Union
Union Retirement Fund - Regular Plan - IDCW Option
NAV history & peer comparison
All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.
Compares up to 8 funds. Click any line in the legend above to hide/show it.
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.26% | +0.26% | -0.01 | 7 / 15 | Q2 |
| 1W | -2.06% | -0.94% | -1.12 | 15 / 15 | Q4 |
| 2W | -0.51% | +0.27% | -0.78 | 15 / 15 | Q4 |
| 1M | -1.38% | -0.74% | -0.65 | 13 / 15 | Q4 |
| 3M | -1.26% | -0.72% | -0.54 | 8 / 15 | Q3 |
| 6M | -2.73% | -3.03% | +0.30 | 6 / 15 | Q2 |
| YTD | -3.03% | -3.10% | +0.07 | 7 / 15 | Q2 |
| 1Y | +3.02% | -1.83% | +4.85 | 1 / 15 | Q1 |
| 2Y | +4.03% | +1.66% | +2.36 | 3 / 15 | Q1 |
| 3Y | +14.61% | +7.20% | +7.41 | 1 / 12 | Q1 |
| 4Y | — | — | — | — | — |
| 5Y | — | — | — | — | — |
| 7Y | — | — | — | — | — |
| 10Y | — | — | — | — | — |
| Inception | +14.32% | +7.96% | +6.36 | 1 / 15 | Q1 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2026 YTD | -3.03% | -3.10% | +0.07 | 7 / 15 |
| 2025 | +5.43% | +3.08% | +2.35 | 4 / 15 |
| 2024 | +17.30% | +8.78% | +8.52 | 3 / 13 |
| 2023 | +29.50% | +17.66% | +11.84 | 1 / 12 |
| 2022 | — | — | — | — |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Risk profile
Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.
Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.
Peers in Retirement Fund
Recent NAVs
| Date | NAV |
|---|---|
| 3 Jun 2026 | ₹15.6500 |
| 2 Jun 2026 | ₹15.6700 |
| 1 Jun 2026 | ₹15.6300 |
| 29 May 2026 | ₹15.8500 |
| 27 May 2026 | ₹16.0300 |
| 26 May 2026 | ₹16.0000 |
| 25 May 2026 | ₹16.0200 |
| 22 May 2026 | ₹15.8400 |
| 21 May 2026 | ₹15.8300 |
| 20 May 2026 | ₹15.7900 |
Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
- understands what asset class this scheme actually invests in (check the factsheet)
- matches that asset class's volatility profile to their goal horizon
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.
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