Should I invest in UTI Infrastructure Fund?

We don't give personal investment advice. UTI Infrastructure Fund-Growth Option- Direct is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.3%. 5-year CAGR: 15.50%.

UTI

UTI Infrastructure Fund-Growth Option- Direct

Latest NAV

₹148.8822

As of

3 Jun 2026

3,300 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.04%	+0.27%	-0.31	182 / 258	Q3
1W	-2.24%	-1.34%	-0.90	198 / 258	Q4
2W	-0.72%	+0.04%	-0.75	177 / 259	Q3
1M	-2.84%	-0.39%	-2.45	222 / 259	Q4
3M	+0.29%	+2.19%	-1.90	151 / 257	Q3
6M	-1.50%	-1.09%	-0.40	111 / 247	Q2
YTD	-1.62%	-1.30%	-0.32	110 / 247	Q2
1Y	+1.14%	+5.02%	-3.88	137 / 230	Q3
2Y	-1.26%	+5.50%	-6.76	168 / 182	Q4
3Y	+17.34%	+16.94%	+0.40	68 / 139	Q2
4Y	+18.57%	+16.57%	+2.00	46 / 119	Q2
5Y	+15.50%	+13.73%	+1.77	38 / 109	Q2
7Y	+14.39%	+16.42%	-2.03	59 / 91	Q3
10Y	+13.97%	+15.07%	-1.10	51 / 76	Q3
Inception	+12.49%	+10.45%	+2.04	137 / 259	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.62%	-0.94%	-0.69	108 / 244
2025	+4.31%	+4.41%	-0.09	91 / 208
2024	+18.91%	+23.18%	-4.26	103 / 155
2023	+37.50%	+33.51%	+3.98	43 / 127
2022	+9.22%	+4.32%	+4.89	46 / 116
2021	+38.75%	+34.43%	+4.32	37 / 104
2020	+3.25%	+21.19%	-17.95	79 / 94
2019	+6.56%	+9.30%	-2.74	46 / 85
2018	-14.86%	-5.36%	-9.50	61 / 77
2017	+40.27%	+35.61%	+4.67	32 / 76
2016	+3.75%	+4.98%	-1.24	37 / 76

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.74%

152 windows

min -34.1% · max 91.8%

73% positive

3-Year rolling

+14.39%

127 windows

min -11.2% · max 32.6%

91% positive

5-Year rolling

+13.46%

103 windows

min -4.4% · max 28.5%

97% positive

7-Year rolling

+12.37%

79 windows

min 4.9% · max 18.0%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.97%

3-year · annualised

Sharpe ratio

0.68

vs risk-free 6.5%

Sortino ratio

1.21

Downside-only deviation

Max drawdown

-21.29%

Sep 2024 → Feb 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option - Direct Plan	HDFC	₹18.0340	3 Jun 2026
Nippon India Active Momentum Fund-Direct Plan - Growth Option	Nippon India	₹12.1791	3 Jun 2026
SBI Automotive Opportunities Fund - Direct Plan - Growth	SBI	₹11.7563	3 Jun 2026
ICICI Prudential Active Momentum Fund - Direct Plan - Growth	ICICI Prudential	₹10.6800	3 Jun 2026
Invesco India Business Cycle Fund - Direct Plan - Growth	Invesco	₹13.3000	3 Jun 2026
Bandhan Business Cycle Fund - Direct Plan - Growth	Bandhan	₹9.6290	3 Jun 2026
quant BFSI Fund - Growth Option - Direct Plan	Quant	₹20.2506	3 Jun 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - DIRECT PLAN - GROWTH OPTION	Quantum	₹23.5100	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹66.7400	3 Jun 2026
Motilal Oswal Active Momentum Fund- Direct-Growth	Motilal Oswal	₹13.3284	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹148.8822
2 Jun 2026	₹148.8391
1 Jun 2026	₹148.9009
29 May 2026	₹150.8928
27 May 2026	₹153.0123
26 May 2026	₹152.2433
25 May 2026	₹152.7061
22 May 2026	₹151.3304
21 May 2026	₹151.1749
20 May 2026	₹150.5565

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of UTI Infrastructure Fund-Growth Option- Direct is ₹148.8822. It's a Sectoral/Thematic Fund from UTI, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

UTI Infrastructure Fund-Growth Option- Direct has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

UTI Infrastructure Fund-Growth Option- Direct is managed by UTI. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Infrastructure Fund-Growth Option- Direct has delivered a absolute return of 1.14% — -3.88 pp behind the Sectoral/Thematic Fund category average of 5.02%. The fund ranks #137 of 230 in its category — the third (Q3) quartile.

Over the trailing 3-year window, UTI Infrastructure Fund-Growth Option- Direct has delivered a CAGR of 17.34% — +0.4 pp ahead of the Sectoral/Thematic Fund category average of 16.94%. The fund ranks #68 of 139 in its category — the second (Q2) quartile.

Over the trailing 5-year window, UTI Infrastructure Fund-Growth Option- Direct has delivered a CAGR of 15.50% — +1.77 pp ahead of the Sectoral/Thematic Fund category average of 13.73%. The fund ranks #38 of 109 in its category — the second (Q2) quartile.

₹1 lakh invested in UTI Infrastructure Fund-Growth Option- Direct exactly 10 years ago would be worth approximately ₹369,900 today — a multiplier of 3.70×, based on the 10-year CAGR of 13.97%. The category average over the same window would have grown ₹1 lakh to ₹407,181.

A ₹10,000 monthly SIP in UTI Infrastructure Fund-Growth Option- Direct over the last 5 years — total invested ₹600,000 — would be worth ₹843,555 today. That's an XIRR (money-weighted annualised return) of 13.58%.

A ₹10,000 monthly SIP for 10 years in UTI Infrastructure Fund-Growth Option- Direct = ₹1,200,000 invested. It would currently be worth ₹2,582,522 (multiplier 2.15×). XIRR: 14.65%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, UTI Infrastructure Fund-Growth Option- Direct ranks #38 out of 109 funds in the Sectoral/Thematic Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 13.73%; this fund delivered 15.50%.

The worst peak-to-trough decline UTI Infrastructure Fund-Growth Option- Direct has experienced over the last 5-year window is 21.29% — its NAV fell from a high on 27 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI Infrastructure Fund-Growth Option- Direct averaged 13.46% (best 28.48%, worst -4.41%). 97% of rolling windows ended positive. The 5-year Sharpe ratio is 0.61 — reasonable risk-adjusted performance.

In calendar year 2025, UTI Infrastructure Fund-Growth Option- Direct returned 4.31% — lagging the Sectoral/Thematic Fund category average of 4.41% by 0.09 pp. It ranked #91 of 208 in its category that year.

UTI Infrastructure Fund-Growth Option- Direct is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. UTI Infrastructure Fund-Growth Option- Direct is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.3%. 5-year CAGR: 15.50%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.