Should I invest in UTI Large Cap Fund?

We don't give personal investment advice. UTI Large Cap Fund - Direct Plan - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.2%. 5-year CAGR: 9.22%.

UTI

UTI Large Cap Fund - Direct Plan - Growth Option

Latest NAV

₹280.6540

As of

3 Jun 2026

3,300 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.50%	+0.19%	+0.31	3 / 36	Q1
1W	-1.50%	-1.77%	+0.27	7 / 36	Q1
2W	-0.35%	-0.24%	-0.11	20 / 36	Q3
1M	-1.76%	-1.86%	+0.10	11 / 36	Q2
3M	-4.40%	-3.48%	-0.91	23 / 35	Q3
6M	-9.30%	-7.02%	-2.29	32 / 34	Q4
YTD	-9.65%	-7.39%	-2.26	32 / 34	Q4
1Y	-4.37%	-1.80%	-2.57	31 / 34	Q4
2Y	+1.60%	+2.13%	-0.53	20 / 32	Q3
3Y	+9.60%	+12.27%	-2.67	28 / 31	Q4
4Y	+9.96%	+12.68%	-2.72	27 / 29	Q4
5Y	+9.22%	+11.07%	-1.85	24 / 28	Q4
7Y	+11.68%	+12.37%	-0.69	16 / 25	Q3
10Y	+11.98%	+12.80%	-0.83	17 / 23	Q3
Inception	+12.46%	+11.08%	+1.38	21 / 36	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-9.65%	-7.39%	-2.26	32 / 34
2025	+8.92%	+8.01%	+0.90	15 / 33
2024	+12.26%	+16.46%	-4.21	29 / 31
2023	+21.24%	+25.03%	-3.79	27 / 31
2022	-0.90%	+3.34%	-4.25	23 / 28
2021	+30.44%	+27.19%	+3.24	7 / 27
2020	+19.76%	+14.50%	+5.26	3 / 25
2019	+11.22%	+11.93%	-0.71	16 / 24
2018	+1.24%	+0.35%	+0.89	10 / 24
2017	+29.18%	+31.41%	-2.23	18 / 23
2016	+3.80%	+4.58%	-0.78	14 / 22

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+15.49%

152 windows

min -26.3% · max 77.3%

86% positive

3-Year rolling

+13.57%

127 windows

min -3.2% · max 26.3%

99% positive

5-Year rolling

+13.74%

103 windows

min -0.3% · max 22.0%

99% positive

7-Year rolling

+13.31%

79 windows

min 8.1% · max 15.8%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.87%

3-year · annualised

Sharpe ratio

0.29

vs risk-free 6.5%

Sortino ratio

0.42

Downside-only deviation

Max drawdown

-15.89%

Sep 2024 → Mar 2026

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large Cap Fund - Growth Option - Direct Plan	HDFC	₹1,163.9600	3 Jun 2026
Nippon India Large Cap Fund - Direct Plan Growth Plan - Bonus Option	Nippon India	₹97.2167	3 Jun 2026
SBI Large Cap FUND-DIRECT PLAN -GROWTH	SBI	₹100.8823	3 Jun 2026
ICICI Prudential Large Cap Fund (erstwhile Bluechip Fund) - Direct Plan - Growth	ICICI Prudential	₹115.3300	3 Jun 2026
Invesco India Largecap Fund - Direct Plan - Growth	Invesco	₹82.0000	3 Jun 2026
BANDHAN Large Cap Fund-Direct Plan-Growth	Bandhan	₹86.1600	3 Jun 2026
quant Large Cap Fund - Growth Option - Direct Plan	Quant	₹16.2295	3 Jun 2026
Aditya Birla Sun Life Large Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹550.6600	3 Jun 2026
Motilal Oswal Large Cap Direct Plan Growth	Motilal Oswal	₹13.4304	3 Jun 2026
Franklin India Large Cap Fund- Direct - Growth	Franklin India	₹1,077.6027	2 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹280.6540
2 Jun 2026	₹282.0355
1 Jun 2026	₹280.6417
29 May 2026	₹282.4098
27 May 2026	₹286.2059
26 May 2026	₹286.3412
25 May 2026	₹287.4368
22 May 2026	₹283.8840
21 May 2026	₹282.9624
20 May 2026	₹283.1895

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of UTI Large Cap Fund - Direct Plan - Growth Option is ₹280.6540. It's a Large Cap Fund from UTI, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

UTI Large Cap Fund - Direct Plan - Growth Option has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

UTI Large Cap Fund - Direct Plan - Growth Option is managed by UTI. It's classified by AMFI under the 'Large Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Large Cap Fund - Direct Plan - Growth Option has delivered a absolute return of -4.37% — -2.57 pp behind the Large Cap Fund category average of -1.80%. The fund ranks #31 of 34 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, UTI Large Cap Fund - Direct Plan - Growth Option has delivered a CAGR of 9.60% — -2.67 pp behind the Large Cap Fund category average of 12.27%. The fund ranks #28 of 31 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, UTI Large Cap Fund - Direct Plan - Growth Option has delivered a CAGR of 9.22% — -1.85 pp behind the Large Cap Fund category average of 11.07%. The fund ranks #24 of 28 in its category — the bottom (Q4) quartile.

₹1 lakh invested in UTI Large Cap Fund - Direct Plan - Growth Option exactly 10 years ago would be worth approximately ₹309,895 today — a multiplier of 3.10×, based on the 10-year CAGR of 11.98%. The category average over the same window would have grown ₹1 lakh to ₹333,597.

A ₹10,000 monthly SIP in UTI Large Cap Fund - Direct Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹707,583 today. That's an XIRR (money-weighted annualised return) of 6.53%.

A ₹10,000 monthly SIP for 10 years in UTI Large Cap Fund - Direct Plan - Growth Option = ₹1,200,000 invested. It would currently be worth ₹2,140,996 (multiplier 1.78×). XIRR: 11.14%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, UTI Large Cap Fund - Direct Plan - Growth Option ranks #24 out of 28 funds in the Large Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 11.07%; this fund delivered 9.22%.

The worst peak-to-trough decline UTI Large Cap Fund - Direct Plan - Growth Option has experienced over the last 5-year window is 19.22% — its NAV fell from a high on 17 Jan 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI Large Cap Fund - Direct Plan - Growth Option averaged 13.74% (best 21.95%, worst -0.35%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.26 — weak risk-adjusted performance.

In calendar year 2025, UTI Large Cap Fund - Direct Plan - Growth Option returned 8.92% — beating the Large Cap Fund category average of 8.01% by 0.90 pp. It ranked #15 of 33 in its category that year.

UTI Large Cap Fund - Direct Plan - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. UTI Large Cap Fund - Direct Plan - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.2%. 5-year CAGR: 9.22%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.