UTI

UTI Fixed Interval Income Fund (Annual Interval Fund) Series III â€“ Instn Growth Option

Latest NAV

₹28.4328

As of

29 Nov 2021

3,416 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-8.05%	+8.05	292 / 904	Q2
1W	+0.06%	-11.71%	+11.77	316 / 779	Q2
2W	+0.12%	-11.75%	+11.88	274 / 776	Q2
1M	+0.27%	-11.75%	+12.02	242 / 772	Q2
3M	+0.76%	-11.29%	+12.05	333 / 763	Q2
6M	+1.51%	-10.39%	+11.91	313 / 749	Q2
YTD	+2.74%	-10.45%	+13.19	90 / 747	Q1
1Y	+3.02%	-8.25%	+11.27	313 / 728	Q2
2Y	+3.91%	-5.23%	+9.14	285 / 660	Q2
3Y	+4.49%	-3.98%	+8.48	279 / 644	Q2
4Y	+5.03%	+3.39%	+1.64	57 / 134	Q2
5Y	+5.42%	+3.38%	+2.05	20 / 92	Q1
7Y	+6.22%	+3.38%	+2.85	12 / 76	Q1
10Y	+7.12%	+3.82%	+3.30	5 / 66	Q1
Inception	+7.64%	-1.09%	+8.73	274 / 904	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2021 YTD	+2.74%	-6.85%	+9.59	157 / 355
2020	+4.76%	+3.44%	+1.32	244 / 433
2019	+5.43%	+4.28%	+1.15	247 / 449
2018	+6.69%	+0.48%	+6.21	56 / 205
2017	+7.06%	+1.61%	+5.45	58 / 223
2016	+7.91%	+3.44%	+4.47	90 / 223
2015	+8.13%	+2.41%	+5.72	64 / 205
2014	+9.35%	+7.92%	+1.43	46 / 107
2013	+8.94%	+4.19%	+4.76	9 / 50
2012	+9.16%	+5.17%	+4.00	14 / 34
2011	+9.44%	+1.60%	+7.84	1 / 12

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.76%

161 windows

min 3.0% · max 11.7%

100% positive

3-Year rolling

+7.94%

137 windows

min 4.5% · max 9.4%

100% positive

5-Year rolling

+8.10%

112 windows

min 5.4% · max 9.1%

100% positive

7-Year rolling

+8.16%

88 windows

min 6.2% · max 9.0%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.49%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.29%

Mar 2020 → Mar 2020

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Charity Fund for Cancer Cure - IDCW Option - 50% IDCW Donation Option	HDFC	₹10.0419	3 Jun 2026
NIPPON INDIA FIXED MATURITY PLAN - XLI - SERIES 8 - IDCW Option	Nippon India	₹17.0046	3 Jun 2026
SBI Magnum Income Fund-Bonus	SBI	₹43.7200	3 Jun 2026
ICICI Prudential Bond Fund - Half Yearly IDCW	ICICI Prudential	₹11.0548	3 Jun 2026
Franklin India Medium to Long Duration Fund - IDCW	Franklin India	₹10.4210	3 Jun 2026
Canara Robeco Income-Growth Plan	Canara Robeco	₹55.9906	3 Jun 2026
UTI Bond Fund-Growth (for rep. After 6 months- No Load)	UTI	₹74.6017	3 Jun 2026
Birla Sun Life Income Plus (Dividend)	Birla Sun Life	₹12.9049	3 Jun 2026
IDFC - SSIF - Investment Plan - Annual Dividend	IDFC	₹11.6743	3 Jun 2026
JM Income Fund-Dividend	JM Financial	₹21.5269	3 Jun 2026

Recent NAVs

Date	NAV
29 Nov 2021	₹28.4328
26 Nov 2021	₹28.4256
25 Nov 2021	₹28.4232
24 Nov 2021	₹28.4209
23 Nov 2021	₹28.4185
22 Nov 2021	₹28.4159
18 Nov 2021	₹28.4051
17 Nov 2021	₹28.4025
16 Nov 2021	₹28.4001
15 Nov 2021	₹28.3977

