Should I invest in UTI Annual Interval Fund - I?

We don't give personal investment advice. UTI Annual Interval Fund - I - Regular Plan - Growth Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.2%. 5-year CAGR: 6.31%.

UTI

UTI Annual Interval Fund - I - Regular Plan - Growth Option

Latest NAV

₹36.2773

As of

24 Jul 2026

4,587 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	-8.10%	+8.12	137 / 904	Q1
1W	+0.09%	-11.78%	+11.88	112 / 779	Q1
2W	+0.19%	-11.83%	+12.02	108 / 776	Q1
1M	+0.41%	-11.81%	+12.22	135 / 772	Q1
3M	+1.25%	-11.26%	+12.50	166 / 763	Q1
6M	+2.52%	-10.37%	+12.90	164 / 749	Q1
YTD	+2.84%	-10.44%	+13.27	96 / 747	Q1
1Y	+5.19%	-8.22%	+13.41	166 / 728	Q1
2Y	+5.80%	-5.25%	+11.05	240 / 660	Q2
3Y	+6.15%	-3.97%	+10.12	250 / 646	Q2
4Y	+6.09%	+3.36%	+2.73	44 / 136	Q2
5Y	+6.31%	+3.47%	+2.85	17 / 92	Q1
7Y	+5.75%	+3.36%	+2.39	20 / 76	Q2
10Y	+5.53%	+3.80%	+1.73	29 / 66	Q2
Inception	+7.01%	-1.10%	+8.11	330 / 904	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.84%	+0.22%	+2.61	9 / 49
2025	+5.88%	+2.91%	+2.96	21 / 61
2024	+6.86%	+5.21%	+1.65	34 / 62
2023	+6.57%	+3.66%	+2.91	20 / 69
2022	+4.25%	-8.21%	+12.46	29 / 224
2021	+6.77%	-6.85%	+13.62	17 / 355
2020	+4.47%	+3.44%	+1.03	247 / 433
2019	-0.51%	+4.28%	-4.78	391 / 449
2018	+7.53%	+0.48%	+7.04	13 / 205
2017	+7.10%	+1.61%	+5.49	54 / 223
2016	+8.06%	+3.44%	+4.63	85 / 223

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.07%

220 windows

min -0.8% · max 11.0%

97% positive

3-Year rolling

+7.00%

195 windows

min 2.9% · max 10.2%

100% positive

5-Year rolling

+7.01%

171 windows

min 4.2% · max 9.4%

100% positive

7-Year rolling

+6.95%

147 windows

min 4.8% · max 8.9%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.26%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.03%

Oct 2023 → Oct 2023

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Charity Fund for Cancer Cure - IDCW Option - 50% IDCW Donation Option	HDFC	₹10.1274	24 Jul 2026
NIPPON INDIA FIXED MATURITY PLAN - XLI - SERIES 8 - IDCW Option	Nippon India	₹17.3421	24 Jul 2026
SBI Medium to Long Duration Fund - Regular Plan - Half Yearly - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹19.2650	24 Jul 2026
ICICI Prudential Bond Fund - Half Yearly IDCW	ICICI Prudential	₹11.3242	24 Jul 2026
Franklin India Medium to Long Duration Fund - IDCW	Franklin India	₹10.5957	24 Jul 2026
CANARA ROBECO INCOME FUND - REGULAR PLAN - GROWTH OPTION	Canara Robeco	₹56.8943	24 Jul 2026
UTI Annual Interval Fund - I - ( Instn Growth Option )	UTI	₹37.7361	24 Jul 2026
Aditya Birla Sun Life Income Fund - Growth - Regular Plan	Birla Sun Life	₹129.7040	24 Jul 2026
Bandhan Medium to Long Duration Fund - Regular Plan - Annual IDCW	IDFC	₹11.9309	24 Jul 2026
JM Medium to Long Duration Fund (Regular) - Bonus Option- Principal Units	JM Financial	₹26.3635	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹36.2773
23 Jul 2026	₹36.2725
22 Jul 2026	₹36.2677
21 Jul 2026	₹36.2628
20 Jul 2026	₹36.2578
17 Jul 2026	₹36.2429
16 Jul 2026	₹36.2380
15 Jul 2026	₹36.2330
14 Jul 2026	₹36.2281
13 Jul 2026	₹36.2233

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of UTI Annual Interval Fund - I - Regular Plan - Growth Option is ₹36.2773. It's a Medium to Long Duration Fund from UTI, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

UTI Annual Interval Fund - I - Regular Plan - Growth Option has NAV history starting from 27 Jul 2007, a track record of about 18 years 11 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

UTI Annual Interval Fund - I - Regular Plan - Growth Option is managed by UTI. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Annual Interval Fund - I - Regular Plan - Growth Option has delivered a absolute return of 5.19% — +13.41 pp ahead of the Medium to Long Duration Fund category average of -8.22%. The fund ranks #166 of 728 in its category — the top (Q1) quartile.

Over the trailing 3-year window, UTI Annual Interval Fund - I - Regular Plan - Growth Option has delivered a CAGR of 6.15% — +10.12 pp ahead of the Medium to Long Duration Fund category average of -3.97%. The fund ranks #250 of 646 in its category — the second (Q2) quartile.

Over the trailing 5-year window, UTI Annual Interval Fund - I - Regular Plan - Growth Option has delivered a CAGR of 6.31% — +2.85 pp ahead of the Medium to Long Duration Fund category average of 3.47%. The fund ranks #17 of 92 in its category — the top (Q1) quartile.

₹1 lakh invested in UTI Annual Interval Fund - I - Regular Plan - Growth Option exactly 10 years ago would be worth approximately ₹171,291 today — a multiplier of 1.71×, based on the 10-year CAGR of 5.53%. The category average over the same window would have grown ₹1 lakh to ₹145,151.

A ₹10,000 monthly SIP in UTI Annual Interval Fund - I - Regular Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹698,063 today. That's an XIRR (money-weighted annualised return) of 5.99%.

A ₹10,000 monthly SIP for 10 years in UTI Annual Interval Fund - I - Regular Plan - Growth Option = ₹1,200,000 invested. It would currently be worth ₹1,593,410 (multiplier 1.33×). XIRR: 5.53%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, UTI Annual Interval Fund - I - Regular Plan - Growth Option ranks #17 out of 92 funds in the Medium to Long Duration Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 3.47%; this fund delivered 6.31%.

The worst peak-to-trough decline UTI Annual Interval Fund - I - Regular Plan - Growth Option has experienced over the last 5-year window is 0.23% — its NAV fell from a high on 13 Sep 2022 to a low on 27 Sep 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI Annual Interval Fund - I - Regular Plan - Growth Option averaged 7.01% (best 9.37%, worst 4.24%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.33 — negative risk-adjusted performance.

In calendar year 2025, UTI Annual Interval Fund - I - Regular Plan - Growth Option returned 5.88% — beating the Medium to Long Duration Fund category average of 2.91% by 2.96 pp. It ranked #21 of 61 in its category that year.

UTI Annual Interval Fund - I - Regular Plan - Growth Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. UTI Annual Interval Fund - I - Regular Plan - Growth Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.2%. 5-year CAGR: 6.31%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

UTI Annual Interval Fund - I - Regular Plan - Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Medium to Long Duration Fund

Recent NAVs

Frequently asked questions

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