UTI

UTI Fixed Term Income fund - Series XXX - I (1104 DAYS) - Direct Plan - Maturity IDCW

Latest NAV

₹10.0000

As of

31 Aug 2021

728 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-18.09%	-6.86%	-11.23	896 / 1087	Q4
1W	-18.05%	-9.76%	-8.29	728 / 998	Q3
2W	-18.01%	-9.73%	-8.28	726 / 997	Q3
1M	-17.88%	-9.76%	-8.13	716 / 991	Q3
3M	-16.97%	-9.36%	-7.62	710 / 984	Q3
6M	-12.00%	-8.72%	-3.28	622 / 949	Q3
YTD	-10.71%	-8.84%	-1.87	614 / 949	Q3
1Y	-7.13%	-6.67%	-0.46	580 / 916	Q3
2Y	-3.00%	-2.45%	-0.55	582 / 867	Q3
3Y	-0.03%	-1.11%	+1.09	346 / 835	Q2
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	-0.04%	+0.47%	-0.51	778 / 1085	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2021 YTD	-10.71%	-4.54%	-6.17	383 / 458
2020	+10.77%	+2.15%	+8.62	37 / 625
2019	-0.75%	+3.58%	-4.33	508 / 607
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.36%

25 windows

min -7.1% · max 15.7%

68% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

-0.03%

1 window

min 0.0% · max 0.0%

0% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.72%

3-year · annualised

Sharpe ratio

-0.49

vs risk-free 6.5%

Sortino ratio

-0.52

Downside-only deviation

Max drawdown

-18.09%

Aug 2021 → Aug 2021

% positive months

86.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Charity Fund for Cancer Cure - IDCW Option - Direct Plan - 50% IDCW Donation Option	HDFC	₹10.1159	17 Jul 2026
NIPPON INDIA FIXED MATURITY PLAN - XLI - SERIES 8 - DIRECT Plan - IDCW Option	Nippon India	₹17.7273	17 Jul 2026
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹17.7206	17 Jul 2026
ICICI Prudential Bond Fund - Direct Plan - Half Yearly IDCW	ICICI Prudential	₹11.0090	17 Jul 2026
BANDHAN Fixed Term Plan Series 179 DIRECT PLAN HALF YEARLY-IDCW (3652 days)	Bandhan	₹11.5431	17 Jul 2026
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) - Direct Plan - Payout of IDCW Option	Aditya Birla Sun Life	₹13.6183	17 Jul 2026
Franklin India Medium to Long Duration Fund - Direct - IDCW	Franklin India	₹10.6701	17 Jul 2026
Kotak Bond Fund - Direct Plan - Standard IDCW option	Kotak	₹30.1720	17 Jul 2026
DSP FMP Series - 264 - 60M - 17D - Direct - IDCW	DSP	₹13.3392	17 Jul 2026
HSBC Medium to Long Duration Fund - Direct Quarterly IDCW	HSBC	₹10.4928	17 Jul 2026

Recent NAVs

Date	NAV
31 Aug 2021	₹10.0000
30 Aug 2021	₹12.2090
27 Aug 2021	₹12.2061
26 Aug 2021	₹12.2051
25 Aug 2021	₹12.2042
24 Aug 2021	₹12.2032
23 Aug 2021	₹12.2022
20 Aug 2021	₹12.1993
18 Aug 2021	₹12.1974
17 Aug 2021	₹12.1965

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 31 Aug 2021, the NAV of UTI Fixed Term Income fund - Series XXX - I (1104 DAYS) - Direct Plan - Maturity IDCW is ₹10.0000. It's a Medium to Long Duration Fund from UTI, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

UTI Fixed Term Income fund - Series XXX - I (1104 DAYS) - Direct Plan - Maturity IDCW has NAV history starting from 27 Aug 2018, a track record of about 7 years 10 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

UTI Fixed Term Income fund - Series XXX - I (1104 DAYS) - Direct Plan - Maturity IDCW is managed by UTI. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Fixed Term Income fund - Series XXX - I (1104 DAYS) - Direct Plan - Maturity IDCW has delivered a absolute return of -7.13% — -0.46 pp behind the Medium to Long Duration Fund category average of -6.67%. The fund ranks #580 of 916 in its category — the third (Q3) quartile.

Over the trailing 3-year window, UTI Fixed Term Income fund - Series XXX - I (1104 DAYS) - Direct Plan - Maturity IDCW has delivered a CAGR of -0.03% — +1.09 pp ahead of the Medium to Long Duration Fund category average of -1.11%. The fund ranks #346 of 835 in its category — the second (Q2) quartile.

UTI Fixed Term Income fund - Series XXX - I (1104 DAYS) - Direct Plan - Maturity IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in UTI Fixed Term Income fund - Series XXX - I (1104 DAYS) - Direct Plan - Maturity IDCW exactly 3 years ago would be worth approximately ₹99,923 today — a multiplier of 1.00×, based on the 3-year CAGR of -0.03%. The category average over the same window would have grown ₹1 lakh to ₹96,695.

A ₹10,000 monthly SIP in UTI Fixed Term Income fund - Series XXX - I (1104 DAYS) - Direct Plan - Maturity IDCW over the last 3 years — total invested ₹360,000 — would be worth ₹338,131 today. That's an XIRR (money-weighted annualised return) of -4.02%.

UTI Fixed Term Income fund - Series XXX - I (1104 DAYS) - Direct Plan - Maturity IDCW doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹338,131 — XIRR -4.02%.

On a 3-year basis, UTI Fixed Term Income fund - Series XXX - I (1104 DAYS) - Direct Plan - Maturity IDCW ranks #346 out of 835 funds in the Medium to Long Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is -1.11%; this fund delivered -0.03%.

The worst peak-to-trough decline UTI Fixed Term Income fund - Series XXX - I (1104 DAYS) - Direct Plan - Maturity IDCW has experienced over the last 3-year window is 18.09% — its NAV fell from a high on 30 Aug 2021 to a low on 31 Aug 2021. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, UTI Fixed Term Income fund - Series XXX - I (1104 DAYS) - Direct Plan - Maturity IDCW averaged -0.03% (best -0.03%, worst -0.03%). 0% of rolling windows ended positive. The 3-year Sharpe ratio is -0.49 — negative risk-adjusted performance.

In calendar year 2020, UTI Fixed Term Income fund - Series XXX - I (1104 DAYS) - Direct Plan - Maturity IDCW returned 10.77% — beating the Medium to Long Duration Fund category average of 2.15% by 8.62 pp. It ranked #37 of 625 in its category that year.

UTI Fixed Term Income fund - Series XXX - I (1104 DAYS) - Direct Plan - Maturity IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. UTI Fixed Term Income fund - Series XXX - I (1104 DAYS) - Direct Plan - Maturity IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.