Should I invest in UTI Infrastructure Fund-Income Option?

We don't give personal investment advice. UTI Infrastructure Fund-Income Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.4%. 5-year CAGR: 15.12%.

UTI

UTI Infrastructure Fund-Income Option

Latest NAV

₹73.8938

As of

3 Jun 2026

4,958 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.04%	+0.28%	-0.32	87 / 122	Q3
1W	-2.24%	-1.28%	-0.96	99 / 122	Q4
2W	-0.73%	+0.09%	-0.82	83 / 122	Q3
1M	-2.86%	-0.62%	-2.24	95 / 122	Q4
3M	+0.22%	+1.50%	-1.28	67 / 122	Q3
6M	-1.63%	-2.06%	+0.42	52 / 122	Q2
YTD	-1.74%	-1.85%	+0.11	53 / 122	Q2
1Y	+0.85%	+2.44%	-1.59	58 / 119	Q2
2Y	-1.57%	+3.47%	-5.04	87 / 116	Q3
3Y	+16.96%	+14.90%	+2.06	49 / 112	Q2
4Y	+18.18%	+14.65%	+3.53	33 / 105	Q2
5Y	+15.12%	+12.36%	+2.75	30 / 104	Q2
7Y	+14.00%	+13.76%	+0.25	49 / 99	Q2
10Y	+13.11%	+11.67%	+1.45	38 / 93	Q2
Inception	+6.40%	+10.81%	-4.40	97 / 122	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.74%	-2.01%	+0.28	50 / 118
2025	+3.97%	+3.20%	+0.77	42 / 115
2024	+18.53%	+19.60%	-1.08	60 / 113
2023	+37.03%	+31.56%	+5.47	40 / 108
2022	+8.81%	+2.19%	+6.63	37 / 104
2021	+38.36%	+32.41%	+5.95	37 / 102
2020	+2.92%	+18.32%	-15.40	82 / 100
2019	+6.09%	+5.50%	+0.59	34 / 97
2018	-15.22%	-10.07%	-5.15	63 / 94
2017	+34.27%	+30.10%	+4.17	42 / 93
2016	-1.24%	-0.25%	-0.99	44 / 93

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+10.93%

234 windows

min -59.2% · max 91.0%

62% positive

3-Year rolling

+8.09%

210 windows

min -15.1% · max 32.2%

71% positive

5-Year rolling

+7.60%

185 windows

min -11.0% · max 28.1%

81% positive

7-Year rolling

+7.25%

161 windows

min -6.3% · max 17.6%

89% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.96%

3-year · annualised

Sharpe ratio

0.66

vs risk-free 6.5%

Sortino ratio

1.17

Downside-only deviation

Max drawdown

-21.41%

Sep 2024 → Feb 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option	HDFC	₹16.8310	3 Jun 2026
Nippon India Japan Equity Fund- Growth Plan- Bonus Option	Nippon India	₹27.7005	3 Jun 2026
Magnum Equity Fund -Dividend	SBI	₹71.4772	3 Jun 2026
ICICI Prudential Active Momentum Fund - Growth	ICICI Prudential	₹10.5700	3 Jun 2026
Franklin Asian Equity Fund - Dividend Plan	Franklin Templeton	₹21.5824	3 Jun 2026
Franklin India Multi-Factor Fund- Growth	Franklin India	₹9.2801	3 Jun 2026
Kotak Infrastructure & Economic Reform Fund - Standard Plan-Growth	Kotak	₹67.0980	3 Jun 2026
Canara Robeco Infrastructure-DIVIDEND	Canara Robeco	₹64.3200	3 Jun 2026
UTI - MNC Fund (UGS 10000)-Growth Option	UTI	₹382.6597	3 Jun 2026
BANK OF INDIA Manufacturing & Infrastructure Fund-Growth	Bank of India	₹62.7500	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹73.8938
2 Jun 2026	₹73.8729
1 Jun 2026	₹73.9042
29 May 2026	₹74.8946
27 May 2026	₹75.9478
26 May 2026	₹75.5667
25 May 2026	₹75.7970
22 May 2026	₹75.1159
21 May 2026	₹75.0393
20 May 2026	₹74.7330

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of UTI Infrastructure Fund-Income Option is ₹73.8938. It's a Sectoral/Thematic Fund from UTI, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

UTI Infrastructure Fund-Income Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

UTI Infrastructure Fund-Income Option is managed by UTI. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Infrastructure Fund-Income Option has delivered a absolute return of 0.85% — -1.59 pp behind the Sectoral/Thematic Fund category average of 2.44%. The fund ranks #58 of 119 in its category — the second (Q2) quartile.

Over the trailing 3-year window, UTI Infrastructure Fund-Income Option has delivered a CAGR of 16.96% — +2.06 pp ahead of the Sectoral/Thematic Fund category average of 14.90%. The fund ranks #49 of 112 in its category — the second (Q2) quartile.

Over the trailing 5-year window, UTI Infrastructure Fund-Income Option has delivered a CAGR of 15.12% — +2.75 pp ahead of the Sectoral/Thematic Fund category average of 12.36%. The fund ranks #30 of 104 in its category — the second (Q2) quartile.

₹1 lakh invested in UTI Infrastructure Fund-Income Option exactly 10 years ago would be worth approximately ₹342,906 today — a multiplier of 3.43×, based on the 10-year CAGR of 13.11%. The category average over the same window would have grown ₹1 lakh to ₹301,430.

A ₹10,000 monthly SIP in UTI Infrastructure Fund-Income Option over the last 5 years — total invested ₹600,000 — would be worth ₹835,541 today. That's an XIRR (money-weighted annualised return) of 13.20%.

A ₹10,000 monthly SIP for 10 years in UTI Infrastructure Fund-Income Option = ₹1,200,000 invested. It would currently be worth ₹2,516,798 (multiplier 2.10×). XIRR: 14.17%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, UTI Infrastructure Fund-Income Option ranks #30 out of 104 funds in the Sectoral/Thematic Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 12.36%; this fund delivered 15.12%.

The worst peak-to-trough decline UTI Infrastructure Fund-Income Option has experienced over the last 5-year window is 21.41% — its NAV fell from a high on 27 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI Infrastructure Fund-Income Option averaged 7.60% (best 28.05%, worst -10.99%). 81% of rolling windows ended positive. The 5-year Sharpe ratio is 0.59 — reasonable risk-adjusted performance.

In calendar year 2025, UTI Infrastructure Fund-Income Option returned 3.97% — beating the Sectoral/Thematic Fund category average of 3.20% by 0.77 pp. It ranked #42 of 115 in its category that year.

UTI Infrastructure Fund-Income Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. UTI Infrastructure Fund-Income Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.4%. 5-year CAGR: 15.12%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.