Should I invest in UTI Focused Fund?

We don't give personal investment advice. UTI Focused Fund - Regular Plan - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

UTI

UTI Focused Fund - Regular Plan - Growth Option

Latest NAV

₹14.4988

As of

3 Jun 2026

1,173 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.42%	+0.21%	+0.21	3 / 18	Q1
1W	-1.75%	-1.77%	+0.02	7 / 18	Q2
2W	-0.38%	+0.02%	-0.40	11 / 18	Q3
1M	-1.95%	-0.50%	-1.45	14 / 18	Q4
3M	-3.78%	-0.40%	-3.38	15 / 18	Q4
6M	-8.19%	-4.36%	-3.83	14 / 18	Q4
YTD	-8.42%	-4.51%	-3.91	15 / 18	Q4
1Y	-4.30%	-0.57%	-3.72	13 / 18	Q3
2Y	+0.24%	+2.64%	-2.41	15 / 18	Q4
3Y	+10.26%	+12.33%	-2.07	13 / 17	Q4
4Y	+11.73%	+12.41%	-0.68	10 / 14	Q3
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+8.18%	+13.19%	-5.00	17 / 18	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-8.42%	-4.51%	-3.91	15 / 18
2025	+6.10%	+3.22%	+2.87	6 / 18
2024	+12.89%	+19.16%	-6.27	16 / 17
2023	+28.36%	+25.63%	+2.74	7 / 15
2022	-0.40%	-1.51%	+1.11	7 / 13
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.82%

47 windows

min -5.6% · max 38.5%

83% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+14.46%

22 windows

min 10.3% · max 18.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.29%

3-year · annualised

Sharpe ratio

0.32

vs risk-free 6.5%

Sortino ratio

0.46

Downside-only deviation

Max drawdown

-19.77%

Sep 2024 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Focused Fund

Scheme	Fund house	NAV	As of
Invesco India Focused Fund - Regular Plan - Growth	Invesco	₹26.1200	3 Jun 2026
Motilal Oswal Focused Fund - Regular Plan Growth Option	Motilal Oswal	₹46.5440	3 Jun 2026
Mirae Asset Focused Fund Regular Plan Growth	Mirae Asset	₹23.1610	3 Jun 2026
Kotak Focused Fund- Regular plan _ Growth Option	Kotak	₹25.6600	3 Jun 2026
Edelweiss Focused Fund - Regular Plan - Growth	Edelweiss	₹15.8590	3 Jun 2026
DSP Focused Fund - Regular Plan - Growth	DSP	₹51.5810	3 Jun 2026
HSBC Focused Fund - Regular Growth	HSBC	₹25.0387	3 Jun 2026
BARODA BNP PARIBAS Focused Fund - Regular Plan-Growth Option	Baroda BNP Paribas	₹20.3253	3 Jun 2026
Canara Robeco Focused Fund - Regular Plan - Growth Option	Canara Robeco	₹18.5700	3 Jun 2026
Axis Focused Fund - Regular Plan - Growth Option	Axis	₹50.5900	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹14.4988
2 Jun 2026	₹14.5616
1 Jun 2026	₹14.5005
29 May 2026	₹14.6576
27 May 2026	₹14.8502
26 May 2026	₹14.8210
25 May 2026	₹14.8770
22 May 2026	₹14.6511
21 May 2026	₹14.6085
20 May 2026	₹14.6202

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of UTI Focused Fund - Regular Plan - Growth Option is ₹14.4988. It's a Focused Fund from UTI, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

UTI Focused Fund - Regular Plan - Growth Option has NAV history starting from 26 Aug 2021, a track record of about 4 years 9 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

UTI Focused Fund - Regular Plan - Growth Option is managed by UTI. It's classified by AMFI under the 'Focused Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Focused Fund - Regular Plan - Growth Option has delivered a absolute return of -4.30% — -3.72 pp behind the Focused Fund category average of -0.57%. The fund ranks #13 of 18 in its category — the third (Q3) quartile.

Over the trailing 3-year window, UTI Focused Fund - Regular Plan - Growth Option has delivered a CAGR of 10.26% — -2.07 pp behind the Focused Fund category average of 12.33%. The fund ranks #13 of 17 in its category — the bottom (Q4) quartile.

UTI Focused Fund - Regular Plan - Growth Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in UTI Focused Fund - Regular Plan - Growth Option exactly 3 years ago would be worth approximately ₹134,038 today — a multiplier of 1.34×, based on the 3-year CAGR of 10.26%. The category average over the same window would have grown ₹1 lakh to ₹141,722.

A ₹10,000 monthly SIP in UTI Focused Fund - Regular Plan - Growth Option over the last 3 years — total invested ₹360,000 — would be worth ₹371,898 today. That's an XIRR (money-weighted annualised return) of 2.12%.

UTI Focused Fund - Regular Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹371,898 — XIRR 2.12%.

On a 3-year basis, UTI Focused Fund - Regular Plan - Growth Option ranks #13 out of 17 funds in the Focused Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 12.33%; this fund delivered 10.26%.

The worst peak-to-trough decline UTI Focused Fund - Regular Plan - Growth Option has experienced over the last 3-year window is 19.77% — its NAV fell from a high on 26 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, UTI Focused Fund - Regular Plan - Growth Option averaged 14.46% (best 18.87%, worst 10.26%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.32 — weak risk-adjusted performance.

In calendar year 2025, UTI Focused Fund - Regular Plan - Growth Option returned 6.10% — beating the Focused Fund category average of 3.22% by 2.87 pp. It ranked #6 of 18 in its category that year.

UTI Focused Fund - Regular Plan - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. UTI Focused Fund - Regular Plan - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.