Should I invest in UTI F I I F Series II -Quarterly Interval Plan â€“ VI?

We don't give personal investment advice. UTI F I I F Series II -Quarterly Interval Plan â€“ VI-Growth Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 4.89%.

UTI

UTI F I I F Series II -Quarterly Interval Plan â€“ VI-Growth Option

Latest NAV

₹30.4741

As of

25 Mar 2025

3,990 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	-8.11%	+8.12	80 / 904	Q1
1W	+0.11%	-11.78%	+11.90	76 / 779	Q1
2W	+0.23%	-11.83%	+12.06	83 / 776	Q1
1M	+0.47%	-11.79%	+12.26	121 / 772	Q1
3M	+1.53%	-11.26%	+12.79	126 / 763	Q1
6M	+3.11%	-10.36%	+13.48	114 / 749	Q1
YTD	+1.39%	-10.43%	+11.82	219 / 747	Q2
1Y	+6.56%	-8.21%	+14.78	119 / 728	Q1
2Y	+6.76%	-5.24%	+12.01	159 / 660	Q1
3Y	+6.27%	-3.97%	+10.23	243 / 646	Q2
4Y	+5.46%	+3.38%	+2.07	53 / 136	Q2
5Y	+4.89%	+3.48%	+1.41	40 / 92	Q2
7Y	+5.36%	+3.34%	+2.02	27 / 76	Q2
10Y	+5.92%	+3.82%	+2.11	24 / 66	Q2
Inception	+6.96%	-1.10%	+8.06	333 / 904	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2025 YTD	+1.39%	+2.91%	-1.53	32 / 61
2024	+6.81%	+5.21%	+1.60	36 / 62
2023	+6.74%	+3.66%	+3.08	19 / 69
2022	+4.51%	-8.21%	+12.72	21 / 224
2021	+2.98%	-6.85%	+9.83	151 / 355
2020	+2.97%	+3.44%	-0.47	268 / 433
2019	+6.29%	+4.28%	+2.02	236 / 449
2018	+7.39%	+0.48%	+6.90	23 / 205
2017	+6.50%	+1.61%	+4.88	89 / 223
2016	+7.45%	+3.44%	+4.01	108 / 223
2015	+8.14%	+2.41%	+5.73	61 / 205

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.93%

190 windows

min 2.6% · max 10.0%

100% positive

3-Year rolling

+6.96%

166 windows

min 3.4% · max 9.7%

100% positive

5-Year rolling

+7.00%

141 windows

min 4.7% · max 9.2%

100% positive

7-Year rolling

+7.06%

117 windows

min 5.3% · max 8.6%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.29%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.02%

Oct 2022 → Oct 2022

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Charity Fund for Cancer Cure - IDCW Option - 50% IDCW Donation Option	HDFC	₹10.1158	17 Jul 2026
NIPPON INDIA FIXED MATURITY PLAN - XLI - SERIES 8 - IDCW Option	Nippon India	₹17.3494	17 Jul 2026
SBI Magnum Income Fund-Bonus	SBI	₹44.6708	17 Jul 2026
ICICI Prudential Bond Fund - Half Yearly IDCW	ICICI Prudential	₹11.3293	17 Jul 2026
Franklin India Medium to Long Duration Fund - IDCW	Franklin India	₹10.5884	17 Jul 2026
Canara Robeco Income-Growth Plan	Canara Robeco	₹56.9903	17 Jul 2026
UTI Bond Fund-Growth (for rep. After 6 months- No Load)	UTI	₹76.0625	17 Jul 2026
Birla Sun Life Income Plus (Dividend)	Birla Sun Life	₹13.0862	17 Jul 2026
IDFC - SSIF - Investment Plan - Annual Dividend	IDFC	₹11.9547	17 Jul 2026
JM Income Fund-Dividend	JM Financial	₹21.9310	17 Jul 2026

Recent NAVs

Date	NAV
25 Mar 2025	₹30.4741
24 Mar 2025	₹30.4692
21 Mar 2025	₹30.4541
20 Mar 2025	₹30.4491
19 Mar 2025	₹30.4442
18 Mar 2025	₹30.4392
17 Mar 2025	₹30.4342
13 Mar 2025	₹30.4143
12 Mar 2025	₹30.4093
11 Mar 2025	₹30.4044

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 25 Mar 2025, the NAV of UTI F I I F Series II -Quarterly Interval Plan â€“ VI-Growth Option is ₹30.4741. It's a Medium to Long Duration Fund from UTI, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

UTI F I I F Series II -Quarterly Interval Plan â€“ VI-Growth Option has NAV history starting from 05 Sep 2008, a track record of about 17 years 10 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

UTI F I I F Series II -Quarterly Interval Plan â€“ VI-Growth Option is managed by UTI. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI F I I F Series II -Quarterly Interval Plan â€“ VI-Growth Option has delivered a absolute return of 6.56% — +14.78 pp ahead of the Medium to Long Duration Fund category average of -8.21%. The fund ranks #119 of 728 in its category — the top (Q1) quartile.

Over the trailing 3-year window, UTI F I I F Series II -Quarterly Interval Plan â€“ VI-Growth Option has delivered a CAGR of 6.27% — +10.23 pp ahead of the Medium to Long Duration Fund category average of -3.97%. The fund ranks #243 of 646 in its category — the second (Q2) quartile.

Over the trailing 5-year window, UTI F I I F Series II -Quarterly Interval Plan â€“ VI-Growth Option has delivered a CAGR of 4.89% — +1.41 pp ahead of the Medium to Long Duration Fund category average of 3.48%. The fund ranks #40 of 92 in its category — the second (Q2) quartile.

₹1 lakh invested in UTI F I I F Series II -Quarterly Interval Plan â€“ VI-Growth Option exactly 10 years ago would be worth approximately ₹177,808 today — a multiplier of 1.78×, based on the 10-year CAGR of 5.92%. The category average over the same window would have grown ₹1 lakh to ₹145,453.

A ₹10,000 monthly SIP in UTI F I I F Series II -Quarterly Interval Plan â€“ VI-Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹694,932 today. That's an XIRR (money-weighted annualised return) of 5.81%.

A ₹10,000 monthly SIP for 10 years in UTI F I I F Series II -Quarterly Interval Plan â€“ VI-Growth Option = ₹1,200,000 invested. It would currently be worth ₹1,594,765 (multiplier 1.33×). XIRR: 5.55%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, UTI F I I F Series II -Quarterly Interval Plan â€“ VI-Growth Option ranks #40 out of 92 funds in the Medium to Long Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 3.48%; this fund delivered 4.89%.

The worst peak-to-trough decline UTI F I I F Series II -Quarterly Interval Plan â€“ VI-Growth Option has experienced over the last 5-year window is 0.02% — its NAV fell from a high on 06 Oct 2022 to a low on 07 Oct 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI F I I F Series II -Quarterly Interval Plan â€“ VI-Growth Option averaged 7.00% (best 9.23%, worst 4.66%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -3.32 — negative risk-adjusted performance.

In calendar year 2024, UTI F I I F Series II -Quarterly Interval Plan â€“ VI-Growth Option returned 6.81% — beating the Medium to Long Duration Fund category average of 5.21% by 1.60 pp. It ranked #36 of 62 in its category that year.

UTI F I I F Series II -Quarterly Interval Plan â€“ VI-Growth Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. UTI F I I F Series II -Quarterly Interval Plan â€“ VI-Growth Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 4.89%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

UTI F I I F Series II -Quarterly Interval Plan â€“ VI-Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Medium to Long Duration Fund

Recent NAVs

Frequently asked questions

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