UTI
UTI Innovation Fund - Direct Plan - Growth Option
NAV history & peer comparison
All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.
Compares up to 8 funds. Click any line in the legend above to hide/show it.
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | -0.63% | -0.05% | -0.59 | 218 / 258 | Q4 |
| 1W | -0.62% | -0.18% | -0.43 | 203 / 258 | Q4 |
| 2W | +2.61% | -0.17% | +2.78 | 18 / 259 | Q1 |
| 1M | +4.71% | +1.63% | +3.08 | 32 / 259 | Q1 |
| 3M | +10.97% | +4.83% | +6.14 | 38 / 259 | Q1 |
| 6M | +3.06% | +4.61% | -1.55 | 126 / 250 | Q3 |
| YTD | -0.45% | +2.98% | -3.43 | 163 / 247 | Q3 |
| 1Y | -0.76% | +5.46% | -6.22 | 185 / 235 | Q4 |
| 2Y | -1.18% | +4.09% | -5.27 | 151 / 187 | Q4 |
| 3Y | — | — | — | — | — |
| 4Y | — | — | — | — | — |
| 5Y | — | — | — | — | — |
| 7Y | — | — | — | — | — |
| 10Y | — | — | — | — | — |
| Inception | +6.17% | +12.07% | -5.90 | 205 / 259 | Q4 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2026 YTD | -0.45% | +3.40% | -3.85 | 162 / 244 |
| 2025 | -7.25% | +4.41% | -11.66 | 198 / 208 |
| 2024 | +19.79% | +23.18% | -3.39 | 98 / 155 |
| 2023 | — | — | — | — |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Peers in Sectoral/Thematic Fund
Recent NAVs
| Date | NAV |
|---|---|
| 17 Jul 2026 | ₹11.8094 |
| 16 Jul 2026 | ₹11.8847 |
| 15 Jul 2026 | ₹11.9508 |
| 14 Jul 2026 | ₹11.8229 |
| 13 Jul 2026 | ₹11.9768 |
| 10 Jul 2026 | ₹11.8827 |
| 9 Jul 2026 | ₹11.7547 |
| 8 Jul 2026 | ₹11.5101 |
| 7 Jul 2026 | ₹11.6733 |
| 6 Jul 2026 | ₹11.4919 |
Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
- time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
- risk tolerance accepts seeing the portfolio fall sharply without panic-selling
- goal isn't capital preservation in the short term
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.
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