Birla Sun Life
Birla Sun Life Fixed Term Plan - Series AC - INSTITUTIONAL DIVIDEND
Category
Income
Plan type
Dividend
Structure
Close-ended
AMFI Scheme Code
106756
ISIN (Growth)
—
ISIN (Dividend)
—
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | -7.86% | +6.99% | -14.85 | 714 / 763 | Q4 |
| 1W | -7.75% | +6.38% | -14.13 | 652 / 722 | Q4 |
| 2W | -7.61% | +6.63% | -14.24 | 656 / 725 | Q4 |
| 1M | -7.28% | +6.29% | -13.57 | 679 / 752 | Q4 |
| 3M | -6.03% | +7.87% | -13.90 | 643 / 728 | Q4 |
| 6M | -4.11% | +9.67% | -13.78 | 545 / 642 | Q4 |
| YTD | -1.87% | +8.47% | -10.34 | 535 / 666 | Q4 |
| 1Y | -0.12% | +13.70% | -13.81 | 426 / 591 | Q3 |
| 2Y | — | — | — | — | — |
| 3Y | — | — | — | — | — |
| 4Y | — | — | — | — | — |
| 5Y | — | — | — | — | — |
| 7Y | — | — | — | — | — |
| 10Y | — | — | — | — | — |
| Inception | -0.12% | -3.28% | +3.16 | 612 / 797 | Q4 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2008 YTD | -1.87% | -5.54% | +3.67 | 200 / 250 |
| 2007 | — | — | — | — |
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
Period
Total invested
₹
—
Today's value
₹
—
XIRR
Annualised
Wealth multiplier
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Recent NAVs
| Date | NAV |
|---|---|
| 10 Oct 2008 | ₹10.0000 |
| 8 Oct 2008 | ₹10.8526 |
| 7 Oct 2008 | ₹10.8501 |
| 6 Oct 2008 | ₹10.8475 |
| 3 Oct 2008 | ₹10.8402 |
| 1 Oct 2008 | ₹10.8354 |
| 30 Sep 2008 | ₹10.8330 |
| 29 Sep 2008 | ₹10.8305 |
| 26 Sep 2008 | ₹10.8231 |
| 25 Sep 2008 | ₹10.8206 |
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Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
Birla Sun Life Fixed Term Plan - Series AC - INSTITUTIONAL DIVIDEND is a Income from Birla Sun Life (Institutional plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.
Birla Sun Life Fixed Term Plan - Series AC - INSTITUTIONAL DIVIDEND has NAV history starting from 17 Oct 2007, a track record of about 18 years 7 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.
Birla Sun Life Fixed Term Plan - Series AC - INSTITUTIONAL DIVIDEND is managed by Birla Sun Life. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.
Over the trailing 1-year window, Birla Sun Life Fixed Term Plan - Series AC - INSTITUTIONAL DIVIDEND has delivered a absolute return of -0.12% — -13.81 pp behind the Income category average of 13.70%. The fund ranks #426 of 591 in its category — the third (Q3) quartile.
Birla Sun Life Fixed Term Plan - Series AC - INSTITUTIONAL DIVIDEND doesn't have a complete 3-year window yet (we need at least 3 year of NAVs). Check the shorter-window returns above.
Birla Sun Life Fixed Term Plan - Series AC - INSTITUTIONAL DIVIDEND doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.
Birla Sun Life Fixed Term Plan - Series AC - INSTITUTIONAL DIVIDEND doesn't yet have a 3-year CAGR on file, so a ₹1 lakh growth projection isn't reliable.
A ₹10,000 monthly SIP in Birla Sun Life Fixed Term Plan - Series AC - INSTITUTIONAL DIVIDEND over the last 1 year — total invested ₹120,000 — would be worth ₹115,547 today. That's an XIRR (money-weighted annualised return) of -6.76%.
Birla Sun Life Fixed Term Plan - Series AC - INSTITUTIONAL DIVIDEND doesn't yet have 10 years of NAVs. Over the longest available window (1-year SIP), ₹10,000/month would have grown to ₹115,547 — XIRR -6.76%.
Birla Sun Life Fixed Term Plan - Series AC - INSTITUTIONAL DIVIDEND doesn't yet have a peer rank on file — typically because its category set is too small or it lacks the required NAV history. Compare manually using the returns table above.
Birla Sun Life Fixed Term Plan - Series AC - INSTITUTIONAL DIVIDEND doesn't have a computed drawdown figure yet.
Consistency stats for Birla Sun Life Fixed Term Plan - Series AC - INSTITUTIONAL DIVIDEND need at least 3 years of NAVs to compute. They'll populate automatically once the fund has enough history.
We don't yet have a completed calendar-year return for Birla Sun Life Fixed Term Plan - Series AC - INSTITUTIONAL DIVIDEND.
Birla Sun Life Fixed Term Plan - Series AC - INSTITUTIONAL DIVIDEND is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.
We don't give personal investment advice. Birla Sun Life Fixed Term Plan - Series AC - INSTITUTIONAL DIVIDEND is suitable for an investor whose:
- time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
- primary goal is capital preservation or steady accrual, not high growth
- tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.
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