Union
Union Retirement Fund - Direct Plan - IDCW Option
NAV history & peer comparison
All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.
Compares up to 8 funds. Click any line in the legend above to hide/show it.
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.30% | +0.22% | +0.09 | 7 / 23 | Q2 |
| 1W | -2.02% | -0.85% | -1.17 | 23 / 23 | Q4 |
| 2W | -0.48% | +0.26% | -0.75 | 23 / 23 | Q4 |
| 1M | -1.26% | -0.63% | -0.62 | 18 / 23 | Q4 |
| 3M | -0.96% | -0.35% | -0.61 | 10 / 23 | Q2 |
| 6M | -2.08% | -2.60% | +0.52 | 9 / 23 | Q2 |
| YTD | -2.54% | -2.50% | -0.04 | 12 / 23 | Q3 |
| 1Y | +4.36% | +0.11% | +4.26 | 4 / 23 | Q1 |
| 2Y | +5.37% | +3.18% | +2.19 | 7 / 23 | Q2 |
| 3Y | +16.14% | +9.35% | +6.78 | 3 / 20 | Q1 |
| 4Y | — | — | — | — | — |
| 5Y | — | — | — | — | — |
| 7Y | — | — | — | — | — |
| 10Y | — | — | — | — | — |
| Inception | +15.92% | +9.54% | +6.38 | 3 / 23 | Q1 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2026 YTD | -2.54% | -2.50% | -0.04 | 12 / 23 |
| 2025 | +6.77% | +4.83% | +1.94 | 7 / 23 |
| 2024 | +18.57% | +11.40% | +7.16 | 5 / 21 |
| 2023 | +31.84% | +19.27% | +12.57 | 3 / 20 |
| 2022 | — | — | — | — |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Risk profile
Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.
Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.
Peers in Retirement Fund
Recent NAVs
| Date | NAV |
|---|---|
| 3 Jun 2026 | ₹16.4900 |
| 2 Jun 2026 | ₹16.5100 |
| 1 Jun 2026 | ₹16.4600 |
| 29 May 2026 | ₹16.6900 |
| 27 May 2026 | ₹16.8900 |
| 26 May 2026 | ₹16.8500 |
| 25 May 2026 | ₹16.8800 |
| 22 May 2026 | ₹16.6800 |
| 21 May 2026 | ₹16.6700 |
| 20 May 2026 | ₹16.6300 |
Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
- understands what asset class this scheme actually invests in (check the factsheet)
- matches that asset class's volatility profile to their goal horizon
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.
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