UTI

UTI Fixed Term Income Fund Series XXXI-XI (1169 Days) - Direct Plan - Maturity IDCW

Latest NAV

₹10.0000

As of

8 Jun 2022

772 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-19.74%	-6.79%	-12.95	943 / 1087	Q4
1W	-19.68%	-9.68%	-10.01	783 / 998	Q4
2W	-19.62%	-9.65%	-9.97	783 / 997	Q4
1M	-19.46%	-9.71%	-9.76	775 / 991	Q4
3M	-18.97%	-9.39%	-9.58	775 / 984	Q4
6M	-18.19%	-8.74%	-9.44	748 / 949	Q4
YTD	-18.35%	-8.86%	-9.49	754 / 949	Q4
1Y	-16.53%	-6.69%	-9.83	748 / 916	Q4
2Y	-6.30%	-2.42%	-3.87	788 / 867	Q4
3Y	-0.57%	-1.12%	+0.55	614 / 833	Q3
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	0.00%	+0.48%	-0.49	587 / 1085	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2022 YTD	-18.35%	-7.69%	-10.66	208 / 273
2021	+3.94%	-4.54%	+8.49	144 / 458
2020	+9.37%	+2.15%	+7.22	156 / 625
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.21%

27 windows

min -16.5% · max 12.5%

96% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+4.76%

3 windows

min -0.6% · max 7.4%

67% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.60%

3-year · annualised

Sharpe ratio

-0.55

vs risk-free 6.5%

Sortino ratio

-0.56

Downside-only deviation

Max drawdown

-19.74%

Jun 2022 → Jun 2022

% positive months

91.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Charity Fund for Cancer Cure - IDCW Option - Direct Plan - 50% IDCW Donation Option	HDFC	₹10.0419	3 Jun 2026
NIPPON INDIA FIXED MATURITY PLAN - XLI - SERIES 8 - DIRECT Plan - IDCW Option	Nippon India	₹17.3687	3 Jun 2026
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹17.4021	3 Jun 2026
ICICI Prudential Bond Fund - Direct Plan - Half Yearly IDCW	ICICI Prudential	₹10.7370	3 Jun 2026
BANDHAN Fixed Term Plan Series 179 DIRECT PLAN HALF YEARLY-IDCW (3652 days)	Bandhan	₹11.3171	3 Jun 2026
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Direct Plan - Payout of IDCW option	Aditya Birla Sun Life	₹13.5041	3 Jun 2026
Franklin India Medium to Long Duration Fund - Direct - IDCW	Franklin India	₹10.4993	3 Jun 2026
Kotak Bond Fund - Direct Plan - Standard IDCW option	Kotak	₹29.3456	3 Jun 2026
DSP FMP Series - 264 - 60M - 17D - Direct - IDCW	DSP	₹13.2410	3 Jun 2026
HSBC Medium to Long Duration Fund - Direct Quarterly IDCW	HSBC	₹10.3575	3 Jun 2026

Recent NAVs

Date	NAV
8 Jun 2022	₹10.0000
7 Jun 2022	₹12.4591
6 Jun 2022	₹12.4578
3 Jun 2022	₹12.4535
2 Jun 2022	₹12.4521
1 Jun 2022	₹12.4507
31 May 2022	₹12.4493
30 May 2022	₹12.4479
27 May 2022	₹12.4434
26 May 2022	₹12.4422

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 08 Jun 2022, the NAV of UTI Fixed Term Income Fund Series XXXI-XI (1169 Days) - Direct Plan - Maturity IDCW is ₹10.0000. It's a Medium to Long Duration Fund from UTI, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

UTI Fixed Term Income Fund Series XXXI-XI (1169 Days) - Direct Plan - Maturity IDCW has NAV history starting from 29 Mar 2019, a track record of about 7 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

UTI Fixed Term Income Fund Series XXXI-XI (1169 Days) - Direct Plan - Maturity IDCW is managed by UTI. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Fixed Term Income Fund Series XXXI-XI (1169 Days) - Direct Plan - Maturity IDCW has delivered a absolute return of -16.53% — -9.83 pp behind the Medium to Long Duration Fund category average of -6.69%. The fund ranks #748 of 916 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, UTI Fixed Term Income Fund Series XXXI-XI (1169 Days) - Direct Plan - Maturity IDCW has delivered a CAGR of -0.57% — +0.55 pp ahead of the Medium to Long Duration Fund category average of -1.12%. The fund ranks #614 of 833 in its category — the third (Q3) quartile.

UTI Fixed Term Income Fund Series XXXI-XI (1169 Days) - Direct Plan - Maturity IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in UTI Fixed Term Income Fund Series XXXI-XI (1169 Days) - Direct Plan - Maturity IDCW exactly 3 years ago would be worth approximately ₹98,292 today — a multiplier of 0.98×, based on the 3-year CAGR of -0.57%. The category average over the same window would have grown ₹1 lakh to ₹96,678.

A ₹10,000 monthly SIP in UTI Fixed Term Income Fund Series XXXI-XI (1169 Days) - Direct Plan - Maturity IDCW over the last 3 years — total invested ₹360,000 — would be worth ₹313,179 today. That's an XIRR (money-weighted annualised return) of -8.83%.

UTI Fixed Term Income Fund Series XXXI-XI (1169 Days) - Direct Plan - Maturity IDCW doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹313,179 — XIRR -8.83%.

On a 3-year basis, UTI Fixed Term Income Fund Series XXXI-XI (1169 Days) - Direct Plan - Maturity IDCW ranks #614 out of 833 funds in the Medium to Long Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is -1.12%; this fund delivered -0.57%.

The worst peak-to-trough decline UTI Fixed Term Income Fund Series XXXI-XI (1169 Days) - Direct Plan - Maturity IDCW has experienced over the last 3-year window is 19.74% — its NAV fell from a high on 07 Jun 2022 to a low on 08 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, UTI Fixed Term Income Fund Series XXXI-XI (1169 Days) - Direct Plan - Maturity IDCW averaged 4.76% (best 7.45%, worst -0.57%). 67% of rolling windows ended positive. The 3-year Sharpe ratio is -0.55 — negative risk-adjusted performance.

In calendar year 2021, UTI Fixed Term Income Fund Series XXXI-XI (1169 Days) - Direct Plan - Maturity IDCW returned 3.94% — beating the Medium to Long Duration Fund category average of -4.54% by 8.49 pp. It ranked #144 of 458 in its category that year.

UTI Fixed Term Income Fund Series XXXI-XI (1169 Days) - Direct Plan - Maturity IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. UTI Fixed Term Income Fund Series XXXI-XI (1169 Days) - Direct Plan - Maturity IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.