Should I invest in Birla Sun Life India Gennext Fund?

We don't give personal investment advice. Birla Sun Life India Gennext Fund-Dividend Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 28.5%. 5-year CAGR: 3.02%.

Birla Sun Life

Birla Sun Life India Gennext Fund-Dividend Option

Latest NAV

₹33.6500

As of

10 Jun 2026

4,968 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.72%	+0.52%	+0.19	54 / 122	Q2
1W	-0.32%	-0.65%	+0.32	55 / 122	Q2
2W	-2.48%	-1.97%	-0.51	83 / 122	Q3
1M	-10.12%	-1.57%	-8.54	122 / 122	Q4
3M	-9.32%	+2.70%	-12.02	122 / 122	Q4
6M	-16.54%	-1.28%	-15.26	113 / 122	Q4
YTD	-17.38%	-2.48%	-14.89	114 / 122	Q4
1Y	-15.81%	-0.10%	-15.71	113 / 120	Q4
2Y	-8.27%	+2.58%	-10.85	110 / 116	Q4
3Y	+1.62%	+14.25%	-12.63	107 / 112	Q4
4Y	+4.22%	+14.89%	-10.68	101 / 105	Q4
5Y	+3.02%	+11.91%	-8.89	99 / 104	Q4
7Y	+5.72%	+13.71%	-7.99	92 / 99	Q4
10Y	+5.24%	+11.54%	-6.30	84 / 93	Q4
Inception	+4.33%	+10.71%	-6.37	109 / 122	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-17.38%	-2.67%	-14.70	110 / 118
2025	-2.50%	+3.20%	-5.70	83 / 115
2024	+9.18%	+19.60%	-10.42	100 / 113
2023	+17.05%	+31.56%	-14.50	98 / 108
2022	-1.24%	+2.19%	-3.43	59 / 104
2021	+22.40%	+32.41%	-10.01	70 / 102
2020	+8.01%	+18.32%	-10.31	70 / 100
2019	+5.48%	+5.50%	-0.03	41 / 97
2018	-11.27%	-10.07%	-1.21	52 / 94
2017	+25.87%	+30.10%	-4.23	61 / 93
2016	-1.69%	-0.25%	-1.44	47 / 93

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.24%

234 windows

min -52.0% · max 53.5%

64% positive

3-Year rolling

+6.26%

210 windows

min -11.0% · max 21.8%

79% positive

5-Year rolling

+6.60%

186 windows

min -4.4% · max 16.6%

86% positive

7-Year rolling

+6.50%

161 windows

min -0.1% · max 12.1%

99% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.07%

3-year · annualised

Sharpe ratio

-0.31

vs risk-free 6.5%

Sortino ratio

-0.40

Downside-only deviation

Max drawdown

-28.47%

Sep 2024 → Jun 2026

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option	HDFC	₹16.9470	10 Jun 2026
Nippon India Japan Equity Fund- Growth Plan- Bonus Option	Nippon India	₹26.7441	10 Jun 2026
Magnum Equity Fund -Dividend	SBI	₹71.3828	10 Jun 2026
ICICI Prudential Active Momentum Fund - Growth	ICICI Prudential	₹10.4100	10 Jun 2026
Franklin Asian Equity Fund - Dividend Plan	Franklin Templeton	₹20.4784	10 Jun 2026
Franklin India Multi-Factor Fund- Growth	Franklin India	₹9.1874	10 Jun 2026
Kotak Infrastructure & Economic Reform Fund - Standard Plan-Growth	Kotak	₹65.7260	10 Jun 2026
Canara Robeco Infrastructure-DIVIDEND	Canara Robeco	₹63.3900	10 Jun 2026
UTI - MNC Fund (UGS 10000)-Growth Option	UTI	₹382.5913	10 Jun 2026
BANK OF INDIA Manufacturing & Infrastructure Fund-Growth	Bank of India	₹62.3900	10 Jun 2026

Recent NAVs

Date	NAV
10 Jun 2026	₹33.6500
9 Jun 2026	₹33.7600
8 Jun 2026	₹33.5200
5 Jun 2026	₹33.9100
4 Jun 2026	₹33.9000
3 Jun 2026	₹33.8300
2 Jun 2026	₹33.8700
1 Jun 2026	₹33.7600
29 May 2026	₹34.1700
27 May 2026	₹34.6900

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 10 Jun 2026, the NAV of Birla Sun Life India Gennext Fund-Dividend Option is ₹33.6500. It's a Sectoral/Thematic Fund from Birla Sun Life, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Birla Sun Life India Gennext Fund-Dividend Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Birla Sun Life India Gennext Fund-Dividend Option is managed by Birla Sun Life. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Birla Sun Life India Gennext Fund-Dividend Option has delivered a absolute return of -15.81% — -15.71 pp behind the Sectoral/Thematic Fund category average of -0.10%. The fund ranks #113 of 120 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Birla Sun Life India Gennext Fund-Dividend Option has delivered a CAGR of 1.62% — -12.63 pp behind the Sectoral/Thematic Fund category average of 14.25%. The fund ranks #107 of 112 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Birla Sun Life India Gennext Fund-Dividend Option has delivered a CAGR of 3.02% — -8.89 pp behind the Sectoral/Thematic Fund category average of 11.91%. The fund ranks #99 of 104 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Birla Sun Life India Gennext Fund-Dividend Option exactly 10 years ago would be worth approximately ₹166,716 today — a multiplier of 1.67×, based on the 10-year CAGR of 5.24%. The category average over the same window would have grown ₹1 lakh to ₹298,137.

A ₹10,000 monthly SIP in Birla Sun Life India Gennext Fund-Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹566,393 today. That's an XIRR (money-weighted annualised return) of -2.26%.

A ₹10,000 monthly SIP for 10 years in Birla Sun Life India Gennext Fund-Dividend Option = ₹1,200,000 invested. It would currently be worth ₹1,427,965 (multiplier 1.19×). XIRR: 3.41%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Birla Sun Life India Gennext Fund-Dividend Option ranks #99 out of 104 funds in the Sectoral/Thematic Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 11.91%; this fund delivered 3.02%.

The worst peak-to-trough decline Birla Sun Life India Gennext Fund-Dividend Option has experienced over the last 5-year window is 28.47% — its NAV fell from a high on 26 Sep 2024 to a low on 08 Jun 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Birla Sun Life India Gennext Fund-Dividend Option averaged 6.60% (best 16.56%, worst -4.37%). 86% of rolling windows ended positive. The 5-year Sharpe ratio is -0.15 — negative risk-adjusted performance.

In calendar year 2025, Birla Sun Life India Gennext Fund-Dividend Option returned -2.50% — lagging the Sectoral/Thematic Fund category average of 3.20% by 5.70 pp. It ranked #83 of 115 in its category that year.

Birla Sun Life India Gennext Fund-Dividend Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Birla Sun Life India Gennext Fund-Dividend Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 28.5%. 5-year CAGR: 3.02%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.