) is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 13.5%. 5-year CAGR: 26.68%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.