Should I invest in UTI - Infrastructure Advantage Fund?

We don't give personal investment advice. UTI - Infrastructure Advantage Fund -Dividend Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

UTI

UTI - Infrastructure Advantage Fund -Dividend Option

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-1.61%	+0.06%	-1.68	293 / 299	Q4
1W	-5.01%	-3.61%	-1.40	273 / 303	Q4
2W	-8.28%	-4.52%	-3.76	265 / 303	Q4
1M	-6.67%	-5.64%	-1.04	239 / 302	Q4
3M	-13.31%	-4.27%	-9.04	254 / 302	Q4
6M	-6.78%	+1.48%	-8.26	223 / 307	Q3
YTD	-8.28%	-0.18%	-8.10	214 / 309	Q3
1Y	-11.33%	+7.10%	-18.43	235 / 307	Q4
2Y	+22.98%	+2.20%	+20.78	46 / 303	Q1
3Y	-3.73%	+0.76%	-4.49	191 / 264	Q3
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	-3.76%	+0.51%	-4.27	258 / 310	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2011 YTD	-8.28%	-23.68%	+15.40	16 / 241
2010	-0.85%	+11.69%	-12.54	226 / 256
2009	+58.71%	+65.86%	-7.15	169 / 238
2008	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.48%

25 windows

min -43.8% · max 70.3%

72% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

—

Insufficient history

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

25.53%

3-year · annualised

Sharpe ratio

-0.28

vs risk-free 6.5%

Sortino ratio

-0.42

Downside-only deviation

Max drawdown

-45.73%

Feb 2008 → Mar 2009

% positive months

52.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
14 Jan 2011	₹8.5300
13 Jan 2011	₹8.6700
12 Jan 2011	₹8.8000
11 Jan 2011	₹8.7000
10 Jan 2011	₹8.7400
7 Jan 2011	₹8.9800
6 Jan 2011	₹9.1200
5 Jan 2011	₹9.2300
4 Jan 2011	₹9.3300
3 Jan 2011	₹9.3700

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

UTI - Infrastructure Advantage Fund -Dividend Option is a Growth from UTI (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

UTI - Infrastructure Advantage Fund -Dividend Option has NAV history starting from 23 Jan 2008, a track record of about 18 years 4 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

UTI - Infrastructure Advantage Fund -Dividend Option is managed by UTI. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI - Infrastructure Advantage Fund -Dividend Option has delivered a absolute return of -11.33% — -18.43 pp behind the Growth category average of 7.10%. The fund ranks #235 of 307 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, UTI - Infrastructure Advantage Fund -Dividend Option has delivered a CAGR of -3.73% — -4.49 pp behind the Growth category average of 0.76%. The fund ranks #191 of 264 in its category — the third (Q3) quartile.

UTI - Infrastructure Advantage Fund -Dividend Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in UTI - Infrastructure Advantage Fund -Dividend Option exactly 3 years ago would be worth approximately ₹89,226 today — a multiplier of 0.89×, based on the 3-year CAGR of -3.73%. The category average over the same window would have grown ₹1 lakh to ₹102,292.

A ₹10,000 monthly SIP in UTI - Infrastructure Advantage Fund -Dividend Option over the last 1 year — total invested ₹120,000 — would be worth ₹110,579 today. That's an XIRR (money-weighted annualised return) of -14.11%.

UTI - Infrastructure Advantage Fund -Dividend Option doesn't yet have 10 years of NAVs. Over the longest available window (1-year SIP), ₹10,000/month would have grown to ₹110,579 — XIRR -14.11%.

On a 3-year basis, UTI - Infrastructure Advantage Fund -Dividend Option ranks #191 out of 264 funds in the Growth category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 0.76%; this fund delivered -3.73%.

The worst peak-to-trough decline UTI - Infrastructure Advantage Fund -Dividend Option has experienced over the last 3-year window is 45.73% — its NAV fell from a high on 05 Feb 2008 to a low on 09 Mar 2009. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

The 3-year Sharpe ratio is -0.28 — negative risk-adjusted performance.

In calendar year 2010, UTI - Infrastructure Advantage Fund -Dividend Option returned -0.85% — lagging the Growth category average of 11.69% by 12.54 pp. It ranked #226 of 256 in its category that year.

UTI - Infrastructure Advantage Fund -Dividend Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. UTI - Infrastructure Advantage Fund -Dividend Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

UTI - Infrastructure Advantage Fund -Dividend Option

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Recent NAVs

Frequently asked questions

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