UTI

UTI Fixed Income Interval Fund â€“ Annual Interval Plan Series â€“ I ( Dividend Option)

Latest NAV

₹10.9612

As of

3 Jun 2026

4,551 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	-8.05%	+8.06	126 / 904	Q1
1W	+0.10%	-11.71%	+11.81	133 / 779	Q1
2W	+0.19%	-11.75%	+11.95	131 / 776	Q1
1M	+0.39%	-11.75%	+12.14	124 / 772	Q1
3M	-1.86%	-11.29%	+9.42	435 / 763	Q3
6M	-0.68%	-10.39%	+9.71	393 / 749	Q3
YTD	-1.09%	-10.45%	+9.36	421 / 747	Q3
1Y	+1.95%	-8.25%	+10.20	325 / 728	Q2
2Y	+2.00%	-5.23%	+7.23	306 / 660	Q2
3Y	+2.14%	-3.98%	+6.12	298 / 644	Q2
4Y	+2.05%	+3.39%	-1.33	79 / 134	Q3
5Y	+1.72%	+3.38%	-1.66	60 / 92	Q3
7Y	+1.81%	+3.38%	-1.57	43 / 76	Q3
10Y	+0.74%	+3.82%	-3.08	47 / 66	Q3
Inception	+0.48%	-1.09%	+1.57	516 / 904	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.09%	+0.07%	-1.16	42 / 49
2025	+1.34%	+2.91%	-1.57	36 / 61
2024	+2.42%	+5.21%	-2.79	43 / 62
2023	+3.26%	+3.66%	-0.40	38 / 69
2022	+2.57%	-8.21%	+10.78	42 / 224
2021	+0.57%	-6.85%	+7.42	235 / 355
2020	+1.87%	+3.44%	-1.57	302 / 433
2019	-2.29%	+4.28%	-6.57	404 / 449
2018	-1.30%	+0.48%	-1.79	164 / 205
2017	-0.93%	+1.61%	-2.54	164 / 223
2016	+2.50%	+3.44%	-0.94	146 / 223

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.38%

218 windows

min -9.5% · max 6.5%

57% positive

3-Year rolling

+0.21%

194 windows

min -3.0% · max 3.0%

50% positive

5-Year rolling

+0.17%

169 windows

min -1.8% · max 2.2%

46% positive

7-Year rolling

+0.10%

145 windows

min -1.3% · max 1.8%

54% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.70%

3-year · annualised

Sharpe ratio

-1.17

vs risk-free 6.5%

Sortino ratio

-1.28

Downside-only deviation

Max drawdown

-4.26%

Mar 2025 → Mar 2025

% positive months

91.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Charity Fund for Cancer Cure - IDCW Option - 50% IDCW Donation Option	HDFC	₹10.0419	3 Jun 2026
NIPPON INDIA FIXED MATURITY PLAN - XLI - SERIES 8 - IDCW Option	Nippon India	₹17.0046	3 Jun 2026
SBI Magnum Income Fund-Bonus	SBI	₹43.7200	3 Jun 2026
ICICI Prudential Bond Fund - Half Yearly IDCW	ICICI Prudential	₹11.0548	3 Jun 2026
Franklin India Medium to Long Duration Fund - IDCW	Franklin India	₹10.4210	3 Jun 2026
Canara Robeco Income-Growth Plan	Canara Robeco	₹55.9906	3 Jun 2026
UTI Bond Fund-Growth (for rep. After 6 months- No Load)	UTI	₹74.6017	3 Jun 2026
Birla Sun Life Income Plus (Dividend)	Birla Sun Life	₹12.9049	3 Jun 2026
IDFC - SSIF - Investment Plan - Annual Dividend	IDFC	₹11.6743	3 Jun 2026
JM Income Fund-Dividend	JM Financial	₹21.5269	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹10.9612
2 Jun 2026	₹10.9597
1 Jun 2026	₹10.9582
29 May 2026	₹10.9536
27 May 2026	₹10.9506
26 May 2026	₹10.9491
25 May 2026	₹10.9476
22 May 2026	₹10.9430
21 May 2026	₹10.9415
20 May 2026	₹10.9400

