Should I invest in Birla Sun Life Basic Industries Fund-Plan A(Dividend)?

We don't give personal investment advice. Birla Sun Life Basic Industries Fund-Plan A(Dividend) is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 69.8%. 5-year CAGR: -8.43%.

Birla Sun Life

Birla Sun Life Basic Industries Fund-Plan A(Dividend)

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.30%	+0.06%	-0.37	220 / 299	Q3
1W	-1.11%	-3.61%	+2.50	215 / 303	Q3
2W	+1.67%	-4.52%	+6.19	80 / 303	Q2
1M	-3.87%	-5.64%	+1.77	211 / 302	Q3
3M	-10.70%	-4.27%	-6.43	240 / 302	Q4
6M	-13.05%	+1.48%	-14.53	243 / 307	Q4
YTD	-23.57%	-0.18%	-23.39	272 / 309	Q4
1Y	-26.81%	+7.10%	-33.92	276 / 307	Q4
2Y	-11.20%	+2.20%	-13.40	245 / 303	Q4
3Y	+4.26%	+0.76%	+3.50	141 / 264	Q3
4Y	-11.96%	+0.58%	-12.55	215 / 235	Q4
5Y	-8.43%	+0.02%	-8.45	191 / 208	Q4
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	-7.93%	+0.51%	-8.44	274 / 310	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2011 YTD	-23.57%	-23.68%	+0.11	115 / 241
2010	+3.38%	+11.69%	-8.30	200 / 256
2009	+50.21%	+65.86%	-15.66	186 / 238
2008	-62.99%	-52.86%	-10.13	160 / 198
2007	+30.11%	+42.91%	-12.80	103 / 137
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.51%

56 windows

min -63.5% · max 70.7%

46% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

-6.59%

32 windows

min -19.8% · max 4.5%

13% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

-5.61%

7 windows

min -8.4% · max -1.6%

0% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

30.51%

3-year · annualised

Sharpe ratio

0.07

vs risk-free 6.5%

Sortino ratio

0.12

Downside-only deviation

Max drawdown

-30.98%

Nov 2010 → Oct 2011

% positive months

50.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
21 Oct 2011	₹23.1200
20 Oct 2011	₹23.1900
19 Oct 2011	₹23.4500
18 Oct 2011	₹23.1400
17 Oct 2011	₹23.3600
14 Oct 2011	₹23.3800
13 Oct 2011	₹23.2900
12 Oct 2011	₹23.3300
11 Oct 2011	₹22.9900
10 Oct 2011	₹22.9700

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Birla Sun Life Basic Industries Fund-Plan A(Dividend) is a Growth from Birla Sun Life (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Birla Sun Life Basic Industries Fund-Plan A(Dividend) has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Birla Sun Life Basic Industries Fund-Plan A(Dividend) is managed by Birla Sun Life. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Birla Sun Life Basic Industries Fund-Plan A(Dividend) has delivered a absolute return of -26.81% — -33.92 pp behind the Growth category average of 7.10%. The fund ranks #276 of 307 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Birla Sun Life Basic Industries Fund-Plan A(Dividend) has delivered a CAGR of 4.26% — +3.5 pp ahead of the Growth category average of 0.76%. The fund ranks #141 of 264 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Birla Sun Life Basic Industries Fund-Plan A(Dividend) has delivered a CAGR of -8.43% — -8.45 pp behind the Growth category average of 0.02%. The fund ranks #191 of 208 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Birla Sun Life Basic Industries Fund-Plan A(Dividend) exactly 5 years ago would be worth approximately ₹64,365 today — a multiplier of 0.64×, based on the 5-year CAGR of -8.43%. The category average over the same window would have grown ₹1 lakh to ₹100,100.

A ₹10,000 monthly SIP in Birla Sun Life Basic Industries Fund-Plan A(Dividend) over the last 5 years — total invested ₹600,000 — would be worth ₹499,839 today. That's an XIRR (money-weighted annualised return) of -7.14%.

Birla Sun Life Basic Industries Fund-Plan A(Dividend) doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹499,839 — XIRR -7.14%.

On a 5-year basis, Birla Sun Life Basic Industries Fund-Plan A(Dividend) ranks #191 out of 208 funds in the Growth category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 0.02%; this fund delivered -8.43%.

The worst peak-to-trough decline Birla Sun Life Basic Industries Fund-Plan A(Dividend) has experienced over the last 5-year window is 69.85% — its NAV fell from a high on 04 Jan 2008 to a low on 09 Mar 2009. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Birla Sun Life Basic Industries Fund-Plan A(Dividend) averaged -5.61% (best -1.58%, worst -8.43%). 0% of rolling windows ended positive. The 5-year Sharpe ratio is -0.28 — negative risk-adjusted performance.

In calendar year 2010, Birla Sun Life Basic Industries Fund-Plan A(Dividend) returned 3.38% — lagging the Growth category average of 11.69% by 8.30 pp. It ranked #200 of 256 in its category that year.

Birla Sun Life Basic Industries Fund-Plan A(Dividend) doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Birla Sun Life Basic Industries Fund-Plan A(Dividend) is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 69.8%. 5-year CAGR: -8.43%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.