Should I invest in Birla Sun Life Basic Industries Fund-Plan B(Growth)?

We don't give personal investment advice. Birla Sun Life Basic Industries Fund-Plan B(Growth) is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 68.1%. 5-year CAGR: 6.38%.

Birla Sun Life

Birla Sun Life Basic Industries Fund-Plan B(Growth)

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.31%	+0.06%	-0.37	221 / 299	Q3
1W	-1.12%	-3.61%	+2.49	216 / 303	Q3
2W	+1.66%	-4.52%	+6.18	81 / 303	Q2
1M	-3.87%	-5.64%	+1.77	212 / 302	Q3
3M	-10.68%	-4.27%	-6.41	239 / 302	Q4
6M	-13.03%	+1.48%	-14.51	242 / 307	Q4
YTD	-20.04%	-0.18%	-19.86	262 / 309	Q4
1Y	-23.43%	+7.10%	-30.53	268 / 307	Q4
2Y	-2.06%	+2.20%	-4.26	203 / 303	Q3
3Y	+18.54%	+0.76%	+17.79	35 / 264	Q1
4Y	-1.69%	+0.58%	-2.27	185 / 235	Q4
5Y	+6.38%	+0.02%	+6.36	91 / 208	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+5.43%	+0.51%	+4.91	143 / 310	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2011 YTD	-20.04%	-23.68%	+3.64	70 / 241
2010	+12.45%	+11.69%	+0.76	130 / 256
2009	+94.05%	+65.86%	+28.19	36 / 238
2008	-60.85%	-52.86%	-7.99	149 / 198
2007	+77.07%	+42.91%	+34.16	12 / 137
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+18.98%

56 windows

min -61.4% · max 113.4%

64% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+7.30%

32 windows

min -9.3% · max 18.5%

81% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+9.67%

7 windows

min 6.4% · max 14.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

29.02%

3-year · annualised

Sharpe ratio

0.50

vs risk-free 6.5%

Sortino ratio

1.03

Downside-only deviation

Max drawdown

-27.80%

Nov 2010 → Oct 2011

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
21 Oct 2011	₹87.6900
20 Oct 2011	₹87.9600
19 Oct 2011	₹88.9300
18 Oct 2011	₹87.7500
17 Oct 2011	₹88.5800
14 Oct 2011	₹88.6800
13 Oct 2011	₹88.3100
12 Oct 2011	₹88.4700
11 Oct 2011	₹87.2000
10 Oct 2011	₹87.1100

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Birla Sun Life Basic Industries Fund-Plan B(Growth) is a Growth from Birla Sun Life (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Birla Sun Life Basic Industries Fund-Plan B(Growth) has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Birla Sun Life Basic Industries Fund-Plan B(Growth) is managed by Birla Sun Life. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Birla Sun Life Basic Industries Fund-Plan B(Growth) has delivered a absolute return of -23.43% — -30.53 pp behind the Growth category average of 7.10%. The fund ranks #268 of 307 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Birla Sun Life Basic Industries Fund-Plan B(Growth) has delivered a CAGR of 18.54% — +17.79 pp ahead of the Growth category average of 0.76%. The fund ranks #35 of 264 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Birla Sun Life Basic Industries Fund-Plan B(Growth) has delivered a CAGR of 6.38% — +6.36 pp ahead of the Growth category average of 0.02%. The fund ranks #91 of 208 in its category — the second (Q2) quartile.

₹1 lakh invested in Birla Sun Life Basic Industries Fund-Plan B(Growth) exactly 5 years ago would be worth approximately ₹136,228 today — a multiplier of 1.36×, based on the 5-year CAGR of 6.38%. The category average over the same window would have grown ₹1 lakh to ₹100,100.

A ₹10,000 monthly SIP in Birla Sun Life Basic Industries Fund-Plan B(Growth) over the last 5 years — total invested ₹600,000 — would be worth ₹669,602 today. That's an XIRR (money-weighted annualised return) of 4.33%.

Birla Sun Life Basic Industries Fund-Plan B(Growth) doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹669,602 — XIRR 4.33%.

On a 5-year basis, Birla Sun Life Basic Industries Fund-Plan B(Growth) ranks #91 out of 208 funds in the Growth category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 0.02%; this fund delivered 6.38%.

The worst peak-to-trough decline Birla Sun Life Basic Industries Fund-Plan B(Growth) has experienced over the last 5-year window is 68.10% — its NAV fell from a high on 04 Jan 2008 to a low on 09 Mar 2009. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Birla Sun Life Basic Industries Fund-Plan B(Growth) averaged 9.67% (best 14.33%, worst 6.38%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.15 — weak risk-adjusted performance.

In calendar year 2010, Birla Sun Life Basic Industries Fund-Plan B(Growth) returned 12.45% — beating the Growth category average of 11.69% by 0.76 pp. It ranked #130 of 256 in its category that year.

Birla Sun Life Basic Industries Fund-Plan B(Growth) doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Birla Sun Life Basic Industries Fund-Plan B(Growth) is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 68.1%. 5-year CAGR: 6.38%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.