Should I invest in UTI Healthcare Fund?

We don't give personal investment advice. UTI Healthcare Fund - Regular Plan - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.7%. 5-year CAGR: 13.84%.

UTI

UTI Healthcare Fund - Regular Plan - Growth Option

Latest NAV

₹326.0473

As of

24 Jul 2026

4,995 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.20%	-0.24%	+0.04	64 / 122	Q3
1W	-1.51%	-1.20%	-0.31	84 / 122	Q3
2W	-1.27%	-1.38%	+0.11	64 / 122	Q3
1M	+1.24%	-0.33%	+1.57	30 / 122	Q1
3M	+14.47%	+2.77%	+11.70	5 / 122	Q1
6M	+21.13%	+4.75%	+16.38	7 / 122	Q1
YTD	+14.53%	+0.21%	+14.32	9 / 122	Q1
1Y	+9.78%	+1.48%	+8.30	19 / 120	Q1
2Y	+13.89%	+1.54%	+12.36	14 / 116	Q1
3Y	+23.64%	+13.01%	+10.64	5 / 114	Q1
4Y	+22.39%	+14.55%	+7.84	13 / 106	Q1
5Y	+13.84%	+11.72%	+2.13	34 / 104	Q2
7Y	+22.28%	+14.88%	+7.41	8 / 99	Q1
10Y	+13.31%	+11.23%	+2.08	26 / 93	Q2
Inception	+13.63%	+10.97%	+2.67	32 / 122	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+14.53%	+0.11%	+14.41	9 / 118
2025	-3.35%	+3.20%	-6.54	86 / 115
2024	+41.90%	+19.60%	+22.30	7 / 113
2023	+39.46%	+31.56%	+7.90	32 / 108
2022	-12.32%	+2.19%	-14.51	91 / 104
2021	+18.21%	+32.41%	-14.20	82 / 102
2020	+66.49%	+18.32%	+48.17	3 / 100
2019	+0.99%	+5.50%	-4.51	69 / 97
2018	-7.31%	-10.07%	+2.76	38 / 94
2017	+5.53%	+30.10%	-24.57	88 / 93
2016	-9.88%	-0.25%	-9.63	80 / 93

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.84%

236 windows

min -25.9% · max 95.1%

67% positive

3-Year rolling

+15.94%

211 windows

min -7.5% · max 35.6%

87% positive

5-Year rolling

+15.17%

187 windows

min -4.9% · max 30.7%

98% positive

7-Year rolling

+14.63%

163 windows

min 5.4% · max 27.2%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.28%

3-year · annualised

Sharpe ratio

1.13

vs risk-free 6.5%

Sortino ratio

2.45

Downside-only deviation

Max drawdown

-16.02%

Jan 2025 → Mar 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option	HDFC	₹17.7760	24 Jul 2026
Nippon India Japan Equity Fund- Growth Plan- Bonus Option	Nippon India	₹27.1441	24 Jul 2026
SBI COMMA Fund - REGULAR PLAN - Growth	SBI	₹114.8349	24 Jul 2026
ICICI Prudential Active Momentum Fund - Growth	ICICI Prudential	₹10.5800	24 Jul 2026
Franklin Asian Equity Fund - Growth Plan	Franklin Templeton	₹43.3220	24 Jul 2026
Franklin India Multi-Factor Fund- Growth	Franklin India	₹9.3942	24 Jul 2026
Kotak Infrastructure & Economic Reform Fund - Standard Plan-Growth	Kotak	₹68.1110	24 Jul 2026
CANARA ROBECO INFRASTRUCTURE FUND - REGULAR PLAN - GROWTH OPTION	Canara Robeco	₹166.1100	24 Jul 2026
UTI - MNC Fund - Regular Plan - Growth Option	UTI	₹392.8627	24 Jul 2026
Aditya Birla Sun Life Consumption Fund -Regular - IDCW	Birla Sun Life	₹35.4300	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹326.0473
23 Jul 2026	₹326.7149
22 Jul 2026	₹328.7755
21 Jul 2026	₹334.0518
20 Jul 2026	₹333.5856
17 Jul 2026	₹331.0610
16 Jul 2026	₹335.1061
15 Jul 2026	₹333.9389
14 Jul 2026	₹332.2768
13 Jul 2026	₹330.7049

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of UTI Healthcare Fund - Regular Plan - Growth Option is ₹326.0473. It's a Sectoral/Thematic Fund from UTI, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

UTI Healthcare Fund - Regular Plan - Growth Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

UTI Healthcare Fund - Regular Plan - Growth Option is managed by UTI. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Healthcare Fund - Regular Plan - Growth Option has delivered a absolute return of 9.78% — +8.3 pp ahead of the Sectoral/Thematic Fund category average of 1.48%. The fund ranks #19 of 120 in its category — the top (Q1) quartile.

Over the trailing 3-year window, UTI Healthcare Fund - Regular Plan - Growth Option has delivered a CAGR of 23.64% — +10.64 pp ahead of the Sectoral/Thematic Fund category average of 13.01%. The fund ranks #5 of 114 in its category — the top (Q1) quartile.

Over the trailing 5-year window, UTI Healthcare Fund - Regular Plan - Growth Option has delivered a CAGR of 13.84% — +2.13 pp ahead of the Sectoral/Thematic Fund category average of 11.72%. The fund ranks #34 of 104 in its category — the second (Q2) quartile.

₹1 lakh invested in UTI Healthcare Fund - Regular Plan - Growth Option exactly 10 years ago would be worth approximately ₹348,787 today — a multiplier of 3.49×, based on the 10-year CAGR of 13.31%. The category average over the same window would have grown ₹1 lakh to ₹289,792.

A ₹10,000 monthly SIP in UTI Healthcare Fund - Regular Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹984,344 today. That's an XIRR (money-weighted annualised return) of 19.89%.

A ₹10,000 monthly SIP for 10 years in UTI Healthcare Fund - Regular Plan - Growth Option = ₹1,200,000 invested. It would currently be worth ₹3,091,649 (multiplier 2.58×). XIRR: 18.00%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, UTI Healthcare Fund - Regular Plan - Growth Option ranks #34 out of 104 funds in the Sectoral/Thematic Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 11.72%; this fund delivered 13.84%.

The worst peak-to-trough decline UTI Healthcare Fund - Regular Plan - Growth Option has experienced over the last 5-year window is 21.75% — its NAV fell from a high on 04 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI Healthcare Fund - Regular Plan - Growth Option averaged 15.17% (best 30.66%, worst -4.85%). 98% of rolling windows ended positive. The 5-year Sharpe ratio is 0.52 — reasonable risk-adjusted performance.

In calendar year 2025, UTI Healthcare Fund - Regular Plan - Growth Option returned -3.35% — lagging the Sectoral/Thematic Fund category average of 3.20% by 6.54 pp. It ranked #86 of 115 in its category that year.

UTI Healthcare Fund - Regular Plan - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. UTI Healthcare Fund - Regular Plan - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.7%. 5-year CAGR: 13.84%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.