Should I invest in UTI Infrastructure Fund?

We don't give personal investment advice. UTI Infrastructure Fund-Growth Option- Direct is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.3%. 5-year CAGR: 15.28%.

UTI

UTI Infrastructure Fund-Growth Option- Direct

Latest NAV

₹152.6650

As of

17 Jul 2026

3,331 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.02%	-0.05%	+0.03	140 / 258	Q3
1W	-0.66%	-0.18%	-0.48	211 / 258	Q4
2W	-0.93%	-0.17%	-0.76	228 / 259	Q4
1M	-0.75%	+1.63%	-2.38	233 / 259	Q4
3M	+0.98%	+4.83%	-3.85	211 / 259	Q4
6M	+3.68%	+4.61%	-0.93	121 / 250	Q2
YTD	+0.91%	+2.98%	-2.08	136 / 247	Q3
1Y	+0.85%	+5.46%	-4.60	167 / 235	Q3
2Y	-1.32%	+4.09%	-5.41	153 / 187	Q4
3Y	+15.99%	+15.93%	+0.06	78 / 148	Q3
4Y	+18.64%	+17.58%	+1.05	62 / 121	Q3
5Y	+15.28%	+13.72%	+1.56	45 / 110	Q2
7Y	+15.94%	+17.79%	-1.86	58 / 91	Q3
10Y	+13.39%	+14.89%	-1.50	56 / 76	Q3
Inception	+12.58%	+12.07%	+0.51	147 / 259	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.91%	+3.40%	-2.49	135 / 244
2025	+4.31%	+4.41%	-0.09	91 / 208
2024	+18.91%	+23.18%	-4.26	103 / 155
2023	+37.50%	+33.51%	+3.98	43 / 127
2022	+9.22%	+4.32%	+4.89	46 / 116
2021	+38.75%	+34.43%	+4.32	37 / 104
2020	+3.25%	+21.19%	-17.95	79 / 94
2019	+6.56%	+9.30%	-2.74	46 / 85
2018	-14.86%	-5.36%	-9.50	61 / 77
2017	+40.27%	+35.61%	+4.67	32 / 76
2016	+3.75%	+4.98%	-1.24	37 / 76

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.82%

153 windows

min -27.9% · max 83.5%

76% positive

3-Year rolling

+14.79%

129 windows

min -9.2% · max 33.5%

91% positive

5-Year rolling

+13.65%

105 windows

min -2.2% · max 30.5%

96% positive

7-Year rolling

+12.54%

80 windows

min 4.7% · max 18.5%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.69%

3-year · annualised

Sharpe ratio

0.61

vs risk-free 6.5%

Sortino ratio

1.04

Downside-only deviation

Max drawdown

-21.29%

Sep 2024 → Feb 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option - Direct Plan	HDFC	₹19.7420	17 Jul 2026
Nippon India Active Momentum Fund-Direct Plan - Growth Option	Nippon India	₹13.0154	17 Jul 2026
ICICI Prudential Active Momentum Fund - Direct Plan - Growth	ICICI Prudential	₹10.8700	17 Jul 2026
Invesco India Business Cycle Fund - Direct Plan - Growth	Invesco	₹14.5000	17 Jul 2026
Bandhan Business Cycle Fund - Direct Plan - Growth	Bandhan	₹10.1960	17 Jul 2026
quant BFSI Fund - Growth Option - Direct Plan	Quant	₹22.0723	17 Jul 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - DIRECT PLAN - GROWTH OPTION	Quantum	₹24.7900	17 Jul 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹72.8200	17 Jul 2026
Motilal Oswal Active Momentum Fund- Direct-Growth	Motilal Oswal	₹13.5242	17 Jul 2026
Franklin India Multi-Factor Fund- Direct- Growth	Franklin India	₹9.6426	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹152.6650
16 Jul 2026	₹152.6942
15 Jul 2026	₹152.6339
14 Jul 2026	₹152.6951
13 Jul 2026	₹153.1386
10 Jul 2026	₹153.6829
9 Jul 2026	₹151.9639
8 Jul 2026	₹150.6386
7 Jul 2026	₹153.5330
6 Jul 2026	₹154.8100

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of UTI Infrastructure Fund-Growth Option- Direct is ₹152.6650. It's a Sectoral/Thematic Fund from UTI, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

UTI Infrastructure Fund-Growth Option- Direct has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

UTI Infrastructure Fund-Growth Option- Direct is managed by UTI. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Infrastructure Fund-Growth Option- Direct has delivered a absolute return of 0.85% — -4.6 pp behind the Sectoral/Thematic Fund category average of 5.46%. The fund ranks #167 of 235 in its category — the third (Q3) quartile.

Over the trailing 3-year window, UTI Infrastructure Fund-Growth Option- Direct has delivered a CAGR of 15.99% — +0.06 pp ahead of the Sectoral/Thematic Fund category average of 15.93%. The fund ranks #78 of 148 in its category — the third (Q3) quartile.

Over the trailing 5-year window, UTI Infrastructure Fund-Growth Option- Direct has delivered a CAGR of 15.28% — +1.56 pp ahead of the Sectoral/Thematic Fund category average of 13.72%. The fund ranks #45 of 110 in its category — the second (Q2) quartile.

₹1 lakh invested in UTI Infrastructure Fund-Growth Option- Direct exactly 10 years ago would be worth approximately ₹351,455 today — a multiplier of 3.51×, based on the 10-year CAGR of 13.39%. The category average over the same window would have grown ₹1 lakh to ₹400,745.

A ₹10,000 monthly SIP in UTI Infrastructure Fund-Growth Option- Direct over the last 5 years — total invested ₹600,000 — would be worth ₹848,259 today. That's an XIRR (money-weighted annualised return) of 13.82%.

A ₹10,000 monthly SIP for 10 years in UTI Infrastructure Fund-Growth Option- Direct = ₹1,200,000 invested. It would currently be worth ₹2,613,653 (multiplier 2.18×). XIRR: 14.88%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, UTI Infrastructure Fund-Growth Option- Direct ranks #45 out of 110 funds in the Sectoral/Thematic Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 13.72%; this fund delivered 15.28%.

The worst peak-to-trough decline UTI Infrastructure Fund-Growth Option- Direct has experienced over the last 5-year window is 21.29% — its NAV fell from a high on 27 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI Infrastructure Fund-Growth Option- Direct averaged 13.64% (best 30.48%, worst -2.18%). 96% of rolling windows ended positive. The 5-year Sharpe ratio is 0.56 — reasonable risk-adjusted performance.

In calendar year 2025, UTI Infrastructure Fund-Growth Option- Direct returned 4.31% — lagging the Sectoral/Thematic Fund category average of 4.41% by 0.09 pp. It ranked #91 of 208 in its category that year.

UTI Infrastructure Fund-Growth Option- Direct is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. UTI Infrastructure Fund-Growth Option- Direct is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.3%. 5-year CAGR: 15.28%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.