UTI

UTI Fixed Term Income Fund Series XXXI-XI (1169 Days) - Direct Plan - Quarterly IDCW

Latest NAV

₹10.0000

As of

8 Jun 2022

772 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-1.15%	-6.86%	+5.71	732 / 1087	Q3
1W	-1.08%	-9.76%	+8.68	510 / 998	Q3
2W	-1.00%	-9.73%	+8.73	499 / 997	Q3
1M	-0.81%	-9.76%	+8.94	465 / 991	Q2
3M	-1.21%	-9.36%	+8.14	484 / 984	Q2
6M	-1.27%	-8.72%	+7.45	448 / 949	Q2
YTD	-0.45%	-8.84%	+8.39	441 / 949	Q2
1Y	-2.60%	-6.67%	+4.07	471 / 916	Q3
2Y	-2.60%	-2.45%	-0.15	563 / 867	Q3
3Y	-0.57%	-1.11%	+0.54	619 / 835	Q3
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	0.00%	+0.47%	-0.47	584 / 1085	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2022 YTD	-0.45%	-7.69%	+7.24	147 / 273
2021	-2.52%	-4.54%	+2.03	300 / 458
2020	+1.25%	+2.15%	-0.90	415 / 625
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

-0.74%

27 windows

min -3.3% · max 4.2%

30% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

-0.04%

3 windows

min -0.6% · max 0.2%

67% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.85%

3-year · annualised

Sharpe ratio

-1.83

vs risk-free 6.5%

Sortino ratio

-2.47

Downside-only deviation

Max drawdown

-5.32%

Jun 2020 → Jun 2022

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Charity Fund for Cancer Cure - IDCW Option - Direct Plan - 50% IDCW Donation Option	HDFC	₹10.1159	17 Jul 2026
NIPPON INDIA FIXED MATURITY PLAN - XLI - SERIES 8 - DIRECT Plan - IDCW Option	Nippon India	₹17.7273	17 Jul 2026
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹17.7206	17 Jul 2026
ICICI Prudential Bond Fund - Direct Plan - Half Yearly IDCW	ICICI Prudential	₹11.0090	17 Jul 2026
BANDHAN Fixed Term Plan Series 179 DIRECT PLAN HALF YEARLY-IDCW (3652 days)	Bandhan	₹11.5431	17 Jul 2026
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) - Direct Plan - Payout of IDCW Option	Aditya Birla Sun Life	₹13.6183	17 Jul 2026
Franklin India Medium to Long Duration Fund - Direct - IDCW	Franklin India	₹10.6701	17 Jul 2026
Kotak Bond Fund - Direct Plan - Standard IDCW option	Kotak	₹30.1720	17 Jul 2026
DSP FMP Series - 264 - 60M - 17D - Direct - IDCW	DSP	₹13.3392	17 Jul 2026
HSBC Medium to Long Duration Fund - Direct Quarterly IDCW	HSBC	₹10.4928	17 Jul 2026

Recent NAVs

Date	NAV
8 Jun 2022	₹10.0000
7 Jun 2022	₹10.1164
6 Jun 2022	₹10.1153
3 Jun 2022	₹10.1119
2 Jun 2022	₹10.1107
1 Jun 2022	₹10.1096
31 May 2022	₹10.1084
30 May 2022	₹10.1072
27 May 2022	₹10.1036
26 May 2022	₹10.1026

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 08 Jun 2022, the NAV of UTI Fixed Term Income Fund Series XXXI-XI (1169 Days) - Direct Plan - Quarterly IDCW is ₹10.0000. It's a Medium to Long Duration Fund from UTI, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

UTI Fixed Term Income Fund Series XXXI-XI (1169 Days) - Direct Plan - Quarterly IDCW has NAV history starting from 29 Mar 2019, a track record of about 7 years 3 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

UTI Fixed Term Income Fund Series XXXI-XI (1169 Days) - Direct Plan - Quarterly IDCW is managed by UTI. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Fixed Term Income Fund Series XXXI-XI (1169 Days) - Direct Plan - Quarterly IDCW has delivered a absolute return of -2.60% — +4.07 pp ahead of the Medium to Long Duration Fund category average of -6.67%. The fund ranks #471 of 916 in its category — the third (Q3) quartile.

Over the trailing 3-year window, UTI Fixed Term Income Fund Series XXXI-XI (1169 Days) - Direct Plan - Quarterly IDCW has delivered a CAGR of -0.57% — +0.54 pp ahead of the Medium to Long Duration Fund category average of -1.11%. The fund ranks #619 of 835 in its category — the third (Q3) quartile.

UTI Fixed Term Income Fund Series XXXI-XI (1169 Days) - Direct Plan - Quarterly IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in UTI Fixed Term Income Fund Series XXXI-XI (1169 Days) - Direct Plan - Quarterly IDCW exactly 3 years ago would be worth approximately ₹98,292 today — a multiplier of 0.98×, based on the 3-year CAGR of -0.57%. The category average over the same window would have grown ₹1 lakh to ₹96,695.

A ₹10,000 monthly SIP in UTI Fixed Term Income Fund Series XXXI-XI (1169 Days) - Direct Plan - Quarterly IDCW over the last 3 years — total invested ₹360,000 — would be worth ₹350,934 today. That's an XIRR (money-weighted annualised return) of -1.65%.

UTI Fixed Term Income Fund Series XXXI-XI (1169 Days) - Direct Plan - Quarterly IDCW doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹350,934 — XIRR -1.65%.

On a 3-year basis, UTI Fixed Term Income Fund Series XXXI-XI (1169 Days) - Direct Plan - Quarterly IDCW ranks #619 out of 835 funds in the Medium to Long Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is -1.11%; this fund delivered -0.57%.

The worst peak-to-trough decline UTI Fixed Term Income Fund Series XXXI-XI (1169 Days) - Direct Plan - Quarterly IDCW has experienced over the last 3-year window is 5.32% — its NAV fell from a high on 17 Jun 2020 to a low on 08 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, UTI Fixed Term Income Fund Series XXXI-XI (1169 Days) - Direct Plan - Quarterly IDCW averaged -0.04% (best 0.24%, worst -0.57%). 67% of rolling windows ended positive. The 3-year Sharpe ratio is -1.83 — negative risk-adjusted performance.

In calendar year 2021, UTI Fixed Term Income Fund Series XXXI-XI (1169 Days) - Direct Plan - Quarterly IDCW returned -2.52% — beating the Medium to Long Duration Fund category average of -4.54% by 2.03 pp. It ranked #300 of 458 in its category that year.

UTI Fixed Term Income Fund Series XXXI-XI (1169 Days) - Direct Plan - Quarterly IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. UTI Fixed Term Income Fund Series XXXI-XI (1169 Days) - Direct Plan - Quarterly IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.