UTI

UTI Fixed Term Income Fund Series XXXII-II(1111 Days) - Regular Plan - Quarterly IDCW

Latest NAV

₹10.0000

As of

19 Jul 2022

736 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-2.07%	-5.48%	+3.42	307 / 472	Q3
1W	-2.00%	-6.69%	+4.69	273 / 472	Q3
2W	-1.91%	-6.61%	+4.70	271 / 472	Q3
1M	-1.73%	-6.65%	+4.91	262 / 472	Q3
3M	-2.64%	-6.59%	+3.95	258 / 471	Q3
6M	-3.46%	-6.25%	+2.79	223 / 443	Q3
YTD	-3.25%	-6.33%	+3.09	231 / 452	Q3
1Y	-4.68%	-4.07%	-0.61	269 / 439	Q3
2Y	-2.59%	+0.33%	-2.91	319 / 439	Q3
3Y	-0.32%	+1.73%	-2.05	296 / 439	Q3
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	-0.12%	+1.99%	-2.11	452 / 472	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2022 YTD	-3.25%	-4.59%	+1.34	76 / 133
2021	-1.69%	-3.01%	+1.32	130 / 236
2020	+2.47%	+1.27%	+1.20	161 / 344
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.38%

25 windows

min -4.7% · max 4.2%

48% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

-0.32%

1 window

min -0.3% · max -0.3%

0% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.43%

3-year · annualised

Sharpe ratio

-1.97

vs risk-free 6.5%

Sortino ratio

-2.48

Downside-only deviation

Max drawdown

-6.51%

Dec 2020 → Jul 2022

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
Nippon India Fixed Maturity Plan - XLIII - Series 1 - Regular Plan - Income Distribution cum Capital Withdrawal Plan	Nippon India	₹13.2025	3 Jun 2026
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹17.1653	3 Jun 2026
BANDHAN Fixed Term Plan Series 179 REGULAR PLAN PERIODIC-IDCW (3652 days)	Bandhan	₹15.0027	3 Jun 2026
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Regular Plan - Payout of IDCW option	Aditya Birla Sun Life	₹13.4359	3 Jun 2026
Kotak Bond-Regular-Annual Dividend	Kotak Mahindra	₹47.6827	3 Jun 2026
Kotak FMP Series 304-Regular Plan-Payout of IDCW	Kotak	₹12.9404	3 Jun 2026
DSP FMP Series - 264 - 60M - 17D - Regular - IDCW	DSP	₹13.1466	3 Jun 2026
HSBC Income Fund - Investment - Regular - Dividend	HSBC	₹10.5254	3 Jun 2026
UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Regular Plan - Payout of IDCW Option	UTI	₹12.1075	3 Jun 2026
Axis Fixed Maturity Plan - Series 129 (108 Days) - Regular Plan - IDCW	Axis	₹10.1904	3 Jun 2026

Recent NAVs

Date	NAV
19 Jul 2022	₹10.0000
18 Jul 2022	₹10.2111
15 Jul 2022	₹10.2075
14 Jul 2022	₹10.2063
13 Jul 2022	₹10.2051
12 Jul 2022	₹10.2039
11 Jul 2022	₹10.2027
8 Jul 2022	₹10.1990
7 Jul 2022	₹10.1977
6 Jul 2022	₹10.1965

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 19 Jul 2022, the NAV of UTI Fixed Term Income Fund Series XXXII-II(1111 Days) - Regular Plan - Quarterly IDCW is ₹10.0000. It's a Medium to Long Duration Fund from UTI, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

UTI Fixed Term Income Fund Series XXXII-II(1111 Days) - Regular Plan - Quarterly IDCW has NAV history starting from 08 Jul 2019, a track record of about 6 years 10 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

UTI Fixed Term Income Fund Series XXXII-II(1111 Days) - Regular Plan - Quarterly IDCW is managed by UTI. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Fixed Term Income Fund Series XXXII-II(1111 Days) - Regular Plan - Quarterly IDCW has delivered a absolute return of -4.68% — -0.61 pp behind the Medium to Long Duration Fund category average of -4.07%. The fund ranks #269 of 439 in its category — the third (Q3) quartile.

Over the trailing 3-year window, UTI Fixed Term Income Fund Series XXXII-II(1111 Days) - Regular Plan - Quarterly IDCW has delivered a CAGR of -0.32% — -2.05 pp behind the Medium to Long Duration Fund category average of 1.73%. The fund ranks #296 of 439 in its category — the third (Q3) quartile.

UTI Fixed Term Income Fund Series XXXII-II(1111 Days) - Regular Plan - Quarterly IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in UTI Fixed Term Income Fund Series XXXII-II(1111 Days) - Regular Plan - Quarterly IDCW exactly 3 years ago would be worth approximately ₹99,058 today — a multiplier of 0.99×, based on the 3-year CAGR of -0.32%. The category average over the same window would have grown ₹1 lakh to ₹105,294.

A ₹10,000 monthly SIP in UTI Fixed Term Income Fund Series XXXII-II(1111 Days) - Regular Plan - Quarterly IDCW over the last 3 years — total invested ₹360,000 — would be worth ₹346,751 today. That's an XIRR (money-weighted annualised return) of -2.42%.

UTI Fixed Term Income Fund Series XXXII-II(1111 Days) - Regular Plan - Quarterly IDCW doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹346,751 — XIRR -2.42%.

On a 3-year basis, UTI Fixed Term Income Fund Series XXXII-II(1111 Days) - Regular Plan - Quarterly IDCW ranks #296 out of 439 funds in the Medium to Long Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 1.73%; this fund delivered -0.32%.

The worst peak-to-trough decline UTI Fixed Term Income Fund Series XXXII-II(1111 Days) - Regular Plan - Quarterly IDCW has experienced over the last 3-year window is 6.51% — its NAV fell from a high on 14 Dec 2020 to a low on 19 Jul 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, UTI Fixed Term Income Fund Series XXXII-II(1111 Days) - Regular Plan - Quarterly IDCW averaged -0.32% (best -0.32%, worst -0.32%). 0% of rolling windows ended positive. The 3-year Sharpe ratio is -1.97 — negative risk-adjusted performance.

In calendar year 2021, UTI Fixed Term Income Fund Series XXXII-II(1111 Days) - Regular Plan - Quarterly IDCW returned -1.69% — beating the Medium to Long Duration Fund category average of -3.01% by 1.32 pp. It ranked #130 of 236 in its category that year.

UTI Fixed Term Income Fund Series XXXII-II(1111 Days) - Regular Plan - Quarterly IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. UTI Fixed Term Income Fund Series XXXII-II(1111 Days) - Regular Plan - Quarterly IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.