Should I invest in Union Value Fund?

We don't give personal investment advice. Union Value Fund - Regular Plan - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.3%. 5-year CAGR: 13.83%.

Union

Union Value Fund - Regular Plan - Growth Option

Latest NAV

₹28.9900

As of

17 Jul 2026

1,870 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.28%	+0.16%	+0.12	6 / 14	Q2
1W	-0.34%	+0.08%	-0.42	12 / 14	Q4
2W	-0.14%	+0.28%	-0.42	12 / 14	Q4
1M	+1.33%	+1.34%	-0.01	8 / 14	Q3
3M	+2.29%	+3.18%	-0.88	8 / 14	Q3
6M	+1.22%	+2.01%	-0.79	7 / 14	Q2
YTD	-0.82%	+0.60%	-1.42	7 / 14	Q2
1Y	+0.45%	+2.49%	-2.03	8 / 14	Q3
2Y	+1.54%	+0.90%	+0.64	7 / 13	Q3
3Y	+14.07%	+14.50%	-0.43	7 / 13	Q3
4Y	+15.95%	+16.74%	-0.79	6 / 10	Q3
5Y	+13.83%	+11.96%	+1.87	2 / 8	Q1
7Y	+16.13%	+13.96%	+2.16	2 / 5	Q2
10Y	—	—	—	—	—
Inception	+14.88%	+13.97%	+0.91	8 / 14	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.82%	+0.60%	-1.42	7 / 14
2025	+6.08%	+2.97%	+3.12	4 / 13
2024	+16.32%	+19.76%	-3.44	10 / 13
2023	+32.67%	+34.20%	-1.53	7 / 11
2022	+4.90%	+4.84%	+0.06	5 / 10
2021	+31.91%	+30.13%	+1.79	2 / 6
2020	+17.04%	+13.38%	+3.66	1 / 5
2019	+4.36%	+0.75%	+3.61	2 / 5
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+18.54%

81 windows

min -25.9% · max 70.0%

90% positive

3-Year rolling

+19.81%

57 windows

min 13.3% · max 31.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+20.00%

32 windows

min 13.8% · max 28.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+15.52%

8 windows

min 14.0% · max 17.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.70%

3-year · annualised

Sharpe ratio

0.56

vs risk-free 6.5%

Sortino ratio

0.90

Downside-only deviation

Max drawdown

-18.31%

Sep 2024 → Mar 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Value Fund

Scheme	Fund house	NAV	As of
Quant Value Fund - Growth Option - Regular Plan	Quant	₹22.9287	17 Jul 2026
Quantum Value Fund - Regular Plan Growth Option	Quantum	₹120.2900	17 Jul 2026
DSP Value Fund - Regular Plan - Growth	DSP	₹23.8320	16 Jul 2026
HSBC Value Fund - Regular Growth	HSBC	₹114.0843	17 Jul 2026
Baroda BNP Paribas Value Fund - Regular Plan - Growth option	Baroda BNP Paribas	₹13.7209	17 Jul 2026
Canara Robeco Value Fund - Regular Plan - Growth Option	Canara Robeco	₹17.9500	17 Jul 2026
Axis Value Fund - Regular Plan - Growth	Axis	₹19.6300	17 Jul 2026
Groww Value Fund (formerly known as Indiabulls Value Fund) - Regular Plan - Growth Option	Groww	₹27.6498	17 Jul 2026
ITI Value Fund - Regular Plan - Growth Option	ITI	₹17.0750	17 Jul 2026
LIC MF Value Fund-Regular Plan-Growth	LIC	₹27.6607	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹28.9900
16 Jul 2026	₹28.9100
15 Jul 2026	₹28.9500
14 Jul 2026	₹28.8400
13 Jul 2026	₹29.1100
10 Jul 2026	₹29.0900
9 Jul 2026	₹28.7700
8 Jul 2026	₹28.5100
7 Jul 2026	₹29.1000
6 Jul 2026	₹29.1900

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Union Value Fund - Regular Plan - Growth Option is ₹28.9900. It's a Value Fund from Union, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Union Value Fund - Regular Plan - Growth Option has NAV history starting from 12 Dec 2018, a track record of about 7 years 7 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Union Value Fund - Regular Plan - Growth Option is managed by Union. It's classified by AMFI under the 'Value Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Union Value Fund - Regular Plan - Growth Option has delivered a absolute return of 0.45% — -2.03 pp behind the Value Fund category average of 2.49%. The fund ranks #8 of 14 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Union Value Fund - Regular Plan - Growth Option has delivered a CAGR of 14.07% — -0.43 pp behind the Value Fund category average of 14.50%. The fund ranks #7 of 13 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Union Value Fund - Regular Plan - Growth Option has delivered a CAGR of 13.83% — +1.87 pp ahead of the Value Fund category average of 11.96%. The fund ranks #2 of 8 in its category — the top (Q1) quartile.

₹1 lakh invested in Union Value Fund - Regular Plan - Growth Option exactly 5 years ago would be worth approximately ₹191,101 today — a multiplier of 1.91×, based on the 5-year CAGR of 13.83%. The category average over the same window would have grown ₹1 lakh to ₹175,931.

A ₹10,000 monthly SIP in Union Value Fund - Regular Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹817,860 today. That's an XIRR (money-weighted annualised return) of 12.34%.

Union Value Fund - Regular Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,461,851 — XIRR 15.54%.

On a 5-year basis, Union Value Fund - Regular Plan - Growth Option ranks #2 out of 8 funds in the Value Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 11.96%; this fund delivered 13.83%.

The worst peak-to-trough decline Union Value Fund - Regular Plan - Growth Option has experienced over the last 5-year window is 18.31% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Union Value Fund - Regular Plan - Growth Option averaged 20.00% (best 28.62%, worst 13.83%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.50 — reasonable risk-adjusted performance.

In calendar year 2025, Union Value Fund - Regular Plan - Growth Option returned 6.08% — beating the Value Fund category average of 2.97% by 3.12 pp. It ranked #4 of 13 in its category that year.

Union Value Fund - Regular Plan - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Union Value Fund - Regular Plan - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.3%. 5-year CAGR: 13.83%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Union Value Fund - Regular Plan - Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Value Fund

Recent NAVs

Frequently asked questions

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