Should I invest in UTI Quarterly Interval Fund - I?

We don't give personal investment advice. UTI Quarterly Interval Fund - I - Direct Plan - IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.9%. 5-year CAGR: 2.09%.

UTI

UTI Quarterly Interval Fund - I - Direct Plan - IDCW

Latest NAV

₹11.1076

As of

25 Mar 2025

2,834 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	-6.79%	+6.81	140 / 1087	Q1
1W	+0.11%	-9.68%	+9.78	154 / 998	Q1
2W	+0.21%	-9.65%	+9.86	151 / 997	Q1
1M	+0.44%	-9.71%	+10.15	135 / 991	Q1
3M	+1.43%	-9.39%	+10.82	127 / 984	Q1
6M	+2.15%	-8.74%	+10.90	212 / 949	Q1
YTD	+1.30%	-8.86%	+10.16	267 / 949	Q2
1Y	+3.90%	-6.69%	+10.59	300 / 916	Q2
2Y	+3.72%	-2.42%	+6.15	291 / 867	Q2
3Y	+3.45%	-1.12%	+4.57	271 / 833	Q2
4Y	+2.64%	+2.93%	-0.29	65 / 140	Q2
5Y	+2.09%	+2.47%	-0.38	37 / 87	Q2
7Y	+1.48%	+2.67%	-1.18	24 / 52	Q2
10Y	+1.03%	+2.62%	-1.59	21 / 34	Q3
Inception	+0.87%	+0.48%	+0.39	467 / 1085	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2025 YTD	+1.30%	+4.71%	-3.41	93 / 122
2024	+3.47%	+5.86%	-2.40	89 / 127
2023	+3.33%	+4.21%	-0.88	75 / 117
2022	+2.11%	-7.69%	+9.80	65 / 273
2021	+0.12%	-4.54%	+4.67	235 / 458
2020	-0.05%	+2.15%	-2.20	461 / 625
2019	-0.09%	+3.58%	-3.67	474 / 607
2018	+0.09%	+1.75%	-1.66	248 / 314
2017	+0.00%	+2.07%	-2.06	135 / 207
2016	-0.36%	+3.56%	-3.91	136 / 167
2015	+0.15%	+2.26%	-2.11	71 / 131

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.69%

133 windows

min -2.2% · max 3.9%

62% positive

3-Year rolling

+0.49%

107 windows

min -0.5% · max 3.5%

41% positive

5-Year rolling

+0.36%

84 windows

min -0.3% · max 2.1%

56% positive

7-Year rolling

+0.36%

60 windows

min -0.2% · max 1.5%

63% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.22%

3-year · annualised

Sharpe ratio

-2.54

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.94%

Jun 2023 → Jun 2023

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Charity Fund for Cancer Cure - IDCW Option - Direct Plan - 50% IDCW Donation Option	HDFC	₹10.0419	3 Jun 2026
NIPPON INDIA FIXED MATURITY PLAN - XLI - SERIES 8 - DIRECT Plan - IDCW Option	Nippon India	₹17.3687	3 Jun 2026
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹17.4021	3 Jun 2026
ICICI Prudential Bond Fund - Direct Plan - Half Yearly IDCW	ICICI Prudential	₹10.7370	3 Jun 2026
BANDHAN Fixed Term Plan Series 179 DIRECT PLAN HALF YEARLY-IDCW (3652 days)	Bandhan	₹11.3171	3 Jun 2026
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Direct Plan - Payout of IDCW option	Aditya Birla Sun Life	₹13.5041	3 Jun 2026
Franklin India Medium to Long Duration Fund - Direct - IDCW	Franklin India	₹10.4993	3 Jun 2026
Kotak Bond Fund - Direct Plan - Standard IDCW option	Kotak	₹29.3456	3 Jun 2026
DSP FMP Series - 264 - 60M - 17D - Direct - IDCW	DSP	₹13.2410	3 Jun 2026
HSBC Medium to Long Duration Fund - Direct Quarterly IDCW	HSBC	₹10.3575	3 Jun 2026

Recent NAVs

Date	NAV
25 Mar 2025	₹11.1076
24 Mar 2025	₹11.1059
21 Mar 2025	₹11.1008
20 Mar 2025	₹11.0991
19 Mar 2025	₹11.0974
18 Mar 2025	₹11.0957
17 Mar 2025	₹11.0940
13 Mar 2025	₹11.0872
12 Mar 2025	₹11.0855
11 Mar 2025	₹11.0838

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 25 Mar 2025, the NAV of UTI Quarterly Interval Fund - I - Direct Plan - IDCW is ₹11.1076. It's a Medium to Long Duration Fund from UTI, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

UTI Quarterly Interval Fund - I - Direct Plan - IDCW has NAV history starting from 22 Mar 2013, a track record of about 13 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

UTI Quarterly Interval Fund - I - Direct Plan - IDCW is managed by UTI. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Quarterly Interval Fund - I - Direct Plan - IDCW has delivered a absolute return of 3.90% — +10.59 pp ahead of the Medium to Long Duration Fund category average of -6.69%. The fund ranks #300 of 916 in its category — the second (Q2) quartile.

Over the trailing 3-year window, UTI Quarterly Interval Fund - I - Direct Plan - IDCW has delivered a CAGR of 3.45% — +4.57 pp ahead of the Medium to Long Duration Fund category average of -1.12%. The fund ranks #271 of 833 in its category — the second (Q2) quartile.

Over the trailing 5-year window, UTI Quarterly Interval Fund - I - Direct Plan - IDCW has delivered a CAGR of 2.09% — -0.38 pp behind the Medium to Long Duration Fund category average of 2.47%. The fund ranks #37 of 87 in its category — the second (Q2) quartile.

₹1 lakh invested in UTI Quarterly Interval Fund - I - Direct Plan - IDCW exactly 10 years ago would be worth approximately ₹110,798 today — a multiplier of 1.11×, based on the 10-year CAGR of 1.03%. The category average over the same window would have grown ₹1 lakh to ₹129,492.

A ₹10,000 monthly SIP in UTI Quarterly Interval Fund - I - Direct Plan - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹645,717 today. That's an XIRR (money-weighted annualised return) of 2.90%.

A ₹10,000 monthly SIP for 10 years in UTI Quarterly Interval Fund - I - Direct Plan - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,307,033 (multiplier 1.09×). XIRR: 1.69%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, UTI Quarterly Interval Fund - I - Direct Plan - IDCW ranks #37 out of 87 funds in the Medium to Long Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 2.47%; this fund delivered 2.09%.

The worst peak-to-trough decline UTI Quarterly Interval Fund - I - Direct Plan - IDCW has experienced over the last 5-year window is 0.94% — its NAV fell from a high on 22 Jun 2023 to a low on 23 Jun 2023. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI Quarterly Interval Fund - I - Direct Plan - IDCW averaged 0.36% (best 2.09%, worst -0.27%). 56% of rolling windows ended positive. The 5-year Sharpe ratio is -3.40 — negative risk-adjusted performance.

In calendar year 2024, UTI Quarterly Interval Fund - I - Direct Plan - IDCW returned 3.47% — lagging the Medium to Long Duration Fund category average of 5.86% by 2.40 pp. It ranked #89 of 127 in its category that year.

UTI Quarterly Interval Fund - I - Direct Plan - IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. UTI Quarterly Interval Fund - I - Direct Plan - IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.9%. 5-year CAGR: 2.09%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.