UTI

UTI Fixed Income Interval Fund ( Quarterly Interval Plan â€“ III) â€“ Dividend Plan

Latest NAV

₹10.0759

As of

11 May 2022

3,550 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	-8.05%	+8.06	155 / 904	Q1
1W	+0.08%	-11.71%	+11.79	177 / 779	Q1
2W	+0.15%	-11.75%	+11.90	181 / 776	Q1
1M	+0.31%	-11.75%	+12.05	167 / 772	Q1
3M	+0.04%	-11.29%	+11.32	360 / 763	Q2
6M	+0.10%	-10.39%	+10.49	361 / 749	Q2
YTD	+0.41%	-10.45%	+10.86	346 / 747	Q2
1Y	+0.32%	-8.25%	+8.56	345 / 728	Q2
2Y	+0.23%	-5.23%	+5.46	320 / 660	Q2
3Y	-0.27%	-3.98%	+3.72	429 / 644	Q3
4Y	-0.19%	+3.39%	-3.58	112 / 134	Q4
5Y	-0.13%	+3.38%	-3.50	79 / 92	Q4
7Y	-0.15%	+3.38%	-3.53	70 / 76	Q4
10Y	-0.06%	+3.82%	-3.87	62 / 66	Q4
Inception	+0.05%	-1.09%	+1.14	543 / 904	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2022 YTD	+0.41%	-8.21%	+8.62	136 / 224
2021	+0.20%	-6.85%	+7.06	236 / 355
2020	-0.21%	+3.44%	-3.65	374 / 433
2019	-0.41%	+4.28%	-4.68	389 / 449
2018	+0.05%	+0.48%	-0.43	147 / 205
2017	+0.01%	+1.61%	-1.60	148 / 223
2016	-0.29%	+3.44%	-3.73	182 / 223
2015	-0.05%	+2.41%	-2.46	128 / 205
2014	-0.18%	+7.92%	-8.10	87 / 107
2013	+0.95%	+4.19%	-3.23	33 / 50
2012	-0.01%	+5.17%	-5.17	29 / 34

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

-0.07%

168 windows

min -2.0% · max 2.0%

45% positive

3-Year rolling

-0.05%

143 windows

min -0.7% · max 0.5%

34% positive

5-Year rolling

-0.02%

119 windows

min -0.3% · max 0.3%

50% positive

7-Year rolling

-0.01%

95 windows

min -0.3% · max 0.2%

47% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.65%

3-year · annualised

Sharpe ratio

-4.09

vs risk-free 6.5%

Sortino ratio

-4.76

Downside-only deviation

Max drawdown

-1.75%

May 2019 → May 2019

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Charity Fund for Cancer Cure - IDCW Option - 50% IDCW Donation Option	HDFC	₹10.0419	3 Jun 2026
NIPPON INDIA FIXED MATURITY PLAN - XLI - SERIES 8 - IDCW Option	Nippon India	₹17.0046	3 Jun 2026
SBI Magnum Income Fund-Bonus	SBI	₹43.7200	3 Jun 2026
ICICI Prudential Bond Fund - Half Yearly IDCW	ICICI Prudential	₹11.0548	3 Jun 2026
Franklin India Medium to Long Duration Fund - IDCW	Franklin India	₹10.4210	3 Jun 2026
Canara Robeco Income-Growth Plan	Canara Robeco	₹55.9906	3 Jun 2026
UTI Bond Fund-Growth (for rep. After 6 months- No Load)	UTI	₹74.6017	3 Jun 2026
Birla Sun Life Income Plus (Dividend)	Birla Sun Life	₹12.9049	3 Jun 2026
IDFC - SSIF - Investment Plan - Annual Dividend	IDFC	₹11.6743	3 Jun 2026
JM Income Fund-Dividend	JM Financial	₹21.5269	3 Jun 2026

Recent NAVs

Date	NAV
11 May 2022	₹10.0759
10 May 2022	₹10.0748
9 May 2022	₹10.0737
6 May 2022	₹10.0704
5 May 2022	₹10.0693
4 May 2022	₹10.0682
2 May 2022	₹10.0661
29 Apr 2022	₹10.0630
28 Apr 2022	₹10.0619
27 Apr 2022	₹10.0609

