UTI
UTI Dual Advantage Fixed Term Fund Series II-II (1997 Days) - Direct Plan - Dividend Option
Latest NAV
₹10.0000
As of
5 Mar 2021
1,343 NAV records on file
Category
Medium to Long Duration Fund
Plan type
Dividend
Structure
Close-ended
AMFI Scheme Code
135358
ISIN (Growth)
INF789FB1Z49
ISIN (Dividend)
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NAV history & peer comparison
All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.
Period
No matches.
Compares up to 8 funds. Click any line in the legend above to hide/show it.
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | -28.93% | -6.79% | -22.14 | 1050 / 1087 | Q4 |
| 1W | -28.91% | -9.68% | -19.23 | 957 / 998 | Q4 |
| 2W | -28.84% | -9.65% | -19.20 | 956 / 997 | Q4 |
| 1M | -28.31% | -9.71% | -18.60 | 950 / 991 | Q4 |
| 3M | -25.81% | -9.39% | -16.42 | 942 / 984 | Q4 |
| 6M | -22.02% | -8.74% | -13.28 | 882 / 949 | Q4 |
| YTD | -26.87% | -8.86% | -18.01 | 910 / 949 | Q4 |
| 1Y | -19.37% | -6.69% | -12.68 | 849 / 916 | Q4 |
| 2Y | -13.11% | -2.42% | -10.68 | 834 / 867 | Q4 |
| 3Y | -8.06% | -1.12% | -6.94 | 800 / 833 | Q4 |
| 4Y | -3.77% | +2.93% | -6.70 | 132 / 140 | Q4 |
| 5Y | -0.33% | +2.47% | -2.81 | 73 / 87 | Q4 |
| 7Y | — | — | — | — | — |
| 10Y | — | — | — | — | — |
| Inception | -0.02% | +0.48% | -0.50 | 680 / 1085 | Q3 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2021 YTD | -26.87% | -4.54% | -22.32 | 438 / 458 |
| 2020 | +8.71% | +2.15% | +6.57 | 183 / 625 |
| 2019 | -4.93% | +3.58% | -8.51 | 552 / 607 |
| 2018 | +1.64% | +1.75% | -0.11 | 194 / 314 |
| 2017 | +14.61% | +2.07% | +12.54 | 12 / 207 |
| 2016 | +10.96% | +3.56% | +7.41 | 17 / 167 |
| 2015 | — | — | — | — |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
1-Year rolling
+4.56%
55 windows
min -19.4% · max 17.4%
76% positive
Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.
3-Year rolling
+3.59%
31 windows
min -8.1% · max 9.9%
90% positive
Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.
5-Year rolling
+4.79%
6 windows
min -0.3% · max 6.6%
83% positive
Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.
7-Year rolling
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Insufficient history
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
Period
Total invested
₹
—
Today's value
₹
—
XIRR
Annualised
Wealth multiplier
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Risk profile
Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.
Std deviation
18.07%
3-year · annualised
Sharpe ratio
-0.72
vs risk-free 6.5%
Sortino ratio
-0.74
Downside-only deviation
Max drawdown
-28.99%
Feb 2021 → Mar 2021
% positive months
72.2%
Share of monthly returns > 0 over the 3-year window
Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.
Peers in Medium to Long Duration Fund
Recent NAVs
| Date | NAV |
|---|---|
| 5 Mar 2021 | ₹10.0000 |
| 4 Mar 2021 | ₹14.0713 |
| 3 Mar 2021 | ₹14.0705 |
| 2 Mar 2021 | ₹14.0697 |
| 1 Mar 2021 | ₹14.0688 |
| 26 Feb 2021 | ₹14.0663 |
| 25 Feb 2021 | ₹14.0654 |
| 24 Feb 2021 | ₹14.0645 |
| 23 Feb 2021 | ₹14.0542 |
| 22 Feb 2021 | ₹14.0549 |
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Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
As of 05 Mar 2021, the NAV of UTI Dual Advantage Fixed Term Fund Series II-II (1997 Days) - Direct Plan - Dividend Option is ₹10.0000. It's a Medium to Long Duration Fund from UTI, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.
UTI Dual Advantage Fixed Term Fund Series II-II (1997 Days) - Direct Plan - Dividend Option has NAV history starting from 22 Sep 2015, a track record of about 10 years 8 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.
UTI Dual Advantage Fixed Term Fund Series II-II (1997 Days) - Direct Plan - Dividend Option is managed by UTI. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.
Over the trailing 1-year window, UTI Dual Advantage Fixed Term Fund Series II-II (1997 Days) - Direct Plan - Dividend Option has delivered a absolute return of -19.37% — -12.68 pp behind the Medium to Long Duration Fund category average of -6.69%. The fund ranks #849 of 916 in its category — the bottom (Q4) quartile.
Over the trailing 3-year window, UTI Dual Advantage Fixed Term Fund Series II-II (1997 Days) - Direct Plan - Dividend Option has delivered a CAGR of -8.06% — -6.94 pp behind the Medium to Long Duration Fund category average of -1.12%. The fund ranks #800 of 833 in its category — the bottom (Q4) quartile.
Over the trailing 5-year window, UTI Dual Advantage Fixed Term Fund Series II-II (1997 Days) - Direct Plan - Dividend Option has delivered a CAGR of -0.33% — -2.81 pp behind the Medium to Long Duration Fund category average of 2.47%. The fund ranks #73 of 87 in its category — the bottom (Q4) quartile.
₹1 lakh invested in UTI Dual Advantage Fixed Term Fund Series II-II (1997 Days) - Direct Plan - Dividend Option exactly 5 years ago would be worth approximately ₹98,355 today — a multiplier of 0.98×, based on the 5-year CAGR of -0.33%. The category average over the same window would have grown ₹1 lakh to ₹112,999.
A ₹10,000 monthly SIP in UTI Dual Advantage Fixed Term Fund Series II-II (1997 Days) - Direct Plan - Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹487,213 today. That's an XIRR (money-weighted annualised return) of -8.14%.
UTI Dual Advantage Fixed Term Fund Series II-II (1997 Days) - Direct Plan - Dividend Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹487,213 — XIRR -8.14%.
On a 5-year basis, UTI Dual Advantage Fixed Term Fund Series II-II (1997 Days) - Direct Plan - Dividend Option ranks #73 out of 87 funds in the Medium to Long Duration Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 2.47%; this fund delivered -0.33%.
The worst peak-to-trough decline UTI Dual Advantage Fixed Term Fund Series II-II (1997 Days) - Direct Plan - Dividend Option has experienced over the last 5-year window is 28.99% — its NAV fell from a high on 15 Feb 2021 to a low on 05 Mar 2021. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.
Across all 5-year rolling windows, UTI Dual Advantage Fixed Term Fund Series II-II (1997 Days) - Direct Plan - Dividend Option averaged 4.79% (best 6.58%, worst -0.33%). 83% of rolling windows ended positive. The 5-year Sharpe ratio is -0.39 — negative risk-adjusted performance.
In calendar year 2020, UTI Dual Advantage Fixed Term Fund Series II-II (1997 Days) - Direct Plan - Dividend Option returned 8.71% — beating the Medium to Long Duration Fund category average of 2.15% by 6.57 pp. It ranked #183 of 625 in its category that year.
UTI Dual Advantage Fixed Term Fund Series II-II (1997 Days) - Direct Plan - Dividend Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.
We don't give personal investment advice. UTI Dual Advantage Fixed Term Fund Series II-II (1997 Days) - Direct Plan - Dividend Option is suitable for an investor whose:
- time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
- primary goal is capital preservation or steady accrual, not high growth
- tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.
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