UTI
UTI Innovation Fund - Regular Plan - Payout of IDCW Option
NAV history & peer comparison
All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.
Compares up to 8 funds. Click any line in the legend above to hide/show it.
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | -0.64% | -0.06% | -0.58 | 145 / 168 | Q4 |
| 1W | -0.64% | -0.22% | -0.42 | 132 / 168 | Q4 |
| 2W | +2.56% | -0.98% | +3.54 | 12 / 170 | Q1 |
| 1M | +4.60% | +0.82% | +3.77 | 22 / 170 | Q1 |
| 3M | +10.61% | +3.83% | +6.78 | 29 / 170 | Q1 |
| 6M | +2.37% | +1.86% | +0.51 | 84 / 162 | Q3 |
| YTD | -1.17% | -0.06% | -1.11 | 95 / 160 | Q3 |
| 1Y | -2.12% | +1.21% | -3.33 | 104 / 150 | Q3 |
| 2Y | -2.56% | -0.78% | -1.78 | 73 / 109 | Q3 |
| 3Y | — | — | — | — | — |
| 4Y | — | — | — | — | — |
| 5Y | — | — | — | — | — |
| 7Y | — | — | — | — | — |
| 10Y | — | — | — | — | — |
| Inception | +4.68% | +7.30% | -2.62 | 125 / 170 | Q3 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2026 YTD | -1.17% | +1.20% | -2.37 | 95 / 158 |
| 2025 | -8.53% | -0.40% | -8.14 | 112 / 129 |
| 2024 | +18.05% | +19.58% | -1.53 | 49 / 84 |
| 2023 | — | — | — | — |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Peers in Sectoral/Thematic Fund
Recent NAVs
| Date | NAV |
|---|---|
| 17 Jul 2026 | ₹11.3573 |
| 16 Jul 2026 | ₹11.4301 |
| 15 Jul 2026 | ₹11.4941 |
| 14 Jul 2026 | ₹11.3715 |
| 13 Jul 2026 | ₹11.5199 |
| 10 Jul 2026 | ₹11.4306 |
| 9 Jul 2026 | ₹11.3079 |
| 8 Jul 2026 | ₹11.0730 |
| 7 Jul 2026 | ₹11.2304 |
| 6 Jul 2026 | ₹11.0562 |
Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
- time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
- risk tolerance accepts seeing the portfolio fall sharply without panic-selling
- goal isn't capital preservation in the short term
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.
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