Should I invest in UTI Infrastructure Fund?

We don't give personal investment advice. UTI Infrastructure Fund-Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.4%. 5-year CAGR: 14.90%.

UTI

UTI Infrastructure Fund-Growth Option

Latest NAV

₹144.9270

As of

17 Jul 2026

4,989 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.02%	-0.07%	+0.05	65 / 122	Q3
1W	-0.67%	-0.15%	-0.52	94 / 122	Q4
2W	-0.95%	-0.13%	-0.81	94 / 122	Q4
1M	-0.77%	+1.33%	-2.10	107 / 122	Q4
3M	+0.90%	+3.32%	-2.42	85 / 122	Q3
6M	+3.53%	+2.87%	+0.67	49 / 122	Q2
YTD	+0.75%	+1.43%	-0.67	56 / 122	Q2
1Y	+0.56%	+2.53%	-1.97	71 / 120	Q3
2Y	-1.64%	+1.69%	-3.33	71 / 116	Q3
3Y	+15.62%	+13.72%	+1.90	49 / 114	Q2
4Y	+18.25%	+15.46%	+2.79	36 / 106	Q2
5Y	+14.90%	+12.16%	+2.74	31 / 104	Q2
7Y	+15.55%	+15.00%	+0.55	45 / 99	Q2
10Y	+12.98%	+11.50%	+1.47	38 / 93	Q2
Inception	+9.26%	+11.17%	-1.91	75 / 122	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.75%	+1.37%	-0.62	54 / 118
2025	+3.97%	+3.20%	+0.77	41 / 115
2024	+18.53%	+19.60%	-1.08	59 / 113
2023	+37.03%	+31.56%	+5.47	39 / 108
2022	+8.81%	+2.19%	+6.63	36 / 104
2021	+38.36%	+32.41%	+5.95	38 / 102
2020	+2.92%	+18.32%	-15.40	81 / 100
2019	+6.09%	+5.50%	+0.59	33 / 97
2018	-15.22%	-10.07%	-5.15	64 / 94
2017	+39.57%	+30.10%	+9.47	25 / 93
2016	+3.33%	-0.25%	+3.58	28 / 93

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.52%

236 windows

min -57.8% · max 82.6%

67% positive

3-Year rolling

+9.97%

211 windows

min -14.6% · max 33.0%

77% positive

5-Year rolling

+8.99%

187 windows

min -9.2% · max 30.0%

86% positive

7-Year rolling

+8.62%

163 windows

min -2.0% · max 18.1%

94% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.68%

3-year · annualised

Sharpe ratio

0.59

vs risk-free 6.5%

Sortino ratio

1.00

Downside-only deviation

Max drawdown

-21.41%

Sep 2024 → Feb 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option	HDFC	₹18.4020	17 Jul 2026
Nippon India Japan Equity Fund- Growth Plan- Bonus Option	Nippon India	₹27.0439	17 Jul 2026
Magnum Equity Fund -Dividend	SBI	₹75.2678	17 Jul 2026
ICICI Prudential Active Momentum Fund - Growth	ICICI Prudential	₹10.7400	17 Jul 2026
Franklin Asian Equity Fund - Dividend Plan	Franklin Templeton	₹20.5340	17 Jul 2026
Franklin India Multi-Factor Fund- Growth	Franklin India	₹9.5442	17 Jul 2026
Kotak Infrastructure & Economic Reform Fund - Standard Plan-Growth	Kotak	₹68.7640	17 Jul 2026
Canara Robeco Infrastructure-DIVIDEND	Canara Robeco	₹64.5500	17 Jul 2026
UTI - MNC Fund (UGS 10000)-Growth Option	UTI	₹397.9086	17 Jul 2026
BANK OF INDIA Manufacturing & Infrastructure Fund-Growth	Bank of India	₹66.3400	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹144.9270
16 Jul 2026	₹144.9559
15 Jul 2026	₹144.8997
14 Jul 2026	₹144.9589
13 Jul 2026	₹145.3812
10 Jul 2026	₹145.9013
9 Jul 2026	₹144.2705
8 Jul 2026	₹143.0133
7 Jul 2026	₹145.7623
6 Jul 2026	₹146.9759

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of UTI Infrastructure Fund-Growth Option is ₹144.9270. It's a Sectoral/Thematic Fund from UTI, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

UTI Infrastructure Fund-Growth Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

UTI Infrastructure Fund-Growth Option is managed by UTI. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Infrastructure Fund-Growth Option has delivered a absolute return of 0.56% — -1.97 pp behind the Sectoral/Thematic Fund category average of 2.53%. The fund ranks #71 of 120 in its category — the third (Q3) quartile.

Over the trailing 3-year window, UTI Infrastructure Fund-Growth Option has delivered a CAGR of 15.62% — +1.9 pp ahead of the Sectoral/Thematic Fund category average of 13.72%. The fund ranks #49 of 114 in its category — the second (Q2) quartile.

Over the trailing 5-year window, UTI Infrastructure Fund-Growth Option has delivered a CAGR of 14.90% — +2.74 pp ahead of the Sectoral/Thematic Fund category average of 12.16%. The fund ranks #31 of 104 in its category — the second (Q2) quartile.

₹1 lakh invested in UTI Infrastructure Fund-Growth Option exactly 10 years ago would be worth approximately ₹338,721 today — a multiplier of 3.39×, based on the 10-year CAGR of 12.98%. The category average over the same window would have grown ₹1 lakh to ₹297,061.

A ₹10,000 monthly SIP in UTI Infrastructure Fund-Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹840,269 today. That's an XIRR (money-weighted annualised return) of 13.43%.

A ₹10,000 monthly SIP for 10 years in UTI Infrastructure Fund-Growth Option = ₹1,200,000 invested. It would currently be worth ₹2,559,767 (multiplier 2.13×). XIRR: 14.49%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, UTI Infrastructure Fund-Growth Option ranks #31 out of 104 funds in the Sectoral/Thematic Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 12.16%; this fund delivered 14.90%.

The worst peak-to-trough decline UTI Infrastructure Fund-Growth Option has experienced over the last 5-year window is 21.41% — its NAV fell from a high on 27 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI Infrastructure Fund-Growth Option averaged 8.99% (best 30.05%, worst -9.19%). 86% of rolling windows ended positive. The 5-year Sharpe ratio is 0.53 — reasonable risk-adjusted performance.

In calendar year 2025, UTI Infrastructure Fund-Growth Option returned 3.97% — beating the Sectoral/Thematic Fund category average of 3.20% by 0.77 pp. It ranked #41 of 115 in its category that year.

UTI Infrastructure Fund-Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. UTI Infrastructure Fund-Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.4%. 5-year CAGR: 14.90%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.