UTI

UTI Fixed Term Income Fund Series XXX-V (1135 Days) - Direct Plan - Maturity IDCW

Latest NAV

₹10.0000

As of

26 Oct 2021

747 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-21.83%	-6.79%	-15.04	994 / 1087	Q4
1W	-21.79%	-9.68%	-12.11	875 / 998	Q4
2W	-21.74%	-9.65%	-12.10	872 / 997	Q4
1M	-21.64%	-9.71%	-11.93	864 / 991	Q4
3M	-21.19%	-9.39%	-11.80	863 / 984	Q4
6M	-20.47%	-8.74%	-11.73	840 / 949	Q4
YTD	-19.54%	-8.86%	-10.68	795 / 949	Q4
1Y	-18.89%	-6.69%	-12.20	842 / 916	Q4
2Y	-5.88%	-2.42%	-3.46	767 / 867	Q4
3Y	-0.28%	-1.12%	+0.84	511 / 833	Q3
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+0.07%	+0.48%	-0.41	512 / 1085	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2021 YTD	-19.54%	-4.54%	-14.99	415 / 458
2020	+8.51%	+2.15%	+6.36	191 / 625
2019	+10.63%	+3.58%	+7.05	50 / 607
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.57%

26 windows

min -18.9% · max 11.9%

96% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+4.10%

2 windows

min -0.3% · max 8.5%

50% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.87%

3-year · annualised

Sharpe ratio

-0.45

vs risk-free 6.5%

Sortino ratio

-0.46

Downside-only deviation

Max drawdown

-21.83%

Oct 2021 → Oct 2021

% positive months

94.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Charity Fund for Cancer Cure - IDCW Option - Direct Plan - 50% IDCW Donation Option	HDFC	₹10.0419	3 Jun 2026
NIPPON INDIA FIXED MATURITY PLAN - XLI - SERIES 8 - DIRECT Plan - IDCW Option	Nippon India	₹17.3687	3 Jun 2026
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹17.4021	3 Jun 2026
ICICI Prudential Bond Fund - Direct Plan - Half Yearly IDCW	ICICI Prudential	₹10.7370	3 Jun 2026
BANDHAN Fixed Term Plan Series 179 DIRECT PLAN HALF YEARLY-IDCW (3652 days)	Bandhan	₹11.3171	3 Jun 2026
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Direct Plan - Payout of IDCW option	Aditya Birla Sun Life	₹13.5041	3 Jun 2026
Franklin India Medium to Long Duration Fund - Direct - IDCW	Franklin India	₹10.4993	3 Jun 2026
Kotak Bond Fund - Direct Plan - Standard IDCW option	Kotak	₹29.3456	3 Jun 2026
DSP FMP Series - 264 - 60M - 17D - Direct - IDCW	DSP	₹13.2410	3 Jun 2026
HSBC Medium to Long Duration Fund - Direct Quarterly IDCW	HSBC	₹10.3575	3 Jun 2026

Recent NAVs

Date	NAV
26 Oct 2021	₹10.0000
25 Oct 2021	₹12.7934
22 Oct 2021	₹12.7899
21 Oct 2021	₹12.7887
20 Oct 2021	₹12.7876
18 Oct 2021	₹12.7853
14 Oct 2021	₹12.7807
13 Oct 2021	₹12.7796
12 Oct 2021	₹12.7786
11 Oct 2021	₹12.7775

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 26 Oct 2021, the NAV of UTI Fixed Term Income Fund Series XXX-V (1135 Days) - Direct Plan - Maturity IDCW is ₹10.0000. It's a Medium to Long Duration Fund from UTI, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

UTI Fixed Term Income Fund Series XXX-V (1135 Days) - Direct Plan - Maturity IDCW has NAV history starting from 24 Sep 2018, a track record of about 7 years 8 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

UTI Fixed Term Income Fund Series XXX-V (1135 Days) - Direct Plan - Maturity IDCW is managed by UTI. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Fixed Term Income Fund Series XXX-V (1135 Days) - Direct Plan - Maturity IDCW has delivered a absolute return of -18.89% — -12.2 pp behind the Medium to Long Duration Fund category average of -6.69%. The fund ranks #842 of 916 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, UTI Fixed Term Income Fund Series XXX-V (1135 Days) - Direct Plan - Maturity IDCW has delivered a CAGR of -0.28% — +0.84 pp ahead of the Medium to Long Duration Fund category average of -1.12%. The fund ranks #511 of 833 in its category — the third (Q3) quartile.

UTI Fixed Term Income Fund Series XXX-V (1135 Days) - Direct Plan - Maturity IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in UTI Fixed Term Income Fund Series XXX-V (1135 Days) - Direct Plan - Maturity IDCW exactly 3 years ago would be worth approximately ₹99,148 today — a multiplier of 0.99×, based on the 3-year CAGR of -0.28%. The category average over the same window would have grown ₹1 lakh to ₹96,678.

A ₹10,000 monthly SIP in UTI Fixed Term Income Fund Series XXX-V (1135 Days) - Direct Plan - Maturity IDCW over the last 3 years — total invested ₹360,000 — would be worth ₹310,562 today. That's an XIRR (money-weighted annualised return) of -9.34%.

UTI Fixed Term Income Fund Series XXX-V (1135 Days) - Direct Plan - Maturity IDCW doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹310,562 — XIRR -9.34%.

On a 3-year basis, UTI Fixed Term Income Fund Series XXX-V (1135 Days) - Direct Plan - Maturity IDCW ranks #511 out of 833 funds in the Medium to Long Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is -1.12%; this fund delivered -0.28%.

The worst peak-to-trough decline UTI Fixed Term Income Fund Series XXX-V (1135 Days) - Direct Plan - Maturity IDCW has experienced over the last 3-year window is 21.83% — its NAV fell from a high on 25 Oct 2021 to a low on 26 Oct 2021. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, UTI Fixed Term Income Fund Series XXX-V (1135 Days) - Direct Plan - Maturity IDCW averaged 4.10% (best 8.48%, worst -0.28%). 50% of rolling windows ended positive. The 3-year Sharpe ratio is -0.45 — negative risk-adjusted performance.

In calendar year 2020, UTI Fixed Term Income Fund Series XXX-V (1135 Days) - Direct Plan - Maturity IDCW returned 8.51% — beating the Medium to Long Duration Fund category average of 2.15% by 6.36 pp. It ranked #191 of 625 in its category that year.

UTI Fixed Term Income Fund Series XXX-V (1135 Days) - Direct Plan - Maturity IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. UTI Fixed Term Income Fund Series XXX-V (1135 Days) - Direct Plan - Maturity IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.