UTI

UTI Fixed Term Income fund - Series XXX - II (1107 DAYS) - Direct Plan - Annual IDCW

Latest NAV

₹10.0000

As of

31 Aug 2021

728 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-2.76%	-6.79%	+4.03	799 / 1087	Q3
1W	-2.71%	-9.68%	+6.97	591 / 998	Q3
2W	-2.65%	-9.65%	+7.00	587 / 997	Q3
1M	-2.51%	-9.71%	+7.20	564 / 991	Q3
3M	-1.92%	-9.39%	+7.47	510 / 984	Q3
6M	-8.56%	-8.74%	+0.18	595 / 949	Q3
YTD	-8.12%	-8.86%	+0.74	590 / 949	Q3
1Y	-6.52%	-6.69%	+0.18	573 / 916	Q3
2Y	-2.90%	-2.42%	-0.47	581 / 867	Q3
3Y	-0.04%	-1.12%	+1.08	350 / 833	Q2
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	-0.04%	+0.48%	-0.52	810 / 1085	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2021 YTD	-8.12%	-4.54%	-3.58	368 / 458
2020	-0.24%	+2.15%	-2.39	475 / 625
2019	+5.75%	+3.58%	+2.17	297 / 607
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.23%

25 windows

min -6.5% · max 7.0%

60% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

-0.04%

1 window

min 0.0% · max 0.0%

0% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

6.95%

3-year · annualised

Sharpe ratio

-0.90

vs risk-free 6.5%

Sortino ratio

-0.97

Downside-only deviation

Max drawdown

-9.87%

Mar 2020 → Aug 2021

% positive months

86.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Charity Fund for Cancer Cure - IDCW Option - Direct Plan - 50% IDCW Donation Option	HDFC	₹10.0419	3 Jun 2026
NIPPON INDIA FIXED MATURITY PLAN - XLI - SERIES 8 - DIRECT Plan - IDCW Option	Nippon India	₹17.3687	3 Jun 2026
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹17.4021	3 Jun 2026
ICICI Prudential Bond Fund - Direct Plan - Half Yearly IDCW	ICICI Prudential	₹10.7370	3 Jun 2026
BANDHAN Fixed Term Plan Series 179 DIRECT PLAN HALF YEARLY-IDCW (3652 days)	Bandhan	₹11.3171	3 Jun 2026
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Direct Plan - Payout of IDCW option	Aditya Birla Sun Life	₹13.5041	3 Jun 2026
Franklin India Medium to Long Duration Fund - Direct - IDCW	Franklin India	₹10.4993	3 Jun 2026
Kotak Bond Fund - Direct Plan - Standard IDCW option	Kotak	₹29.3456	3 Jun 2026
DSP FMP Series - 264 - 60M - 17D - Direct - IDCW	DSP	₹13.2410	3 Jun 2026
HSBC Medium to Long Duration Fund - Direct Quarterly IDCW	HSBC	₹10.3575	3 Jun 2026

Recent NAVs

Date	NAV
31 Aug 2021	₹10.0000
30 Aug 2021	₹10.2838
27 Aug 2021	₹10.2810
26 Aug 2021	₹10.2801
25 Aug 2021	₹10.2792
24 Aug 2021	₹10.2783
23 Aug 2021	₹10.2774
20 Aug 2021	₹10.2747
18 Aug 2021	₹10.2728
17 Aug 2021	₹10.2719

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 31 Aug 2021, the NAV of UTI Fixed Term Income fund - Series XXX - II (1107 DAYS) - Direct Plan - Annual IDCW is ₹10.0000. It's a Medium to Long Duration Fund from UTI, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

UTI Fixed Term Income fund - Series XXX - II (1107 DAYS) - Direct Plan - Annual IDCW has NAV history starting from 27 Aug 2018, a track record of about 7 years 9 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

UTI Fixed Term Income fund - Series XXX - II (1107 DAYS) - Direct Plan - Annual IDCW is managed by UTI. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Fixed Term Income fund - Series XXX - II (1107 DAYS) - Direct Plan - Annual IDCW has delivered a absolute return of -6.52% — +0.18 pp ahead of the Medium to Long Duration Fund category average of -6.69%. The fund ranks #573 of 916 in its category — the third (Q3) quartile.

Over the trailing 3-year window, UTI Fixed Term Income fund - Series XXX - II (1107 DAYS) - Direct Plan - Annual IDCW has delivered a CAGR of -0.04% — +1.08 pp ahead of the Medium to Long Duration Fund category average of -1.12%. The fund ranks #350 of 833 in its category — the second (Q2) quartile.

UTI Fixed Term Income fund - Series XXX - II (1107 DAYS) - Direct Plan - Annual IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in UTI Fixed Term Income fund - Series XXX - II (1107 DAYS) - Direct Plan - Annual IDCW exactly 3 years ago would be worth approximately ₹99,888 today — a multiplier of 1.00×, based on the 3-year CAGR of -0.04%. The category average over the same window would have grown ₹1 lakh to ₹96,678.

A ₹10,000 monthly SIP in UTI Fixed Term Income fund - Series XXX - II (1107 DAYS) - Direct Plan - Annual IDCW over the last 3 years — total invested ₹360,000 — would be worth ₹343,300 today. That's an XIRR (money-weighted annualised return) of -3.05%.

UTI Fixed Term Income fund - Series XXX - II (1107 DAYS) - Direct Plan - Annual IDCW doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹343,300 — XIRR -3.05%.

On a 3-year basis, UTI Fixed Term Income fund - Series XXX - II (1107 DAYS) - Direct Plan - Annual IDCW ranks #350 out of 833 funds in the Medium to Long Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is -1.12%; this fund delivered -0.04%.

The worst peak-to-trough decline UTI Fixed Term Income fund - Series XXX - II (1107 DAYS) - Direct Plan - Annual IDCW has experienced over the last 3-year window is 9.87% — its NAV fell from a high on 09 Mar 2020 to a low on 31 Aug 2021. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, UTI Fixed Term Income fund - Series XXX - II (1107 DAYS) - Direct Plan - Annual IDCW averaged -0.04% (best -0.04%, worst -0.04%). 0% of rolling windows ended positive. The 3-year Sharpe ratio is -0.90 — negative risk-adjusted performance.

In calendar year 2020, UTI Fixed Term Income fund - Series XXX - II (1107 DAYS) - Direct Plan - Annual IDCW returned -0.24% — lagging the Medium to Long Duration Fund category average of 2.15% by 2.39 pp. It ranked #475 of 625 in its category that year.

UTI Fixed Term Income fund - Series XXX - II (1107 DAYS) - Direct Plan - Annual IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. UTI Fixed Term Income fund - Series XXX - II (1107 DAYS) - Direct Plan - Annual IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.