Should I invest in Union Largecap Fund?

We don't give personal investment advice. Union Largecap Fund - Direct Plan - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.4%. 5-year CAGR: 10.09%.

Union

Union Largecap Fund - Direct Plan - Growth Option

Latest NAV

₹24.8600

As of

17 Jul 2026

2,257 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.49%	+0.69%	-0.20	30 / 36	Q4
1W	+0.04%	+0.30%	-0.26	29 / 36	Q4
2W	+0.04%	+0.37%	-0.33	28 / 36	Q4
1M	+0.85%	+1.62%	-0.76	30 / 36	Q4
3M	+0.89%	+1.64%	-0.75	26 / 36	Q3
6M	-1.27%	-1.66%	+0.39	11 / 35	Q2
YTD	-2.70%	-3.05%	+0.35	11 / 34	Q2
1Y	-0.76%	+0.29%	-1.05	23 / 34	Q3
2Y	-0.34%	+1.50%	-1.84	30 / 33	Q4
3Y	+9.22%	+11.75%	-2.53	27 / 31	Q4
4Y	+11.95%	+14.04%	-2.09	27 / 30	Q4
5Y	+10.09%	+11.71%	-1.61	23 / 28	Q4
7Y	+12.63%	+13.88%	-1.24	20 / 25	Q4
10Y	—	—	—	—	—
Inception	+10.42%	+11.69%	-1.27	32 / 36	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.70%	-3.05%	+0.35	11 / 34
2025	+4.63%	+8.01%	-3.38	32 / 33
2024	+13.36%	+16.46%	-3.10	27 / 31
2023	+22.57%	+25.03%	-2.47	23 / 31
2022	+0.23%	+3.34%	-3.11	21 / 28
2021	+28.94%	+27.19%	+1.75	11 / 27
2020	+15.62%	+14.50%	+1.11	10 / 25
2019	+12.21%	+11.93%	+0.28	13 / 24
2018	-4.19%	+0.35%	-4.55	23 / 24
2017	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.69%

100 windows

min -21.7% · max 58.5%

79% positive

3-Year rolling

+14.06%

76 windows

min -4.5% · max 28.1%

97% positive

5-Year rolling

+14.26%

51 windows

min 9.1% · max 23.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+12.94%

27 windows

min 11.3% · max 14.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.62%

3-year · annualised

Sharpe ratio

0.26

vs risk-free 6.5%

Sortino ratio

0.42

Downside-only deviation

Max drawdown

-16.31%

Sep 2024 → Feb 2025

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large Cap Fund - Growth Option - Direct Plan	HDFC	₹1,239.1080	17 Jul 2026
Nippon India Large Cap Fund - Direct Plan Growth Plan - Bonus Option	Nippon India	₹101.8020	17 Jul 2026
SBI Large Cap FUND-DIRECT PLAN -GROWTH	SBI	₹105.1850	17 Jul 2026
ICICI Prudential Large Cap Fund (erstwhile Bluechip Fund) - Direct Plan - Growth	ICICI Prudential	₹120.5600	17 Jul 2026
Invesco India Largecap Fund - Direct Plan - Growth	Invesco	₹87.2600	17 Jul 2026
BANDHAN Large Cap Fund-Direct Plan-Growth	Bandhan	₹90.9120	17 Jul 2026
quant Large Cap Fund - Growth Option - Direct Plan	Quant	₹17.1312	17 Jul 2026
Aditya Birla Sun Life Large Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹578.0500	17 Jul 2026
Motilal Oswal Large Cap Direct Plan Growth	Motilal Oswal	₹14.1993	17 Jul 2026
Franklin India Large Cap Fund- Direct - Growth	Franklin India	₹1,134.2035	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹24.8600
16 Jul 2026	₹24.7400
15 Jul 2026	₹24.8000
14 Jul 2026	₹24.7100
13 Jul 2026	₹24.8300
10 Jul 2026	₹24.8500
9 Jul 2026	₹24.5700
8 Jul 2026	₹24.4600
7 Jul 2026	₹24.9500
6 Jul 2026	₹25.0200

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Union Largecap Fund - Direct Plan - Growth Option is ₹24.8600. It's a Large Cap Fund from Union, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Union Largecap Fund - Direct Plan - Growth Option has NAV history starting from 18 May 2017, a track record of about 9 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Union Largecap Fund - Direct Plan - Growth Option is managed by Union. It's classified by AMFI under the 'Large Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Union Largecap Fund - Direct Plan - Growth Option has delivered a absolute return of -0.76% — -1.05 pp behind the Large Cap Fund category average of 0.29%. The fund ranks #23 of 34 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Union Largecap Fund - Direct Plan - Growth Option has delivered a CAGR of 9.22% — -2.53 pp behind the Large Cap Fund category average of 11.75%. The fund ranks #27 of 31 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Union Largecap Fund - Direct Plan - Growth Option has delivered a CAGR of 10.09% — -1.61 pp behind the Large Cap Fund category average of 11.71%. The fund ranks #23 of 28 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Union Largecap Fund - Direct Plan - Growth Option exactly 5 years ago would be worth approximately ₹161,744 today — a multiplier of 1.62×, based on the 5-year CAGR of 10.09%. The category average over the same window would have grown ₹1 lakh to ₹173,944.

A ₹10,000 monthly SIP in Union Largecap Fund - Direct Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹737,798 today. That's an XIRR (money-weighted annualised return) of 8.20%.

Union Largecap Fund - Direct Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,260,271 — XIRR 11.39%.

On a 5-year basis, Union Largecap Fund - Direct Plan - Growth Option ranks #23 out of 28 funds in the Large Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 11.71%; this fund delivered 10.09%.

The worst peak-to-trough decline Union Largecap Fund - Direct Plan - Growth Option has experienced over the last 5-year window is 19.35% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Union Largecap Fund - Direct Plan - Growth Option averaged 14.26% (best 23.62%, worst 9.09%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.28 — weak risk-adjusted performance.

In calendar year 2025, Union Largecap Fund - Direct Plan - Growth Option returned 4.63% — lagging the Large Cap Fund category average of 8.01% by 3.38 pp. It ranked #32 of 33 in its category that year.

Union Largecap Fund - Direct Plan - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Union Largecap Fund - Direct Plan - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.4%. 5-year CAGR: 10.09%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.