Should I invest in UTI Annual Interval Fund - I?

We don't give personal investment advice. UTI Annual Interval Fund - I - Direct Plan - Dividend Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

UTI

UTI Annual Interval Fund - I - Direct Plan - Dividend Option

Latest NAV

₹11.3369

As of

3 Jun 2026

2,840 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	-6.79%	+6.80	173 / 1087	Q1
1W	+0.10%	-9.68%	+9.77	189 / 998	Q1
2W	+0.19%	-9.65%	+9.84	183 / 997	Q1
1M	+0.40%	-9.71%	+10.10	164 / 991	Q1
3M	-1.75%	-9.39%	+7.64	503 / 984	Q3
6M	-0.54%	-8.74%	+8.20	405 / 949	Q2
YTD	-0.96%	-8.86%	+7.90	460 / 949	Q2
1Y	+2.14%	-6.69%	+8.84	320 / 916	Q2
2Y	+2.21%	-2.42%	+4.64	308 / 867	Q2
3Y	+2.34%	-1.12%	+3.46	277 / 833	Q2
4Y	+2.05%	+2.93%	-0.88	70 / 140	Q2
5Y	—	—	—	—	—
7Y	+2.29%	+2.67%	-0.37	22 / 52	Q2
10Y	+1.07%	+2.62%	-1.55	20 / 34	Q3
Inception	+0.98%	+0.48%	+0.49	463 / 1085	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.96%	+0.62%	-1.58	96 / 112
2025	+1.58%	+4.71%	-3.13	87 / 122
2024	+2.59%	+5.86%	-3.28	94 / 127
2023	+3.45%	+4.21%	-0.76	73 / 117
2022	+2.18%	-7.69%	+9.87	63 / 273
2021	—	—	—	—
2020	—	—	—	—
2019	-2.22%	+3.58%	-5.80	531 / 607
2018	-1.33%	+1.75%	-3.09	278 / 314
2017	-0.93%	+2.07%	-2.99	151 / 207
2016	+2.52%	+3.56%	-1.03	102 / 167

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.72%

122 windows

min -9.6% · max 6.6%

60% positive

3-Year rolling

+0.90%

97 windows

min -2.3% · max 3.0%

72% positive

5-Year rolling

+0.68%

77 windows

min -1.4% · max 2.8%

64% positive

7-Year rolling

+0.87%

60 windows

min -0.3% · max 2.3%

98% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.59%

3-year · annualised

Sharpe ratio

-1.15

vs risk-free 6.5%

Sortino ratio

-1.27

Downside-only deviation

Max drawdown

-4.13%

Mar 2025 → Mar 2025

% positive months

91.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Charity Fund for Cancer Cure - IDCW Option - Direct Plan - 50% IDCW Donation Option	HDFC	₹10.0419	3 Jun 2026
NIPPON INDIA FIXED MATURITY PLAN - XLI - SERIES 8 - DIRECT Plan - IDCW Option	Nippon India	₹17.3687	3 Jun 2026
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹17.4021	3 Jun 2026
ICICI Prudential Bond Fund - Direct Plan - Half Yearly IDCW	ICICI Prudential	₹10.7370	3 Jun 2026
BANDHAN Fixed Term Plan Series 179 DIRECT PLAN HALF YEARLY-IDCW (3652 days)	Bandhan	₹11.3171	3 Jun 2026
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Direct Plan - Payout of IDCW option	Aditya Birla Sun Life	₹13.5041	3 Jun 2026
Franklin India Medium to Long Duration Fund - Direct - IDCW	Franklin India	₹10.4993	3 Jun 2026
Kotak Bond Fund - Direct Plan - Standard IDCW option	Kotak	₹29.3456	3 Jun 2026
DSP FMP Series - 264 - 60M - 17D - Direct - IDCW	DSP	₹13.2410	3 Jun 2026
HSBC Medium to Long Duration Fund - Direct Quarterly IDCW	HSBC	₹10.3575	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹11.3369
2 Jun 2026	₹11.3353
1 Jun 2026	₹11.3338
29 May 2026	₹11.3290
27 May 2026	₹11.3259
26 May 2026	₹11.3243
25 May 2026	₹11.3228
22 May 2026	₹11.3180
21 May 2026	₹11.3165
20 May 2026	₹11.3149

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of UTI Annual Interval Fund - I - Direct Plan - Dividend Option is ₹11.3369. It's a Medium to Long Duration Fund from UTI, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

UTI Annual Interval Fund - I - Direct Plan - Dividend Option has NAV history starting from 14 Aug 2013, a track record of about 12 years 9 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

UTI Annual Interval Fund - I - Direct Plan - Dividend Option is managed by UTI. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Annual Interval Fund - I - Direct Plan - Dividend Option has delivered a absolute return of 2.14% — +8.84 pp ahead of the Medium to Long Duration Fund category average of -6.69%. The fund ranks #320 of 916 in its category — the second (Q2) quartile.

Over the trailing 3-year window, UTI Annual Interval Fund - I - Direct Plan - Dividend Option has delivered a CAGR of 2.34% — +3.46 pp ahead of the Medium to Long Duration Fund category average of -1.12%. The fund ranks #277 of 833 in its category — the second (Q2) quartile.

UTI Annual Interval Fund - I - Direct Plan - Dividend Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in UTI Annual Interval Fund - I - Direct Plan - Dividend Option exactly 10 years ago would be worth approximately ₹111,265 today — a multiplier of 1.11×, based on the 10-year CAGR of 1.07%. The category average over the same window would have grown ₹1 lakh to ₹129,492.

A ₹10,000 monthly SIP in UTI Annual Interval Fund - I - Direct Plan - Dividend Option over the last 5 years — total invested ₹560,000 — would be worth ₹585,037 today. That's an XIRR (money-weighted annualised return) of 1.85%.

A ₹10,000 monthly SIP for 10 years in UTI Annual Interval Fund - I - Direct Plan - Dividend Option = ₹1,080,000 invested. It would currently be worth ₹1,164,680 (multiplier 1.08×). XIRR: 1.49%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 3-year basis, UTI Annual Interval Fund - I - Direct Plan - Dividend Option ranks #277 out of 833 funds in the Medium to Long Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is -1.12%; this fund delivered 2.34%.

The worst peak-to-trough decline UTI Annual Interval Fund - I - Direct Plan - Dividend Option has experienced over the last 3-year window is 4.13% — its NAV fell from a high on 20 Mar 2025 to a low on 21 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI Annual Interval Fund - I - Direct Plan - Dividend Option averaged 0.68% (best 2.77%, worst -1.45%). 64% of rolling windows ended positive. The 3-year Sharpe ratio is -1.15 — negative risk-adjusted performance.

In calendar year 2025, UTI Annual Interval Fund - I - Direct Plan - Dividend Option returned 1.58% — lagging the Medium to Long Duration Fund category average of 4.71% by 3.13 pp. It ranked #87 of 122 in its category that year.

UTI Annual Interval Fund - I - Direct Plan - Dividend Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. UTI Annual Interval Fund - I - Direct Plan - Dividend Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.