Should I invest in UTI Infrastructure Fund?

We don't give personal investment advice. UTI Infrastructure Fund - Direct Plan - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.3%. 5-year CAGR: 15.50%.

UTI

UTI Infrastructure Fund - Direct Plan - IDCW

Latest NAV

₹77.9106

As of

3 Jun 2026

3,300 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.04%	+0.27%	-0.31	176 / 249	Q3
1W	-2.24%	-1.33%	-0.91	191 / 249	Q4
2W	-0.72%	-0.44%	-0.28	170 / 251	Q3
1M	-2.84%	-0.98%	-1.86	211 / 251	Q4
3M	+0.29%	+0.91%	-0.61	137 / 249	Q3
6M	-1.50%	-3.35%	+1.85	91 / 241	Q2
YTD	-1.62%	-3.40%	+1.78	94 / 241	Q2
1Y	+1.14%	+2.11%	-0.97	114 / 225	Q3
2Y	-1.26%	+1.79%	-3.04	120 / 181	Q3
3Y	+17.34%	+12.30%	+5.03	42 / 142	Q2
4Y	+18.57%	+11.74%	+6.83	25 / 122	Q1
5Y	+15.50%	+8.93%	+6.57	21 / 111	Q1
7Y	+14.39%	+13.08%	+1.31	40 / 92	Q2
10Y	+13.54%	+12.03%	+1.52	31 / 77	Q2
Inception	+11.80%	+8.52%	+3.28	103 / 251	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.62%	-2.64%	+1.02	92 / 237
2025	+4.31%	+1.49%	+2.82	70 / 204
2024	+18.91%	+20.10%	-1.18	82 / 158
2023	+37.50%	+30.21%	+7.29	37 / 131
2022	+9.22%	+1.48%	+7.73	32 / 119
2021	+38.75%	+31.54%	+7.22	31 / 106
2020	+3.25%	+19.90%	-16.65	77 / 95
2019	+6.56%	+6.43%	+0.13	38 / 87
2018	-14.86%	-9.17%	-5.69	52 / 78
2017	+35.04%	+32.45%	+2.60	34 / 77
2016	-0.78%	+2.96%	-3.74	46 / 77

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.00%

152 windows

min -34.1% · max 91.8%

72% positive

3-Year rolling

+13.52%

127 windows

min -11.2% · max 32.6%

91% positive

5-Year rolling

+12.68%

103 windows

min -6.0% · max 28.5%

95% positive

7-Year rolling

+11.63%

79 windows

min 3.6% · max 18.0%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.97%

3-year · annualised

Sharpe ratio

0.68

vs risk-free 6.5%

Sortino ratio

1.21

Downside-only deviation

Max drawdown

-21.29%

Sep 2024 → Feb 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - IDCW Option - Direct Plan	HDFC	₹15.9390	3 Jun 2026
NIPPON INDIA - JAPAN EQUITY FUND - DIRECT Plan - IDCW Option	Nippon India	₹31.2458	3 Jun 2026
SBI Automotive Opportunities Fund - Direct Plan - Income Distribution Cum Capital Withdrawal Option	SBI	₹11.7560	3 Jun 2026
ICICI Prudential Banking and Financial Services Fund - Direct Plan - IDCW	ICICI Prudential	₹64.9400	3 Jun 2026
Invesco India Business Cycle Fund - Direct Plan - IDCW	Invesco	₹13.3100	3 Jun 2026
Bandhan Business Cycle Fund - Direct Plan - IDCW	Bandhan	₹9.6290	3 Jun 2026
quant BFSI Fund - IDCW Option - Direct Plan	Quant	₹20.2732	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - DIRECT - IDCW	Aditya Birla Sun Life	₹29.4200	3 Jun 2026
Motilal Oswal Active Momentum Fund- Direct-IDCW	Motilal Oswal	₹13.3281	3 Jun 2026
Franklin India Multi-Factor Fund- Direct- IDCW	Franklin India	₹9.3581	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹77.9106
2 Jun 2026	₹77.8880
1 Jun 2026	₹77.9203
29 May 2026	₹78.9627
27 May 2026	₹80.0718
26 May 2026	₹79.6694
25 May 2026	₹79.9116
22 May 2026	₹79.1917
21 May 2026	₹79.1103
20 May 2026	₹78.7867

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of UTI Infrastructure Fund - Direct Plan - IDCW is ₹77.9106. It's a Sectoral/Thematic Fund from UTI, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

UTI Infrastructure Fund - Direct Plan - IDCW has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

UTI Infrastructure Fund - Direct Plan - IDCW is managed by UTI. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Infrastructure Fund - Direct Plan - IDCW has delivered a absolute return of 1.14% — -0.97 pp behind the Sectoral/Thematic Fund category average of 2.11%. The fund ranks #114 of 225 in its category — the third (Q3) quartile.

Over the trailing 3-year window, UTI Infrastructure Fund - Direct Plan - IDCW has delivered a CAGR of 17.34% — +5.03 pp ahead of the Sectoral/Thematic Fund category average of 12.30%. The fund ranks #42 of 142 in its category — the second (Q2) quartile.

Over the trailing 5-year window, UTI Infrastructure Fund - Direct Plan - IDCW has delivered a CAGR of 15.50% — +6.57 pp ahead of the Sectoral/Thematic Fund category average of 8.93%. The fund ranks #21 of 111 in its category — the top (Q1) quartile.

₹1 lakh invested in UTI Infrastructure Fund - Direct Plan - IDCW exactly 10 years ago would be worth approximately ₹356,113 today — a multiplier of 3.56×, based on the 10-year CAGR of 13.54%. The category average over the same window would have grown ₹1 lakh to ₹311,351.

A ₹10,000 monthly SIP in UTI Infrastructure Fund - Direct Plan - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹843,556 today. That's an XIRR (money-weighted annualised return) of 13.58%.

A ₹10,000 monthly SIP for 10 years in UTI Infrastructure Fund - Direct Plan - IDCW = ₹1,200,000 invested. It would currently be worth ₹2,570,091 (multiplier 2.14×). XIRR: 14.56%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, UTI Infrastructure Fund - Direct Plan - IDCW ranks #21 out of 111 funds in the Sectoral/Thematic Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 8.93%; this fund delivered 15.50%.

The worst peak-to-trough decline UTI Infrastructure Fund - Direct Plan - IDCW has experienced over the last 5-year window is 21.29% — its NAV fell from a high on 27 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI Infrastructure Fund - Direct Plan - IDCW averaged 12.68% (best 28.48%, worst -5.97%). 95% of rolling windows ended positive. The 5-year Sharpe ratio is 0.61 — reasonable risk-adjusted performance.

In calendar year 2025, UTI Infrastructure Fund - Direct Plan - IDCW returned 4.31% — beating the Sectoral/Thematic Fund category average of 1.49% by 2.82 pp. It ranked #70 of 204 in its category that year.

UTI Infrastructure Fund - Direct Plan - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. UTI Infrastructure Fund - Direct Plan - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.3%. 5-year CAGR: 15.50%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.