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 29 Nov 2021, the NAV of UTI Fixed Interval Income Fund (Annual Interval Fund) Series III â€“ Instn Growth Option is ₹28.4328. It's a Medium to Long Duration Fund from UTI, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

UTI Fixed Interval Income Fund (Annual Interval Fund) Series III â€“ Instn Growth Option has NAV history starting from 28 Sep 2007, a track record of about 18 years 8 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

UTI Fixed Interval Income Fund (Annual Interval Fund) Series III â€“ Instn Growth Option is managed by UTI. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Fixed Interval Income Fund (Annual Interval Fund) Series III â€“ Instn Growth Option has delivered a absolute return of 3.02% — +11.27 pp ahead of the Medium to Long Duration Fund category average of -8.25%. The fund ranks #313 of 728 in its category — the second (Q2) quartile.

Over the trailing 3-year window, UTI Fixed Interval Income Fund (Annual Interval Fund) Series III â€“ Instn Growth Option has delivered a CAGR of 4.49% — +8.48 pp ahead of the Medium to Long Duration Fund category average of -3.98%. The fund ranks #279 of 644 in its category — the second (Q2) quartile.

Over the trailing 5-year window, UTI Fixed Interval Income Fund (Annual Interval Fund) Series III â€“ Instn Growth Option has delivered a CAGR of 5.42% — +2.05 pp ahead of the Medium to Long Duration Fund category average of 3.38%. The fund ranks #20 of 92 in its category — the top (Q1) quartile.

₹1 lakh invested in UTI Fixed Interval Income Fund (Annual Interval Fund) Series III â€“ Instn Growth Option exactly 10 years ago would be worth approximately ₹198,886 today — a multiplier of 1.99×, based on the 10-year CAGR of 7.12%. The category average over the same window would have grown ₹1 lakh to ₹145,412.

A ₹10,000 monthly SIP in UTI Fixed Interval Income Fund (Annual Interval Fund) Series III â€“ Instn Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹675,120 today. That's an XIRR (money-weighted annualised return) of 4.65%.

A ₹10,000 monthly SIP for 10 years in UTI Fixed Interval Income Fund (Annual Interval Fund) Series III â€“ Instn Growth Option = ₹1,200,000 invested. It would currently be worth ₹1,646,970 (multiplier 1.37×). XIRR: 6.16%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, UTI Fixed Interval Income Fund (Annual Interval Fund) Series III â€“ Instn Growth Option ranks #20 out of 92 funds in the Medium to Long Duration Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 3.38%; this fund delivered 5.42%.

The worst peak-to-trough decline UTI Fixed Interval Income Fund (Annual Interval Fund) Series III â€“ Instn Growth Option has experienced over the last 5-year window is 0.29% — its NAV fell from a high on 17 Mar 2020 to a low on 24 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI Fixed Interval Income Fund (Annual Interval Fund) Series III â€“ Instn Growth Option averaged 8.10% (best 9.07%, worst 5.42%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -2.17 — negative risk-adjusted performance.

In calendar year 2020, UTI Fixed Interval Income Fund (Annual Interval Fund) Series III â€“ Instn Growth Option returned 4.75% — beating the Medium to Long Duration Fund category average of 3.44% by 1.32 pp. It ranked #244 of 433 in its category that year.

UTI Fixed Interval Income Fund (Annual Interval Fund) Series III â€“ Instn Growth Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. UTI Fixed Interval Income Fund (Annual Interval Fund) Series III â€“ Instn Growth Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.3%. 5-year CAGR: 5.42%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

UTI Fixed Interval Income Fund (Annual Interval Fund) Series III â€“ Instn Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Medium to Long Duration Fund

Recent NAVs

Frequently asked questions

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