Should I invest in UTI Quarterly Interval Fund - II?

We don't give personal investment advice. UTI Quarterly Interval Fund - II - Direct Plan - IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.9%. 5-year CAGR: 1.98%.

UTI

UTI Quarterly Interval Fund - II - Direct Plan - IDCW

Latest NAV

₹11.0386

As of

25 Mar 2025

2,925 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	-6.79%	+6.81	151 / 1087	Q1
1W	+0.11%	-9.68%	+9.79	146 / 998	Q1
2W	+0.22%	-9.65%	+9.86	150 / 997	Q1
1M	+0.43%	-9.71%	+10.14	139 / 991	Q1
3M	+1.39%	-9.39%	+10.78	130 / 984	Q1
6M	+2.06%	-8.74%	+10.80	221 / 949	Q1
YTD	+1.26%	-8.86%	+10.12	282 / 949	Q2
1Y	+3.72%	-6.69%	+10.41	304 / 916	Q2
2Y	+3.54%	-2.42%	+5.97	292 / 867	Q2
3Y	+3.25%	-1.12%	+4.36	272 / 833	Q2
4Y	+2.46%	+2.93%	-0.46	68 / 140	Q2
5Y	+1.98%	+2.47%	-0.50	38 / 87	Q2
7Y	+1.26%	+2.67%	-1.41	26 / 52	Q2
10Y	+0.89%	+2.62%	-1.73	24 / 34	Q3
Inception	+0.81%	+0.48%	+0.33	468 / 1085	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2025 YTD	+1.26%	+4.71%	-3.45	94 / 122
2024	+3.14%	+5.86%	-2.72	90 / 127
2023	+3.33%	+4.21%	-0.88	76 / 117
2022	+1.86%	-7.69%	+9.55	69 / 273
2021	+0.15%	-4.54%	+4.70	233 / 458
2020	-0.46%	+2.15%	-2.60	501 / 625
2019	-0.24%	+3.58%	-3.82	491 / 607
2018	-0.20%	+1.75%	-1.95	262 / 314
2017	-0.01%	+2.07%	-2.08	138 / 207
2016	-0.24%	+3.56%	-3.80	134 / 167
2015	-0.01%	+2.26%	-2.26	73 / 131

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.65%

136 windows

min -1.9% · max 3.7%

61% positive

3-Year rolling

+0.44%

112 windows

min -0.7% · max 3.2%

53% positive

5-Year rolling

+0.32%

87 windows

min -0.3% · max 2.0%

61% positive

7-Year rolling

+0.32%

63 windows

min -0.3% · max 1.3%

75% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.23%

3-year · annualised

Sharpe ratio

-2.69

vs risk-free 6.5%

Sortino ratio

-6.45

Downside-only deviation

Max drawdown

-0.94%

Jun 2023 → Jun 2023

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Charity Fund for Cancer Cure - IDCW Option - Direct Plan - 50% IDCW Donation Option	HDFC	₹10.0419	3 Jun 2026
NIPPON INDIA FIXED MATURITY PLAN - XLI - SERIES 8 - DIRECT Plan - IDCW Option	Nippon India	₹17.3687	3 Jun 2026
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹17.4021	3 Jun 2026
ICICI Prudential Bond Fund - Direct Plan - Half Yearly IDCW	ICICI Prudential	₹10.7370	3 Jun 2026
BANDHAN Fixed Term Plan Series 179 DIRECT PLAN HALF YEARLY-IDCW (3652 days)	Bandhan	₹11.3171	3 Jun 2026
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Direct Plan - Payout of IDCW option	Aditya Birla Sun Life	₹13.5041	3 Jun 2026
Franklin India Medium to Long Duration Fund - Direct - IDCW	Franklin India	₹10.4993	3 Jun 2026
Kotak Bond Fund - Direct Plan - Standard IDCW option	Kotak	₹29.3456	3 Jun 2026
DSP FMP Series - 264 - 60M - 17D - Direct - IDCW	DSP	₹13.2410	3 Jun 2026
HSBC Medium to Long Duration Fund - Direct Quarterly IDCW	HSBC	₹10.3575	3 Jun 2026

Recent NAVs

Date	NAV
25 Mar 2025	₹11.0386
24 Mar 2025	₹11.0370
21 Mar 2025	₹11.0310
20 Mar 2025	₹11.0294
19 Mar 2025	₹11.0278
18 Mar 2025	₹11.0262
17 Mar 2025	₹11.0245
13 Mar 2025	₹11.0180
12 Mar 2025	₹11.0164
11 Mar 2025	₹11.0148

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 25 Mar 2025, the NAV of UTI Quarterly Interval Fund - II - Direct Plan - IDCW is ₹11.0386. It's a Medium to Long Duration Fund from UTI, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

UTI Quarterly Interval Fund - II - Direct Plan - IDCW has NAV history starting from 08 Feb 2013, a track record of about 13 years 3 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

UTI Quarterly Interval Fund - II - Direct Plan - IDCW is managed by UTI. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Quarterly Interval Fund - II - Direct Plan - IDCW has delivered a absolute return of 3.72% — +10.41 pp ahead of the Medium to Long Duration Fund category average of -6.69%. The fund ranks #304 of 916 in its category — the second (Q2) quartile.

Over the trailing 3-year window, UTI Quarterly Interval Fund - II - Direct Plan - IDCW has delivered a CAGR of 3.25% — +4.36 pp ahead of the Medium to Long Duration Fund category average of -1.12%. The fund ranks #272 of 833 in its category — the second (Q2) quartile.

Over the trailing 5-year window, UTI Quarterly Interval Fund - II - Direct Plan - IDCW has delivered a CAGR of 1.98% — -0.5 pp behind the Medium to Long Duration Fund category average of 2.47%. The fund ranks #38 of 87 in its category — the second (Q2) quartile.

₹1 lakh invested in UTI Quarterly Interval Fund - II - Direct Plan - IDCW exactly 10 years ago would be worth approximately ₹109,231 today — a multiplier of 1.09×, based on the 10-year CAGR of 0.89%. The category average over the same window would have grown ₹1 lakh to ₹129,492.

A ₹10,000 monthly SIP in UTI Quarterly Interval Fund - II - Direct Plan - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹643,010 today. That's an XIRR (money-weighted annualised return) of 2.73%.

A ₹10,000 monthly SIP for 10 years in UTI Quarterly Interval Fund - II - Direct Plan - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,299,007 (multiplier 1.08×). XIRR: 1.56%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, UTI Quarterly Interval Fund - II - Direct Plan - IDCW ranks #38 out of 87 funds in the Medium to Long Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 2.47%; this fund delivered 1.98%.

The worst peak-to-trough decline UTI Quarterly Interval Fund - II - Direct Plan - IDCW has experienced over the last 5-year window is 0.94% — its NAV fell from a high on 22 Jun 2023 to a low on 23 Jun 2023. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI Quarterly Interval Fund - II - Direct Plan - IDCW averaged 0.32% (best 1.98%, worst -0.30%). 61% of rolling windows ended positive. The 5-year Sharpe ratio is -3.52 — negative risk-adjusted performance.

In calendar year 2024, UTI Quarterly Interval Fund - II - Direct Plan - IDCW returned 3.14% — lagging the Medium to Long Duration Fund category average of 5.86% by 2.72 pp. It ranked #90 of 127 in its category that year.

UTI Quarterly Interval Fund - II - Direct Plan - IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. UTI Quarterly Interval Fund - II - Direct Plan - IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.9%. 5-year CAGR: 1.98%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.