Should I invest in UTI Ultra Short Duration Fund - Weekly IDCW (Reinvestment)?

We don't give personal investment advice. UTI Ultra Short Duration Fund - Regular Plan - Weekly IDCW (Reinvestment) is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.9%. 5-year CAGR: 5.68%.

UTI

UTI Ultra Short Duration Fund - Regular Plan - Weekly IDCW (Reinvestment)

Unit split applied to historical metrics

This scheme had a 100× unit consolidation on 13 Apr 2006. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

Latest NAV

₹1,426.8112

As of

24 Jul 2026

5,136 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	-0.02%	+0.05	5 / 42	Q1
1W	+0.13%	+0.06%	+0.06	10 / 42	Q1
2W	+0.21%	+0.13%	+0.08	12 / 41	Q2
1M	+0.57%	+0.25%	+0.32	11 / 40	Q2
3M	+1.56%	+0.80%	+0.76	7 / 41	Q1
6M	+3.16%	+1.41%	+1.75	11 / 41	Q2
YTD	+3.33%	+1.40%	+1.93	10 / 41	Q1
1Y	+4.55%	+2.32%	+2.23	14 / 41	Q2
2Y	+5.92%	+2.28%	+3.63	12 / 40	Q2
3Y	+6.26%	+1.86%	+4.40	10 / 36	Q2
4Y	+6.25%	+1.94%	+4.31	7 / 31	Q1
5Y	+5.68%	+1.84%	+3.83	8 / 30	Q2
7Y	+4.02%	+1.81%	+2.21	8 / 30	Q2
10Y	+2.51%	+2.20%	+0.30	8 / 20	Q2
Inception	+1.71%	+1.97%	-0.26	14 / 42	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.33%	+0.98%	+2.35	5 / 28
2025	+5.35%	+2.08%	+3.27	8 / 28
2024	+7.15%	+2.04%	+5.10	6 / 29
2023	+6.73%	+2.06%	+4.68	6 / 29
2022	+4.22%	+1.21%	+3.01	7 / 31
2021	+1.48%	+1.04%	+0.44	8 / 30
2020	+0.00%	+1.89%	-1.89	26 / 31
2019	-2.75%	+1.34%	-4.10	34 / 35
2018	+0.03%	+2.74%	-2.71	19 / 27
2017	-0.06%	+2.51%	-2.57	23 / 26
2016	-0.05%	+3.00%	-3.05	16 / 18

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.69%

236 windows

min -3.2% · max 7.4%

78% positive

3-Year rolling

+1.46%

211 windows

min -1.1% · max 6.9%

72% positive

5-Year rolling

+1.15%

187 windows

min -0.7% · max 5.7%

72% positive

7-Year rolling

+0.91%

163 windows

min -0.4% · max 4.0%

78% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.84%

3-year · annualised

Sharpe ratio

-0.48

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-1.16%

Nov 2025 → Nov 2025

% positive months

97.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Ultra Short Duration Fund

Scheme	Fund house	NAV	As of
HDFC Ultra Short Term Fund - Daily IDCW Option	HDFC	₹10.1030	24 Jul 2026
NIPPON INDIA ULTRA SHORT DURATION FUND - DAILY IDCW OPTION	Nippon India	₹1,114.1500	24 Jul 2026
SBI Ultra Short Duration Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹2,400.1222	24 Jul 2026
ICICI Prudential Ultra Short Term Fund - Daily IDCW	ICICI Prudential	₹10.0719	24 Jul 2026
Franklin India Ultra Short Duration Fund - IDCW	Franklin India	₹10.6743	24 Jul 2026
Kotak Savings Fund -Growth	Kotak Mahindra	₹45.6632	24 Jul 2026
UTI Ultra Short Duration Fund - Discontinued - INSTN GROWTH OPTION	UTI	₹3,230.5336	24 Jul 2026
PGIM India Ultra Short Duration Fund - Daily Dividend	PGIM India	₹10.0203	24 Jul 2026
Aditya Birla Sun Life Savings Fund-Regular - DAILY IDCW	Birla Sun Life	₹100.0000	24 Jul 2026
Invesco India Ultra Short Duration Fund - Regular Plan - Weekly IDCW (Payout / Reinvestment)		₹1,146.6338	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹1,426.8112
23 Jul 2026	₹1,426.4357
22 Jul 2026	₹1,426.0686
21 Jul 2026	₹1,425.9952
20 Jul 2026	₹1,425.4179
17 Jul 2026	₹1,425.0115
16 Jul 2026	₹1,424.3537
15 Jul 2026	₹1,423.8596
14 Jul 2026	₹1,423.6400
13 Jul 2026	₹1,424.2851

