Should I invest in UTI Quarterly Interval Fund - II?

We don't give personal investment advice. UTI Quarterly Interval Fund - II - Direct Plan - Growth Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 4.91%.

UTI

UTI Quarterly Interval Fund - II - Direct Plan - Growth Option

Latest NAV

₹30.6249

As of

25 Mar 2025

2,925 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	-2.27%	+2.28	273 / 1079	Q2
1W	+0.11%	-2.66%	+2.77	293 / 945	Q2
2W	+0.22%	-2.62%	+2.83	332 / 930	Q2
1M	+0.43%	-2.43%	+2.86	369 / 924	Q2
3M	+1.39%	-1.42%	+2.81	367 / 916	Q2
6M	+2.90%	-0.05%	+2.95	364 / 876	Q2
YTD	+1.26%	-0.27%	+1.53	669 / 880	Q4
1Y	+6.28%	+3.14%	+3.14	387 / 835	Q2
2Y	+6.57%	+4.08%	+2.50	565 / 807	Q3
3Y	+6.19%	+4.43%	+1.76	689 / 800	Q4
4Y	+5.44%	+7.85%	-2.41	149 / 164	Q4
5Y	+4.91%	+7.36%	-2.45	71 / 77	Q4
7Y	+5.27%	+6.45%	-1.18	39 / 39	Q4
10Y	+6.01%	+6.61%	-0.60	17 / 21	Q4
Inception	+6.56%	+5.01%	+1.56	857 / 1079	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2025 YTD	+1.26%	+6.90%	-5.64	97 / 98
2024	+6.59%	+9.13%	-2.54	96 / 103
2023	+6.69%	+7.13%	-0.44	72 / 89
2022	+4.73%	-1.01%	+5.75	22 / 220
2021	+3.14%	-0.37%	+3.51	208 / 366
2020	+3.13%	+6.75%	-3.62	395 / 486
2019	+5.67%	+7.15%	-1.48	364 / 524
2018	+7.48%	+5.66%	+1.82	35 / 269
2017	+6.98%	+6.29%	+0.69	109 / 279
2016	+7.89%	+8.41%	-0.52	165 / 241
2015	+8.51%	+7.38%	+1.13	92 / 184

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.50%

136 windows

min 2.8% · max 9.9%

100% positive

3-Year rolling

+6.19%

112 windows

min 3.5% · max 9.0%

100% positive

5-Year rolling

+6.04%

87 windows

min 4.7% · max 8.3%

100% positive

7-Year rolling

+6.05%

63 windows

min 5.3% · max 7.8%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.25%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.04%

May 2023 → May 2023

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC FMP 1269D March 2023 - Growth Option - Direct Plan	HDFC	₹12.5263	3 Jun 2026
Nippon India Fixed Maturity Plan - XLIII - Series 1- Direct Plan - Growth Option	Nippon India	₹13.3582	3 Jun 2026
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Direct Plan - Growth	SBI	₹17.3852	3 Jun 2026
ICICI Prudential Bond Fund - Direct Plan - Growth	ICICI Prudential	₹43.7788	3 Jun 2026
BANDHAN Fixed Term Plan Series 179 DIRECT PLAN-GROWTH (3652 days)	Bandhan	₹17.7320	3 Jun 2026
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Direct Plan - Growth Option	Aditya Birla Sun Life	₹13.5023	3 Jun 2026
Franklin India Medium to Long Duration Fund - Direct Growth	Franklin India	₹11.0072	3 Jun 2026
Kotak Bond Fund - Growth - Direct	Kotak	₹88.1692	3 Jun 2026
DSP FMP Series - 264 - 60M - 17D - Direct - Growth	DSP	₹13.2410	3 Jun 2026
HSBC Medium to Long Duration Fund - Direct Growth	HSBC	₹47.7483	3 Jun 2026

Recent NAVs

Date	NAV
25 Mar 2025	₹30.6249
24 Mar 2025	₹30.6205
21 Mar 2025	₹30.6039
20 Mar 2025	₹30.5994
19 Mar 2025	₹30.5950
18 Mar 2025	₹30.5905
17 Mar 2025	₹30.5859
13 Mar 2025	₹30.5679
12 Mar 2025	₹30.5634
11 Mar 2025	₹30.5590

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 25 Mar 2025, the NAV of UTI Quarterly Interval Fund - II - Direct Plan - Growth Option is ₹30.6249. It's a Medium to Long Duration Fund from UTI, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

UTI Quarterly Interval Fund - II - Direct Plan - Growth Option has NAV history starting from 08 Feb 2013, a track record of about 13 years 3 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

UTI Quarterly Interval Fund - II - Direct Plan - Growth Option is managed by UTI. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Quarterly Interval Fund - II - Direct Plan - Growth Option has delivered a absolute return of 6.28% — +3.14 pp ahead of the Medium to Long Duration Fund category average of 3.14%. The fund ranks #387 of 835 in its category — the second (Q2) quartile.

Over the trailing 3-year window, UTI Quarterly Interval Fund - II - Direct Plan - Growth Option has delivered a CAGR of 6.19% — +1.76 pp ahead of the Medium to Long Duration Fund category average of 4.43%. The fund ranks #689 of 800 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, UTI Quarterly Interval Fund - II - Direct Plan - Growth Option has delivered a CAGR of 4.91% — -2.45 pp behind the Medium to Long Duration Fund category average of 7.36%. The fund ranks #71 of 77 in its category — the bottom (Q4) quartile.

₹1 lakh invested in UTI Quarterly Interval Fund - II - Direct Plan - Growth Option exactly 10 years ago would be worth approximately ₹179,217 today — a multiplier of 1.79×, based on the 10-year CAGR of 6.01%. The category average over the same window would have grown ₹1 lakh to ₹189,685.

A ₹10,000 monthly SIP in UTI Quarterly Interval Fund - II - Direct Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹693,703 today. That's an XIRR (money-weighted annualised return) of 5.74%.

A ₹10,000 monthly SIP for 10 years in UTI Quarterly Interval Fund - II - Direct Plan - Growth Option = ₹1,200,000 invested. It would currently be worth ₹1,594,178 (multiplier 1.33×). XIRR: 5.54%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, UTI Quarterly Interval Fund - II - Direct Plan - Growth Option ranks #71 out of 77 funds in the Medium to Long Duration Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 7.36%; this fund delivered 4.91%.

The worst peak-to-trough decline UTI Quarterly Interval Fund - II - Direct Plan - Growth Option has experienced over the last 5-year window is 0.04% — its NAV fell from a high on 03 May 2023 to a low on 04 May 2023. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI Quarterly Interval Fund - II - Direct Plan - Growth Option averaged 6.04% (best 8.34%, worst 4.66%). 100% of rolling windows ended positive.

In calendar year 2024, UTI Quarterly Interval Fund - II - Direct Plan - Growth Option returned 6.59% — lagging the Medium to Long Duration Fund category average of 9.13% by 2.54 pp. It ranked #96 of 103 in its category that year.

UTI Quarterly Interval Fund - II - Direct Plan - Growth Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. UTI Quarterly Interval Fund - II - Direct Plan - Growth Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 4.91%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

UTI Quarterly Interval Fund - II - Direct Plan - Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Medium to Long Duration Fund

Recent NAVs

Frequently asked questions

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