UTI
UTI Fixed Term Income Fund May08 Sr IV-Plan 9 (24 Mts)- Dividend Option
Category
Income
Plan type
Dividend
Structure
Close-ended
AMFI Scheme Code
108979
ISIN (Growth)
—
ISIN (Dividend)
—
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.00% | -9.99% | +9.99 | 626 / 1129 | Q3 |
| 1W | -4.57% | -13.04% | +8.47 | 912 / 1151 | Q4 |
| 2W | -4.49% | -13.18% | +8.69 | 908 / 1149 | Q4 |
| 1M | -4.15% | -13.26% | +9.11 | 890 / 1137 | Q4 |
| 3M | -3.24% | -13.15% | +9.90 | 849 / 1116 | Q4 |
| 6M | -2.01% | -15.45% | +13.44 | 606 / 906 | Q3 |
| YTD | -2.59% | -15.77% | +13.19 | 660 / 952 | Q3 |
| 1Y | -9.73% | -13.09% | +3.36 | 675 / 820 | Q4 |
| 2Y | +0.20% | -12.72% | +12.92 | 257 / 446 | Q3 |
| 3Y | — | — | — | — | — |
| 4Y | — | — | — | — | — |
| 5Y | — | — | — | — | — |
| 7Y | — | — | — | — | — |
| 10Y | — | — | — | — | — |
| Inception | +0.20% | -13.63% | +13.83 | 470 / 1199 | Q2 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2010 YTD | -2.59% | -5.78% | +3.20 | 315 / 377 |
| 2009 | -2.65% | -12.86% | +10.21 | 504 / 713 |
| 2008 | — | — | — | — |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
1-Year rolling
+0.87%
13 windows
min -9.7% · max 11.7%
31% positive
Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.
3-Year rolling
—
Insufficient history
5-Year rolling
—
Insufficient history
7-Year rolling
—
Insufficient history
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
Period
Total invested
₹
—
Today's value
₹
—
XIRR
Annualised
Wealth multiplier
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Recent NAVs
| Date | NAV |
|---|---|
| 7 Jun 2010 | ₹10.0442 |
| 4 Jun 2010 | ₹10.5309 |
| 3 Jun 2010 | ₹10.5297 |
| 2 Jun 2010 | ₹10.5283 |
| 1 Jun 2010 | ₹10.5269 |
| 31 May 2010 | ₹10.5253 |
| 28 May 2010 | ₹10.5210 |
| 26 May 2010 | ₹10.5182 |
| 25 May 2010 | ₹10.5176 |
| 24 May 2010 | ₹10.5165 |
Advertisement
Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
UTI Fixed Term Income Fund May08 Sr IV-Plan 9 (24 Mts)- Dividend Option is a Income from UTI (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.
UTI Fixed Term Income Fund May08 Sr IV-Plan 9 (24 Mts)- Dividend Option has NAV history starting from 09 Jun 2008, a track record of about 18 years. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.
UTI Fixed Term Income Fund May08 Sr IV-Plan 9 (24 Mts)- Dividend Option is managed by UTI. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.
Over the trailing 1-year window, UTI Fixed Term Income Fund May08 Sr IV-Plan 9 (24 Mts)- Dividend Option has delivered a absolute return of -9.73% — +3.36 pp ahead of the Income category average of -13.09%. The fund ranks #675 of 820 in its category — the bottom (Q4) quartile.
UTI Fixed Term Income Fund May08 Sr IV-Plan 9 (24 Mts)- Dividend Option doesn't have a complete 3-year window yet (we need at least 3 year of NAVs). Check the shorter-window returns above.
UTI Fixed Term Income Fund May08 Sr IV-Plan 9 (24 Mts)- Dividend Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.
UTI Fixed Term Income Fund May08 Sr IV-Plan 9 (24 Mts)- Dividend Option doesn't yet have a 3-year CAGR on file, so a ₹1 lakh growth projection isn't reliable.
A ₹10,000 monthly SIP in UTI Fixed Term Income Fund May08 Sr IV-Plan 9 (24 Mts)- Dividend Option over the last 1 year — total invested ₹120,000 — would be worth ₹113,622 today. That's an XIRR (money-weighted annualised return) of -9.68%.
UTI Fixed Term Income Fund May08 Sr IV-Plan 9 (24 Mts)- Dividend Option doesn't yet have 10 years of NAVs. Over the longest available window (1-year SIP), ₹10,000/month would have grown to ₹113,622 — XIRR -9.68%.
UTI Fixed Term Income Fund May08 Sr IV-Plan 9 (24 Mts)- Dividend Option doesn't yet have a peer rank on file — typically because its category set is too small or it lacks the required NAV history. Compare manually using the returns table above.
UTI Fixed Term Income Fund May08 Sr IV-Plan 9 (24 Mts)- Dividend Option doesn't have a computed drawdown figure yet.
Consistency stats for UTI Fixed Term Income Fund May08 Sr IV-Plan 9 (24 Mts)- Dividend Option need at least 3 years of NAVs to compute. They'll populate automatically once the fund has enough history.
In calendar year 2009, UTI Fixed Term Income Fund May08 Sr IV-Plan 9 (24 Mts)- Dividend Option returned -2.65% — beating the Income category average of -12.86% by 10.21 pp. It ranked #504 of 713 in its category that year.
UTI Fixed Term Income Fund May08 Sr IV-Plan 9 (24 Mts)- Dividend Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.
We don't give personal investment advice. UTI Fixed Term Income Fund May08 Sr IV-Plan 9 (24 Mts)- Dividend Option is suitable for an investor whose:
- time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
- primary goal is capital preservation or steady accrual, not high growth
- tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.
More from UTI
- Tata Floating Short Term Institutional Plan (Growth)
- UTI - BSE Sensex Next 50 Exchange Traded Fund
- UTI - Credit Risk Fund (Segregated - 06032020) - Direct Plan - Annual Dividend Option
- UTI - Credit Risk Fund (Segregated - 06032020) - Direct Plan - Flexi Dividend Option
- UTI - Credit Risk Fund (Segregated - 06032020) - Direct Plan - Growth Option
- UTI - Credit Risk Fund (Segregated - 06032020) - Direct Plan - Half Yearly Dividend Option
- UTI - Credit Risk Fund (Segregated - 06032020) - Direct Plan - Monthly Dividend Option
- UTI - Credit Risk Fund (Segregated - 06032020) - Direct Plan - Quarterly Dividend Option