Should I invest in UTI F I I F-Annual Interval Plan Series - II?

We don't give personal investment advice. UTI F I I F-Annual Interval Plan Series - II - Direct Plan - Growth Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.2%. 5-year CAGR: 5.10%.

UTI

UTI F I I F-Annual Interval Plan Series - II - Direct Plan - Growth Option

Latest NAV

₹28.8723

As of

11 May 2022

2,083 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	-2.27%	+2.28	386 / 1079	Q2
1W	+0.08%	-2.66%	+2.74	543 / 945	Q3
2W	+0.15%	-2.62%	+2.77	540 / 930	Q3
1M	+0.31%	-2.43%	+2.74	526 / 924	Q3
3M	+0.87%	-1.42%	+2.29	713 / 916	Q4
6M	+1.72%	-0.05%	+1.78	727 / 876	Q4
YTD	+1.25%	-0.27%	+1.52	675 / 880	Q4
1Y	+3.35%	+3.14%	+0.20	762 / 835	Q4
2Y	+3.31%	+4.08%	-0.77	759 / 807	Q4
3Y	+4.01%	+4.43%	-0.42	755 / 800	Q4
4Y	+4.65%	+7.85%	-3.20	155 / 164	Q4
5Y	+5.10%	+7.36%	-2.26	67 / 77	Q4
7Y	+5.92%	+6.45%	-0.53	25 / 39	Q3
10Y	—	—	—	—	—
Inception	+6.68%	+5.01%	+1.67	845 / 1079	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2022 YTD	+1.25%	-1.01%	+2.26	145 / 220
2021	+3.19%	-0.37%	+3.55	203 / 366
2020	+4.13%	+6.75%	-2.63	357 / 486
2019	+5.69%	+7.15%	-1.46	363 / 524
2018	+6.83%	+5.66%	+1.17	94 / 269
2017	+7.17%	+6.29%	+0.88	89 / 279
2016	+8.18%	+8.41%	-0.23	148 / 241
2015	+8.22%	+7.38%	+0.85	140 / 184
2014	+9.49%	+12.06%	-2.57	56 / 76
2013	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.64%

94 windows

min 3.1% · max 10.2%

100% positive

3-Year rolling

+6.71%

69 windows

min 4.0% · max 8.8%

100% positive

5-Year rolling

+6.74%

45 windows

min 5.1% · max 8.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+6.65%

21 windows

min 5.9% · max 7.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.32%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.23%

Mar 2020 → Mar 2020

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC FMP 1269D March 2023 - Growth Option - Direct Plan	HDFC	₹12.5263	3 Jun 2026
Nippon India Fixed Maturity Plan - XLIII - Series 1- Direct Plan - Growth Option	Nippon India	₹13.3582	3 Jun 2026
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Direct Plan - Growth	SBI	₹17.3852	3 Jun 2026
ICICI Prudential Bond Fund - Direct Plan - Growth	ICICI Prudential	₹43.7788	3 Jun 2026
BANDHAN Fixed Term Plan Series 179 DIRECT PLAN-GROWTH (3652 days)	Bandhan	₹17.7320	3 Jun 2026
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Direct Plan - Growth Option	Aditya Birla Sun Life	₹13.5023	3 Jun 2026
Franklin India Medium to Long Duration Fund - Direct Growth	Franklin India	₹11.0072	3 Jun 2026
Kotak Bond Fund - Growth - Direct	Kotak	₹88.1692	3 Jun 2026
DSP FMP Series - 264 - 60M - 17D - Direct - Growth	DSP	₹13.2410	3 Jun 2026
HSBC Medium to Long Duration Fund - Direct Growth	HSBC	₹47.7483	3 Jun 2026

Recent NAVs

Date	NAV
11 May 2022	₹28.8723
10 May 2022	₹28.8692
9 May 2022	₹28.8661
6 May 2022	₹28.8565
5 May 2022	₹28.8533
4 May 2022	₹28.8501
2 May 2022	₹28.8442
29 Apr 2022	₹28.8351
28 Apr 2022	₹28.8320
27 Apr 2022	₹28.8291

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 11 May 2022, the NAV of UTI F I I F-Annual Interval Plan Series - II - Direct Plan - Growth Option is ₹28.8723. It's a Medium to Long Duration Fund from UTI, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

UTI F I I F-Annual Interval Plan Series - II - Direct Plan - Growth Option has NAV history starting from 17 Sep 2013, a track record of about 12 years 8 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

UTI F I I F-Annual Interval Plan Series - II - Direct Plan - Growth Option is managed by UTI. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI F I I F-Annual Interval Plan Series - II - Direct Plan - Growth Option has delivered a absolute return of 3.35% — +0.2 pp ahead of the Medium to Long Duration Fund category average of 3.14%. The fund ranks #762 of 835 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, UTI F I I F-Annual Interval Plan Series - II - Direct Plan - Growth Option has delivered a CAGR of 4.01% — -0.42 pp behind the Medium to Long Duration Fund category average of 4.43%. The fund ranks #755 of 800 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, UTI F I I F-Annual Interval Plan Series - II - Direct Plan - Growth Option has delivered a CAGR of 5.10% — -2.26 pp behind the Medium to Long Duration Fund category average of 7.36%. The fund ranks #67 of 77 in its category — the bottom (Q4) quartile.

₹1 lakh invested in UTI F I I F-Annual Interval Plan Series - II - Direct Plan - Growth Option exactly 5 years ago would be worth approximately ₹128,255 today — a multiplier of 1.28×, based on the 5-year CAGR of 5.10%. The category average over the same window would have grown ₹1 lakh to ₹142,653.

A ₹10,000 monthly SIP in UTI F I I F-Annual Interval Plan Series - II - Direct Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹668,791 today. That's an XIRR (money-weighted annualised return) of 4.29%.

UTI F I I F-Annual Interval Plan Series - II - Direct Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,002,478 — XIRR 4.98%.

On a 5-year basis, UTI F I I F-Annual Interval Plan Series - II - Direct Plan - Growth Option ranks #67 out of 77 funds in the Medium to Long Duration Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 7.36%; this fund delivered 5.10%.

The worst peak-to-trough decline UTI F I I F-Annual Interval Plan Series - II - Direct Plan - Growth Option has experienced over the last 5-year window is 0.23% — its NAV fell from a high on 16 Mar 2020 to a low on 24 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI F I I F-Annual Interval Plan Series - II - Direct Plan - Growth Option averaged 6.74% (best 8.26%, worst 5.10%). 100% of rolling windows ended positive.

In calendar year 2021, UTI F I I F-Annual Interval Plan Series - II - Direct Plan - Growth Option returned 3.19% — beating the Medium to Long Duration Fund category average of -0.37% by 3.55 pp. It ranked #203 of 366 in its category that year.

UTI F I I F-Annual Interval Plan Series - II - Direct Plan - Growth Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. UTI F I I F-Annual Interval Plan Series - II - Direct Plan - Growth Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.2%. 5-year CAGR: 5.10%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

UTI F I I F-Annual Interval Plan Series - II - Direct Plan - Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Medium to Long Duration Fund

Recent NAVs

Frequently asked questions

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