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of UTI Ultra Short Duration Fund - Regular Plan - Weekly IDCW (Reinvestment) is ₹1,426.8112. It's a Ultra Short Duration Fund from UTI, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

UTI Ultra Short Duration Fund - Regular Plan - Weekly IDCW (Reinvestment) has NAV history starting from 01 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

UTI Ultra Short Duration Fund - Regular Plan - Weekly IDCW (Reinvestment) is managed by UTI. It's classified by AMFI under the 'Ultra Short Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Ultra Short Duration Fund - Regular Plan - Weekly IDCW (Reinvestment) has delivered a absolute return of 4.55% — +2.23 pp ahead of the Ultra Short Duration Fund category average of 2.32%. The fund ranks #14 of 41 in its category — the second (Q2) quartile.

Over the trailing 3-year window, UTI Ultra Short Duration Fund - Regular Plan - Weekly IDCW (Reinvestment) has delivered a CAGR of 6.26% — +4.4 pp ahead of the Ultra Short Duration Fund category average of 1.86%. The fund ranks #10 of 36 in its category — the second (Q2) quartile.

Over the trailing 5-year window, UTI Ultra Short Duration Fund - Regular Plan - Weekly IDCW (Reinvestment) has delivered a CAGR of 5.68% — +3.83 pp ahead of the Ultra Short Duration Fund category average of 1.84%. The fund ranks #8 of 30 in its category — the second (Q2) quartile.

₹1 lakh invested in UTI Ultra Short Duration Fund - Regular Plan - Weekly IDCW (Reinvestment) exactly 10 years ago would be worth approximately ₹128,080 today — a multiplier of 1.28×, based on the 10-year CAGR of 2.51%. The category average over the same window would have grown ₹1 lakh to ₹124,369.

A ₹10,000 monthly SIP in UTI Ultra Short Duration Fund - Regular Plan - Weekly IDCW (Reinvestment) over the last 5 years — total invested ₹600,000 — would be worth ₹698,489 today. That's an XIRR (money-weighted annualised return) of 6.02%.

A ₹10,000 monthly SIP for 10 years in UTI Ultra Short Duration Fund - Regular Plan - Weekly IDCW (Reinvestment) = ₹1,200,000 invested. It would currently be worth ₹1,476,995 (multiplier 1.23×). XIRR: 4.07%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, UTI Ultra Short Duration Fund - Regular Plan - Weekly IDCW (Reinvestment) ranks #8 out of 30 funds in the Ultra Short Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 1.84%; this fund delivered 5.68%.

The worst peak-to-trough decline UTI Ultra Short Duration Fund - Regular Plan - Weekly IDCW (Reinvestment) has experienced over the last 5-year window is 1.85% — its NAV fell from a high on 05 Oct 2021 to a low on 13 Oct 2021. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI Ultra Short Duration Fund - Regular Plan - Weekly IDCW (Reinvestment) averaged 1.15% (best 5.68%, worst -0.66%). 72% of rolling windows ended positive. The 5-year Sharpe ratio is -0.93 — negative risk-adjusted performance.

In calendar year 2025, UTI Ultra Short Duration Fund - Regular Plan - Weekly IDCW (Reinvestment) returned 5.35% — beating the Ultra Short Duration Fund category average of 2.08% by 3.27 pp. It ranked #8 of 28 in its category that year.

UTI Ultra Short Duration Fund - Regular Plan - Weekly IDCW (Reinvestment) is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. UTI Ultra Short Duration Fund - Regular Plan - Weekly IDCW (Reinvestment) is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.9%. 5-year CAGR: 5.68%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.