Should I invest in UTI FTIF Series XXIV - XIV (1831 Days) - Quarterly IDCW?

We don't give personal investment advice. UTI FTIF Series XXIV - XIV (1831 Days) - Direct Plan - Quarterly IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.0%. 5-year CAGR: -0.02%.

UTI

UTI FTIF Series XXIV - XIV (1831 Days) - Direct Plan - Quarterly IDCW

Latest NAV

₹10.0000

As of

7 Jun 2021

1,209 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-6.86%	+6.86	609 / 1087	Q3
1W	-0.95%	-9.76%	+8.82	500 / 998	Q3
2W	-0.88%	-9.73%	+8.85	492 / 997	Q2
1M	-0.73%	-9.76%	+9.03	461 / 991	Q2
3M	-1.83%	-9.36%	+7.53	510 / 984	Q3
6M	-2.90%	-8.72%	+5.82	502 / 949	Q3
YTD	-1.22%	-8.84%	+7.62	473 / 949	Q2
1Y	-3.69%	-6.67%	+2.98	511 / 916	Q3
2Y	-1.20%	-2.45%	+1.24	486 / 867	Q3
3Y	-0.18%	-1.11%	+0.93	472 / 835	Q3
4Y	-1.14%	+2.90%	-4.04	124 / 143	Q4
5Y	-0.02%	+2.71%	-2.73	65 / 91	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+0.00%	+0.47%	-0.47	568 / 1085	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2021 YTD	-1.22%	-4.54%	+3.33	271 / 458
2020	-0.59%	+2.15%	-2.74	505 / 625
2019	+1.41%	+3.58%	-2.17	406 / 607
2018	-1.19%	+1.75%	-2.94	277 / 314
2017	-1.69%	+2.07%	-3.76	155 / 207
2016	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

-0.38%

49 windows

min -3.7% · max 2.7%

45% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

-0.22%

25 windows

min -0.6% · max 0.8%

12% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

-0.02%

1 window

min 0.0% · max 0.0%

0% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.59%

3-year · annualised

Sharpe ratio

-1.84

vs risk-free 6.5%

Sortino ratio

-2.33

Downside-only deviation

Max drawdown

-4.05%

Jun 2020 → Jun 2021

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Charity Fund for Cancer Cure - IDCW Option - Direct Plan - 50% IDCW Donation Option	HDFC	₹10.1159	17 Jul 2026
NIPPON INDIA FIXED MATURITY PLAN - XLI - SERIES 8 - DIRECT Plan - IDCW Option	Nippon India	₹17.7273	17 Jul 2026
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹17.7206	17 Jul 2026
ICICI Prudential Bond Fund - Direct Plan - Half Yearly IDCW	ICICI Prudential	₹11.0090	17 Jul 2026
BANDHAN Fixed Term Plan Series 179 DIRECT PLAN HALF YEARLY-IDCW (3652 days)	Bandhan	₹11.5431	17 Jul 2026
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) - Direct Plan - Payout of IDCW Option	Aditya Birla Sun Life	₹13.6183	17 Jul 2026
Franklin India Medium to Long Duration Fund - Direct - IDCW	Franklin India	₹10.6701	17 Jul 2026
Kotak Bond Fund - Direct Plan - Standard IDCW option	Kotak	₹30.1720	17 Jul 2026
DSP FMP Series - 264 - 60M - 17D - Direct - IDCW	DSP	₹13.3392	17 Jul 2026
HSBC Medium to Long Duration Fund - Direct Quarterly IDCW	HSBC	₹10.4928	17 Jul 2026

Recent NAVs

Date	NAV
7 Jun 2021	₹10.0000
4 Jun 2021	₹10.0990
3 Jun 2021	₹10.0981
2 Jun 2021	₹10.0972
1 Jun 2021	₹10.0964
31 May 2021	₹10.0954
28 May 2021	₹10.0926
27 May 2021	₹10.0917
25 May 2021	₹10.0899
24 May 2021	₹10.0890

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 07 Jun 2021, the NAV of UTI FTIF Series XXIV - XIV (1831 Days) - Direct Plan - Quarterly IDCW is ₹10.0000. It's a Medium to Long Duration Fund from UTI, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

UTI FTIF Series XXIV - XIV (1831 Days) - Direct Plan - Quarterly IDCW has NAV history starting from 07 Jun 2016, a track record of about 10 years 1 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

UTI FTIF Series XXIV - XIV (1831 Days) - Direct Plan - Quarterly IDCW is managed by UTI. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI FTIF Series XXIV - XIV (1831 Days) - Direct Plan - Quarterly IDCW has delivered a absolute return of -3.69% — +2.98 pp ahead of the Medium to Long Duration Fund category average of -6.67%. The fund ranks #511 of 916 in its category — the third (Q3) quartile.

Over the trailing 3-year window, UTI FTIF Series XXIV - XIV (1831 Days) - Direct Plan - Quarterly IDCW has delivered a CAGR of -0.18% — +0.93 pp ahead of the Medium to Long Duration Fund category average of -1.11%. The fund ranks #472 of 835 in its category — the third (Q3) quartile.

Over the trailing 5-year window, UTI FTIF Series XXIV - XIV (1831 Days) - Direct Plan - Quarterly IDCW has delivered a CAGR of -0.02% — -2.73 pp behind the Medium to Long Duration Fund category average of 2.71%. The fund ranks #65 of 91 in its category — the third (Q3) quartile.

₹1 lakh invested in UTI FTIF Series XXIV - XIV (1831 Days) - Direct Plan - Quarterly IDCW exactly 5 years ago would be worth approximately ₹99,891 today — a multiplier of 1.00×, based on the 5-year CAGR of -0.02%. The category average over the same window would have grown ₹1 lakh to ₹114,284.

A ₹10,000 monthly SIP in UTI FTIF Series XXIV - XIV (1831 Days) - Direct Plan - Quarterly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹585,876 today. That's an XIRR (money-weighted annualised return) of -0.94%.

UTI FTIF Series XXIV - XIV (1831 Days) - Direct Plan - Quarterly IDCW doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹585,876 — XIRR -0.94%.

On a 5-year basis, UTI FTIF Series XXIV - XIV (1831 Days) - Direct Plan - Quarterly IDCW ranks #65 out of 91 funds in the Medium to Long Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 2.71%; this fund delivered -0.02%.

The worst peak-to-trough decline UTI FTIF Series XXIV - XIV (1831 Days) - Direct Plan - Quarterly IDCW has experienced over the last 5-year window is 6.04% — its NAV fell from a high on 06 Dec 2016 to a low on 25 Sep 2018. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI FTIF Series XXIV - XIV (1831 Days) - Direct Plan - Quarterly IDCW averaged -0.02% (best -0.02%, worst -0.02%). 0% of rolling windows ended positive. The 5-year Sharpe ratio is -1.77 — negative risk-adjusted performance.

In calendar year 2020, UTI FTIF Series XXIV - XIV (1831 Days) - Direct Plan - Quarterly IDCW returned -0.59% — lagging the Medium to Long Duration Fund category average of 2.15% by 2.74 pp. It ranked #505 of 625 in its category that year.

UTI FTIF Series XXIV - XIV (1831 Days) - Direct Plan - Quarterly IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. UTI FTIF Series XXIV - XIV (1831 Days) - Direct Plan - Quarterly IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.0%. 5-year CAGR: -0.02%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.