UTI

UTI - Treasury Advantage Fund - Retail Monthly Dividend Option

Latest NAV

₹1,008.1131

As of

3 Jun 2026

4,609 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.59%	-0.02%	-0.57	20 / 20	Q4
1W	-0.41%	+0.15%	-0.56	20 / 20	Q4
2W	-0.44%	+0.11%	-0.55	20 / 20	Q4
1M	-1.05%	+0.01%	-1.06	20 / 20	Q4
3M	-1.39%	+0.30%	-1.70	20 / 20	Q4
6M	-1.35%	+0.75%	-2.10	20 / 20	Q4
YTD	-1.74%	+0.64%	-2.38	20 / 20	Q4
1Y	-2.40%	+1.82%	-4.23	20 / 20	Q4
2Y	-0.97%	+2.58%	-3.55	20 / 20	Q4
3Y	-0.72%	+2.64%	-3.36	20 / 20	Q4
4Y	-0.90%	+2.61%	-3.52	20 / 20	Q4
5Y	-0.58%	+2.30%	-2.88	20 / 20	Q4
7Y	+0.43%	+2.40%	-1.97	11 / 20	Q3
10Y	-0.74%	+2.00%	-2.74	20 / 20	Q4
Inception	+0.04%	+1.97%	-1.93	15 / 17	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.74%	+0.64%	-2.38	20 / 20
2025	-0.05%	+2.87%	-2.93	16 / 20
2024	-0.33%	+2.89%	-3.22	20 / 20
2023	-0.82%	+2.68%	-3.50	20 / 20
2022	-3.16%	+1.49%	-4.66	20 / 20
2021	+1.56%	+1.43%	+0.13	9 / 20
2020	+6.04%	+3.27%	+2.77	6 / 20
2019	-8.15%	+0.78%	-8.93	20 / 20
2018	-0.71%	+1.56%	-2.26	20 / 20
2017	-0.82%	+1.17%	-1.99	20 / 20
2016	+0.84%	+1.94%	-1.09	8 / 20

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.13%

221 windows

min -12.5% · max 7.7%

67% positive

3-Year rolling

+0.04%

196 windows

min -4.7% · max 3.0%

57% positive

5-Year rolling

+0.06%

172 windows

min -2.5% · max 1.4%

58% positive

7-Year rolling

-0.04%

148 windows

min -1.5% · max 1.0%

43% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.56%

3-year · annualised

Sharpe ratio

-4.61

vs risk-free 6.5%

Sortino ratio

-5.61

Downside-only deviation

Max drawdown

-2.64%

Jul 2023 → Jun 2026

% positive months

47.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Low Duration Fund

Scheme	Fund house	NAV	As of
HDFC Cash Management Fund Treasury Advantage - Retail Plan Daily Dividend Option	HDFC	₹10.1428	3 Jun 2026
SBI Short Horizon Debt Fund - Ultra Short Term Fund - Retail Plan - Monthly Dividend	SBI	₹1,604.6713	3 Jun 2026
UTI - Treasury Advantage Fund - Retail Weekly Dividend Option	UTI	₹1,084.9333	3 Jun 2026
Axis Treasury Advantage Fund - Retail Plan - Daily IDCW	Axis	₹1,012.4736	3 Jun 2026
Reliance Money Manager Fund-Retail Plan Bonus Option	Reliance	₹2,789.8071	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹1,008.1131
2 Jun 2026	₹1,007.9951
1 Jun 2026	₹1,013.9480
29 May 2026	₹1,013.1714
27 May 2026	₹1,012.3977
26 May 2026	₹1,012.0984
25 May 2026	₹1,012.1268
22 May 2026	₹1,011.5038
21 May 2026	₹1,011.3175
20 May 2026	₹1,012.1363

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of UTI - Treasury Advantage Fund - Retail Monthly Dividend Option is ₹1,008.1131. It's a Low Duration Fund from UTI, run as a Retail plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

UTI - Treasury Advantage Fund - Retail Monthly Dividend Option has NAV history starting from 09 May 2007, a track record of about 19 years. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

UTI - Treasury Advantage Fund - Retail Monthly Dividend Option is managed by UTI. It's classified by AMFI under the 'Low Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI - Treasury Advantage Fund - Retail Monthly Dividend Option has delivered a absolute return of -2.40% — -4.23 pp behind the Low Duration Fund category average of 1.82%. The fund ranks #20 of 20 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, UTI - Treasury Advantage Fund - Retail Monthly Dividend Option has delivered a CAGR of -0.72% — -3.36 pp behind the Low Duration Fund category average of 2.64%. The fund ranks #20 of 20 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, UTI - Treasury Advantage Fund - Retail Monthly Dividend Option has delivered a CAGR of -0.58% — -2.88 pp behind the Low Duration Fund category average of 2.30%. The fund ranks #20 of 20 in its category — the bottom (Q4) quartile.

₹1 lakh invested in UTI - Treasury Advantage Fund - Retail Monthly Dividend Option exactly 10 years ago would be worth approximately ₹92,798 today — a multiplier of 0.93×, based on the 10-year CAGR of -0.74%. The category average over the same window would have grown ₹1 lakh to ₹121,856.

A ₹10,000 monthly SIP in UTI - Treasury Advantage Fund - Retail Monthly Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹584,622 today. That's an XIRR (money-weighted annualised return) of -1.02%.

A ₹10,000 monthly SIP for 10 years in UTI - Treasury Advantage Fund - Retail Monthly Dividend Option = ₹1,200,000 invested. It would currently be worth ₹1,155,795 (multiplier 0.96×). XIRR: -0.75%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, UTI - Treasury Advantage Fund - Retail Monthly Dividend Option ranks #20 out of 20 funds in the Low Duration Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 2.30%; this fund delivered -0.58%.

The worst peak-to-trough decline UTI - Treasury Advantage Fund - Retail Monthly Dividend Option has experienced over the last 5-year window is 6.69% — its NAV fell from a high on 01 Oct 2021 to a low on 02 Jun 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI - Treasury Advantage Fund - Retail Monthly Dividend Option averaged 0.06% (best 1.37%, worst -2.52%). 58% of rolling windows ended positive. The 5-year Sharpe ratio is -2.59 — negative risk-adjusted performance.

In calendar year 2025, UTI - Treasury Advantage Fund - Retail Monthly Dividend Option returned -0.05% — lagging the Low Duration Fund category average of 2.87% by 2.93 pp. It ranked #16 of 20 in its category that year.

UTI - Treasury Advantage Fund - Retail Monthly Dividend Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. UTI - Treasury Advantage Fund - Retail Monthly Dividend Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.7%. 5-year CAGR: -0.58%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.