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 11 May 2022, the NAV of UTI Fixed Income Interval Fund ( Quarterly Interval Plan â€“ III) â€“ Dividend Plan is ₹10.0759. It's a Medium to Long Duration Fund from UTI, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

UTI Fixed Income Interval Fund ( Quarterly Interval Plan â€“ III) â€“ Dividend Plan has NAV history starting from 24 Aug 2007, a track record of about 18 years 9 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

UTI Fixed Income Interval Fund ( Quarterly Interval Plan â€“ III) â€“ Dividend Plan is managed by UTI. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Fixed Income Interval Fund ( Quarterly Interval Plan â€“ III) â€“ Dividend Plan has delivered a absolute return of 0.32% — +8.56 pp ahead of the Medium to Long Duration Fund category average of -8.25%. The fund ranks #345 of 728 in its category — the second (Q2) quartile.

Over the trailing 3-year window, UTI Fixed Income Interval Fund ( Quarterly Interval Plan â€“ III) â€“ Dividend Plan has delivered a CAGR of -0.27% — +3.72 pp ahead of the Medium to Long Duration Fund category average of -3.98%. The fund ranks #429 of 644 in its category — the third (Q3) quartile.

Over the trailing 5-year window, UTI Fixed Income Interval Fund ( Quarterly Interval Plan â€“ III) â€“ Dividend Plan has delivered a CAGR of -0.13% — -3.5 pp behind the Medium to Long Duration Fund category average of 3.38%. The fund ranks #79 of 92 in its category — the bottom (Q4) quartile.

₹1 lakh invested in UTI Fixed Income Interval Fund ( Quarterly Interval Plan â€“ III) â€“ Dividend Plan exactly 10 years ago would be worth approximately ₹99,447 today — a multiplier of 0.99×, based on the 10-year CAGR of -0.06%. The category average over the same window would have grown ₹1 lakh to ₹145,412.

A ₹10,000 monthly SIP in UTI Fixed Income Interval Fund ( Quarterly Interval Plan â€“ III) â€“ Dividend Plan over the last 5 years — total invested ₹600,000 — would be worth ₹600,208 today. That's an XIRR (money-weighted annualised return) of 0.01%.

A ₹10,000 monthly SIP for 10 years in UTI Fixed Income Interval Fund ( Quarterly Interval Plan â€“ III) â€“ Dividend Plan = ₹1,200,000 invested. It would currently be worth ₹1,198,717 (multiplier 1.00×). XIRR: -0.02%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, UTI Fixed Income Interval Fund ( Quarterly Interval Plan â€“ III) â€“ Dividend Plan ranks #79 out of 92 funds in the Medium to Long Duration Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 3.38%; this fund delivered -0.13%.

The worst peak-to-trough decline UTI Fixed Income Interval Fund ( Quarterly Interval Plan â€“ III) â€“ Dividend Plan has experienced over the last 5-year window is 1.98% — its NAV fell from a high on 21 Aug 2018 to a low on 23 Aug 2018. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI Fixed Income Interval Fund ( Quarterly Interval Plan â€“ III) â€“ Dividend Plan averaged -0.02% (best 0.26%, worst -0.33%). 50% of rolling windows ended positive. The 5-year Sharpe ratio is -3.00 — negative risk-adjusted performance.

In calendar year 2021, UTI Fixed Income Interval Fund ( Quarterly Interval Plan â€“ III) â€“ Dividend Plan returned 0.20% — beating the Medium to Long Duration Fund category average of -6.85% by 7.06 pp. It ranked #236 of 355 in its category that year.

UTI Fixed Income Interval Fund ( Quarterly Interval Plan â€“ III) â€“ Dividend Plan is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. UTI Fixed Income Interval Fund ( Quarterly Interval Plan â€“ III) â€“ Dividend Plan is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.0%. 5-year CAGR: -0.13%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.