Should I invest in UTI Sunder?

We don't give personal investment advice. UTI Sunder is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 58.8%. 5-year CAGR: 10.18%.

UTI

UTI Sunder

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.63%	-0.79%	+1.42	1 / 10	Q1
1W	+4.71%	-5.22%	+9.93	1 / 10	Q1
2W	+1.54%	-6.36%	+7.90	1 / 10	Q1
1M	+1.50%	-7.97%	+9.46	1 / 10	Q1
3M	+14.38%	-4.36%	+18.74	1 / 10	Q1
6M	+9.71%	-4.28%	+13.99	2 / 10	Q1
YTD	+17.13%	-6.93%	+24.07	1 / 10	Q1
1Y	+3.15%	-1.57%	+4.72	4 / 10	Q2
2Y	+5.63%	+6.75%	-1.12	6 / 10	Q3
3Y	+27.05%	+9.37%	+17.69	1 / 10	Q1
4Y	+5.35%	+6.53%	-1.17	3 / 6	Q2
5Y	+10.18%	+10.24%	-0.06	4 / 6	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+9.40%	+8.57%	+0.83	5 / 10	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2012 YTD	+17.13%	+37.05%	-19.92	2 / 2
2011	-21.42%	-15.18%	-6.24	8 / 10
2010	+19.36%	+16.46%	+2.90	3 / 10
2009	+71.26%	+51.87%	+19.39	4 / 10
2008	-50.77%	-43.05%	-7.73	3 / 5
2007	+54.24%	+48.12%	+6.12	3 / 5
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+15.47%

61 windows

min -52.3% · max 96.0%

72% positive

3-Year rolling

+10.22%

37 windows

min -3.8% · max 27.1%

97% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+9.65%

12 windows

min 5.2% · max 15.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

25.28%

3-year · annualised

Sharpe ratio

0.85

vs risk-free 6.5%

Sortino ratio

1.97

Downside-only deviation

Max drawdown

-24.57%

Nov 2010 → Dec 2011

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
14 Mar 2012	₹600.1974
13 Mar 2012	₹596.4115
12 Mar 2012	₹588.7962
9 Mar 2012	₹585.6680
7 Mar 2012	₹573.1833
6 Mar 2012	₹573.3803
5 Mar 2012	₹579.6580
2 Mar 2012	₹588.3051
1 Mar 2012	₹586.1343
29 Feb 2012	₹591.1164

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

UTI Sunder is a Other ETFs from UTI (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

UTI Sunder has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

UTI Sunder is managed by UTI. It's classified by AMFI under the 'Other ETFs' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Sunder has delivered a absolute return of 3.15% — +4.72 pp ahead of the Other ETFs category average of -1.57%. The fund ranks #4 of 10 in its category — the second (Q2) quartile.

Over the trailing 3-year window, UTI Sunder has delivered a CAGR of 27.05% — +17.69 pp ahead of the Other ETFs category average of 9.37%. The fund ranks #1 of 10 in its category — the top (Q1) quartile.

Over the trailing 5-year window, UTI Sunder has delivered a CAGR of 10.18% — -0.06 pp behind the Other ETFs category average of 10.24%. The fund ranks #4 of 6 in its category — the third (Q3) quartile.

₹1 lakh invested in UTI Sunder exactly 5 years ago would be worth approximately ₹162,393 today — a multiplier of 1.62×, based on the 5-year CAGR of 10.18%. The category average over the same window would have grown ₹1 lakh to ₹162,831.

A ₹10,000 monthly SIP in UTI Sunder over the last 5 years — total invested ₹600,000 — would be worth ₹745,498 today. That's an XIRR (money-weighted annualised return) of 8.61%.

UTI Sunder doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹745,498 — XIRR 8.61%.

On a 5-year basis, UTI Sunder ranks #4 out of 6 funds in the Other ETFs category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 10.24%; this fund delivered 10.18%.

The worst peak-to-trough decline UTI Sunder has experienced over the last 5-year window is 58.80% — its NAV fell from a high on 08 Jan 2008 to a low on 27 Oct 2008. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI Sunder averaged 9.65% (best 15.06%, worst 5.23%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.25 — weak risk-adjusted performance.

In calendar year 2011, UTI Sunder returned -21.42% — lagging the Other ETFs category average of -15.18% by 6.24 pp. It ranked #8 of 10 in its category that year.

UTI Sunder doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. UTI Sunder is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 58.8%. 5-year CAGR: 10.18%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.