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of UTI Fixed Income Interval Fund â€“ Annual Interval Plan Series â€“ I ( Dividend Option) is ₹10.9612. It's a Medium to Long Duration Fund from UTI, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

UTI Fixed Income Interval Fund â€“ Annual Interval Plan Series â€“ I ( Dividend Option) has NAV history starting from 27 Jul 2007, a track record of about 18 years 10 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

UTI Fixed Income Interval Fund â€“ Annual Interval Plan Series â€“ I ( Dividend Option) is managed by UTI. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Fixed Income Interval Fund â€“ Annual Interval Plan Series â€“ I ( Dividend Option) has delivered a absolute return of 1.95% — +10.2 pp ahead of the Medium to Long Duration Fund category average of -8.25%. The fund ranks #325 of 728 in its category — the second (Q2) quartile.

Over the trailing 3-year window, UTI Fixed Income Interval Fund â€“ Annual Interval Plan Series â€“ I ( Dividend Option) has delivered a CAGR of 2.14% — +6.12 pp ahead of the Medium to Long Duration Fund category average of -3.98%. The fund ranks #298 of 644 in its category — the second (Q2) quartile.

Over the trailing 5-year window, UTI Fixed Income Interval Fund â€“ Annual Interval Plan Series â€“ I ( Dividend Option) has delivered a CAGR of 1.72% — -1.66 pp behind the Medium to Long Duration Fund category average of 3.38%. The fund ranks #60 of 92 in its category — the third (Q3) quartile.

₹1 lakh invested in UTI Fixed Income Interval Fund â€“ Annual Interval Plan Series â€“ I ( Dividend Option) exactly 10 years ago would be worth approximately ₹107,643 today — a multiplier of 1.08×, based on the 10-year CAGR of 0.74%. The category average over the same window would have grown ₹1 lakh to ₹145,412.

A ₹10,000 monthly SIP in UTI Fixed Income Interval Fund â€“ Annual Interval Plan Series â€“ I ( Dividend Option) over the last 5 years — total invested ₹600,000 — would be worth ₹625,374 today. That's an XIRR (money-weighted annualised return) of 1.63%.

A ₹10,000 monthly SIP for 10 years in UTI Fixed Income Interval Fund â€“ Annual Interval Plan Series â€“ I ( Dividend Option) = ₹1,200,000 invested. It would currently be worth ₹1,273,571 (multiplier 1.06×). XIRR: 1.18%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, UTI Fixed Income Interval Fund â€“ Annual Interval Plan Series â€“ I ( Dividend Option) ranks #60 out of 92 funds in the Medium to Long Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 3.38%; this fund delivered 1.72%.

The worst peak-to-trough decline UTI Fixed Income Interval Fund â€“ Annual Interval Plan Series â€“ I ( Dividend Option) has experienced over the last 5-year window is 4.26% — its NAV fell from a high on 20 Mar 2025 to a low on 21 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI Fixed Income Interval Fund â€“ Annual Interval Plan Series â€“ I ( Dividend Option) averaged 0.17% (best 2.17%, worst -1.75%). 46% of rolling windows ended positive. The 5-year Sharpe ratio is -1.24 — negative risk-adjusted performance.

In calendar year 2025, UTI Fixed Income Interval Fund â€“ Annual Interval Plan Series â€“ I ( Dividend Option) returned 1.34% — lagging the Medium to Long Duration Fund category average of 2.91% by 1.57 pp. It ranked #36 of 61 in its category that year.

UTI Fixed Income Interval Fund â€“ Annual Interval Plan Series â€“ I ( Dividend Option) is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. UTI Fixed Income Interval Fund â€“ Annual Interval Plan Series â€“ I ( Dividend Option) is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 4.3%. 5-year CAGR: 1.72%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.