Should I invest in Union Largecap Fund?

We don't give personal investment advice. Union Largecap Fund - Direct Plan - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.4%. 5-year CAGR: 9.71%.

Union

Union Largecap Fund - Direct Plan - Growth Option

Latest NAV

₹23.8600

As of

3 Jun 2026

2,226 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.17%	+0.19%	-0.02	25 / 36	Q3
1W	-2.09%	-1.77%	-0.32	29 / 36	Q4
2W	-0.50%	-0.24%	-0.26	22 / 36	Q3
1M	-2.01%	-1.86%	-0.15	18 / 36	Q2
3M	-4.40%	-3.48%	-0.92	24 / 35	Q3
6M	-7.22%	-7.02%	-0.21	14 / 34	Q2
YTD	-6.46%	-7.39%	+0.93	8 / 34	Q1
1Y	-2.53%	-1.80%	-0.73	20 / 34	Q3
2Y	-0.50%	+2.13%	-2.62	30 / 32	Q4
3Y	+10.14%	+12.27%	-2.13	26 / 31	Q4
4Y	+10.69%	+12.68%	-1.99	26 / 29	Q4
5Y	+9.71%	+11.07%	-1.37	23 / 28	Q4
7Y	+11.27%	+12.37%	-1.11	20 / 25	Q4
10Y	—	—	—	—	—
Inception	+10.09%	+11.08%	-1.00	31 / 36	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.46%	-7.39%	+0.93	8 / 34
2025	+4.63%	+8.01%	-3.38	32 / 33
2024	+13.36%	+16.46%	-3.10	27 / 31
2023	+22.57%	+25.03%	-2.47	23 / 31
2022	+0.23%	+3.34%	-3.11	21 / 28
2021	+28.94%	+27.19%	+1.75	11 / 27
2020	+15.62%	+14.50%	+1.11	10 / 25
2019	+12.21%	+11.93%	+0.28	13 / 24
2018	-4.19%	+0.35%	-4.55	23 / 24
2017	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.43%

99 windows

min -27.2% · max 74.2%

76% positive

3-Year rolling

+13.85%

74 windows

min -1.1% · max 26.3%

99% positive

5-Year rolling

+14.19%

50 windows

min 8.5% · max 21.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+12.78%

26 windows

min 11.0% · max 14.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.37%

3-year · annualised

Sharpe ratio

0.32

vs risk-free 6.5%

Sortino ratio

0.47

Downside-only deviation

Max drawdown

-16.31%

Sep 2024 → Feb 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large Cap Fund - Growth Option - Direct Plan	HDFC	₹1,163.9600	3 Jun 2026
Nippon India Large Cap Fund - Direct Plan Growth Plan - Bonus Option	Nippon India	₹97.2167	3 Jun 2026
SBI Large Cap FUND-DIRECT PLAN -GROWTH	SBI	₹100.8823	3 Jun 2026
ICICI Prudential Large Cap Fund (erstwhile Bluechip Fund) - Direct Plan - Growth	ICICI Prudential	₹115.3300	3 Jun 2026
Invesco India Largecap Fund - Direct Plan - Growth	Invesco	₹82.0000	3 Jun 2026
BANDHAN Large Cap Fund-Direct Plan-Growth	Bandhan	₹86.1600	3 Jun 2026
quant Large Cap Fund - Growth Option - Direct Plan	Quant	₹16.2295	3 Jun 2026
Aditya Birla Sun Life Large Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹550.6600	3 Jun 2026
Motilal Oswal Large Cap Direct Plan Growth	Motilal Oswal	₹13.4304	3 Jun 2026
Franklin India Large Cap Fund- Direct - Growth	Franklin India	₹1,077.6027	2 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹23.8600
2 Jun 2026	₹23.9000
1 Jun 2026	₹23.8600
29 May 2026	₹24.1400
27 May 2026	₹24.4900
26 May 2026	₹24.4100
25 May 2026	₹24.5300
22 May 2026	₹24.2000
21 May 2026	₹24.1500
20 May 2026	₹24.1200

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Union Largecap Fund - Direct Plan - Growth Option is ₹23.8600. It's a Large Cap Fund from Union, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Union Largecap Fund - Direct Plan - Growth Option has NAV history starting from 18 May 2017, a track record of about 9 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Union Largecap Fund - Direct Plan - Growth Option is managed by Union. It's classified by AMFI under the 'Large Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Union Largecap Fund - Direct Plan - Growth Option has delivered a absolute return of -2.53% — -0.73 pp behind the Large Cap Fund category average of -1.80%. The fund ranks #20 of 34 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Union Largecap Fund - Direct Plan - Growth Option has delivered a CAGR of 10.14% — -2.13 pp behind the Large Cap Fund category average of 12.27%. The fund ranks #26 of 31 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Union Largecap Fund - Direct Plan - Growth Option has delivered a CAGR of 9.71% — -1.37 pp behind the Large Cap Fund category average of 11.07%. The fund ranks #23 of 28 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Union Largecap Fund - Direct Plan - Growth Option exactly 5 years ago would be worth approximately ₹158,910 today — a multiplier of 1.59×, based on the 5-year CAGR of 9.71%. The category average over the same window would have grown ₹1 lakh to ₹169,064.

A ₹10,000 monthly SIP in Union Largecap Fund - Direct Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹719,254 today. That's an XIRR (money-weighted annualised return) of 7.18%.

Union Largecap Fund - Direct Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,228,485 — XIRR 10.67%.

On a 5-year basis, Union Largecap Fund - Direct Plan - Growth Option ranks #23 out of 28 funds in the Large Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 11.07%; this fund delivered 9.71%.

The worst peak-to-trough decline Union Largecap Fund - Direct Plan - Growth Option has experienced over the last 5-year window is 19.35% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Union Largecap Fund - Direct Plan - Growth Option averaged 14.19% (best 21.37%, worst 8.52%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.29 — weak risk-adjusted performance.

In calendar year 2025, Union Largecap Fund - Direct Plan - Growth Option returned 4.63% — lagging the Large Cap Fund category average of 8.01% by 3.38 pp. It ranked #32 of 33 in its category that year.

Union Largecap Fund - Direct Plan - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Union Largecap Fund - Direct Plan - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.4%. 5-year CAGR: 9.71%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.