Should I invest in UTI Corporate Bond Fund?

We don't give personal investment advice. UTI Corporate Bond Fund - Regular Plan - Growth Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.0%. 5-year CAGR: 5.84%.

UTI

UTI Corporate Bond Fund - Regular Plan - Growth Option

Latest NAV

₹17.0637

As of

3 Jun 2026

1,886 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.06%	+20.78%	-20.72	10 / 14	Q3
1W	+0.26%	+20.99%	-20.74	7 / 14	Q2
2W	+0.35%	+21.13%	-20.79	8 / 14	Q3
1M	+0.14%	+21.07%	-20.93	7 / 14	Q2
3M	+0.36%	+21.75%	-21.39	6 / 14	Q2
6M	+1.23%	+23.27%	-22.04	5 / 14	Q2
YTD	+1.07%	+21.89%	-20.81	6 / 14	Q2
1Y	+3.70%	+27.20%	-23.50	7 / 14	Q2
2Y	+6.69%	+12.44%	-5.75	8 / 14	Q3
3Y	+6.75%	+6.55%	+0.20	6 / 13	Q2
4Y	+6.69%	+6.58%	+0.11	5 / 11	Q2
5Y	+5.84%	+5.59%	+0.25	3 / 9	Q2
7Y	+6.82%	+6.48%	+0.35	2 / 8	Q1
10Y	—	—	—	—	—
Inception	+7.07%	+12.62%	-5.55	3 / 14	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.07%	+1.04%	+0.03	5 / 13
2025	+7.81%	+7.49%	+0.32	5 / 13
2024	+7.88%	+7.90%	-0.02	8 / 13
2023	+6.86%	+6.63%	+0.22	4 / 12
2022	+3.39%	+29.27%	-25.88	4 / 11
2021	+3.41%	+1.14%	+2.27	4 / 9
2020	+10.93%	+10.42%	+0.51	3 / 8
2019	+11.43%	+8.63%	+2.81	1 / 7
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.35%

84 windows

min 2.4% · max 13.0%

100% positive

3-Year rolling

+6.51%

59 windows

min 4.5% · max 9.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+6.53%

35 windows

min 5.8% · max 7.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+7.31%

11 windows

min 6.8% · max 7.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.42%

3-year · annualised

Sharpe ratio

0.04

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.66%

Mar 2026 → Apr 2026

% positive months

91.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Corporate Bond Fund

Scheme	Fund house	NAV	As of
SBI Corporate Bond Fund - Regular Plan - Growth	SBI	₹16.0826	3 Jun 2026
BANDHAN Corporate Bond Fund - Regular Growth	Bandhan	₹20.0361	3 Jun 2026
Mirae Asset Corporate Bond Fund Regular Growth	Mirae Asset	₹13.2128	3 Jun 2026
Kotak Corporate Bond Fund- Regular Plan-Growth Option	Kotak	₹3,921.4320	3 Jun 2026
DSP Corporate Bond Fund - Regular - Growth	DSP	₹16.7619	3 Jun 2026
HSBC Corporate Bond Fund - Regular Growth	HSBC	₹76.0938	3 Jun 2026
BARODA BNP PARIBAS CORPORATE BOND FUND - Regular Plan - GROWTH OPTION	Baroda BNP Paribas	₹28.7225	3 Jun 2026
CANARA ROBECO CORPORATE BOND FUND - REGULAR PLAN - GROWTH OPTION	Canara Robeco	₹22.4285	3 Jun 2026
Axis Corporate Bond Fund - Regular Plan Growth	Axis	₹17.7803	3 Jun 2026
Tata Corporate Bond Fund-Regular Plan-Growth	Tata	₹12.7971	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹17.0637
2 Jun 2026	₹17.0659
1 Jun 2026	₹17.0555
29 May 2026	₹17.0518
27 May 2026	₹17.0343
26 May 2026	₹17.0224
25 May 2026	₹17.0201
22 May 2026	₹16.9906
21 May 2026	₹16.9791
20 May 2026	₹16.9979

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of UTI Corporate Bond Fund - Regular Plan - Growth Option is ₹17.0637. It's a Corporate Bond Fund from UTI, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

UTI Corporate Bond Fund - Regular Plan - Growth Option has NAV history starting from 09 Aug 2018, a track record of about 7 years 9 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

UTI Corporate Bond Fund - Regular Plan - Growth Option is managed by UTI. It's classified by AMFI under the 'Corporate Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Corporate Bond Fund - Regular Plan - Growth Option has delivered a absolute return of 3.70% — -23.5 pp behind the Corporate Bond Fund category average of 27.20%. The fund ranks #7 of 14 in its category — the second (Q2) quartile.

Over the trailing 3-year window, UTI Corporate Bond Fund - Regular Plan - Growth Option has delivered a CAGR of 6.75% — +0.2 pp ahead of the Corporate Bond Fund category average of 6.55%. The fund ranks #6 of 13 in its category — the second (Q2) quartile.

Over the trailing 5-year window, UTI Corporate Bond Fund - Regular Plan - Growth Option has delivered a CAGR of 5.84% — +0.25 pp ahead of the Corporate Bond Fund category average of 5.59%. The fund ranks #3 of 9 in its category — the second (Q2) quartile.

₹1 lakh invested in UTI Corporate Bond Fund - Regular Plan - Growth Option exactly 5 years ago would be worth approximately ₹132,836 today — a multiplier of 1.33×, based on the 5-year CAGR of 5.84%. The category average over the same window would have grown ₹1 lakh to ₹131,277.

A ₹10,000 monthly SIP in UTI Corporate Bond Fund - Regular Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹704,469 today. That's an XIRR (money-weighted annualised return) of 6.35%.

UTI Corporate Bond Fund - Regular Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,049,369 — XIRR 6.26%.

On a 5-year basis, UTI Corporate Bond Fund - Regular Plan - Growth Option ranks #3 out of 9 funds in the Corporate Bond Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 5.59%; this fund delivered 5.84%.

The worst peak-to-trough decline UTI Corporate Bond Fund - Regular Plan - Growth Option has experienced over the last 5-year window is 0.96% — its NAV fell from a high on 07 Apr 2022 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI Corporate Bond Fund - Regular Plan - Growth Option averaged 6.53% (best 7.37%, worst 5.83%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.57 — negative risk-adjusted performance.

In calendar year 2025, UTI Corporate Bond Fund - Regular Plan - Growth Option returned 7.81% — beating the Corporate Bond Fund category average of 7.49% by 0.32 pp. It ranked #5 of 13 in its category that year.

UTI Corporate Bond Fund - Regular Plan - Growth Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. UTI Corporate Bond Fund - Regular Plan - Growth Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.0%. 5-year CAGR: 5.84%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

UTI Corporate Bond Fund - Regular Plan - Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Corporate Bond Fund

Recent NAVs

Frequently asked questions

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