Should I invest in Union Large & Midcap Fund?

We don't give personal investment advice. Union Large & Midcap Fund - Regular Plan - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.1%. 5-year CAGR: 12.44%.

Union

Union Large & Midcap Fund - Regular Plan - Growth Option

Latest NAV

₹26.7100

As of

17 Jul 2026

1,625 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.11%	+0.11%	-0.22	20 / 24	Q4
1W	+0.15%	-0.30%	+0.45	2 / 24	Q1
2W	+0.91%	+0.23%	+0.68	4 / 24	Q1
1M	+2.18%	+1.45%	+0.73	6 / 24	Q1
3M	+4.58%	+3.53%	+1.05	6 / 24	Q1
6M	+4.13%	+2.13%	+2.00	6 / 24	Q1
YTD	+1.87%	+0.23%	+1.64	6 / 24	Q1
1Y	+3.69%	+2.15%	+1.53	12 / 24	Q2
2Y	+2.77%	+1.63%	+1.14	6 / 21	Q2
3Y	+12.76%	+14.19%	-1.43	14 / 17	Q4
4Y	+14.43%	+15.76%	-1.33	14 / 17	Q4
5Y	+12.44%	+12.37%	+0.08	8 / 17	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+16.01%	+10.67%	+5.34	6 / 24	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.87%	+0.23%	+1.64	6 / 24
2025	+1.63%	+3.12%	-1.49	15 / 22
2024	+20.56%	+22.31%	-1.75	9 / 18
2023	+26.17%	+29.01%	-2.84	15 / 17
2022	-3.18%	-0.46%	-2.71	14 / 17
2021	+38.51%	+33.85%	+4.66	6 / 17
2020	+23.96%	+16.04%	+7.92	2 / 16
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+20.54%

69 windows

min -5.1% · max 60.9%

93% positive

3-Year rolling

+18.12%

44 windows

min 12.7% · max 30.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+18.19%

20 windows

min 12.4% · max 26.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.89%

3-year · annualised

Sharpe ratio

0.47

vs risk-free 6.5%

Sortino ratio

0.74

Downside-only deviation

Max drawdown

-19.17%

Sep 2024 → Feb 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large & Mid Cap Fund

Scheme	Fund house	NAV	As of
Motilal Oswal Large and Midcap Fund - Regular Plan Growth	Motilal Oswal	₹35.7213	17 Jul 2026
Mirae Asset Large & Midcap Fund - Regular Plan - Growth	Mirae Asset	₹157.4500	17 Jul 2026
Edelweiss Large & Mid Cap Fund - Regular Plan - Growth Option	Edelweiss	₹89.9810	17 Jul 2026
DSP BlackRock Opportunities Fund-Regular Plan - Dividend	DSP BlackRock	₹36.7320	17 Jul 2026
HSBC Large & Mid Cap Fund - Regular Growth	HSBC	₹29.3277	17 Jul 2026
Baroda BNP Paribas Large and Mid Cap Fund-Regular Plan-Growth Option	Baroda BNP Paribas	₹27.4066	17 Jul 2026
PGIM India Large and Midcap Fund - Regular Plan - Growth Option	PGIM India	₹12.5600	17 Jul 2026
Axis Large & Mid Cap Fund - Regular Plan - Growth	Axis	₹34.4400	17 Jul 2026
Bajaj Finserv Large and Mid Cap Fund- Regular Plan- Growth	Bajaj Finserv	₹12.3410	17 Jul 2026
Bharti AXA Equity Fund Eco Plan-Regular Dividend	Bharti AXA	₹28.7400	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹26.7100
16 Jul 2026	₹26.7400
15 Jul 2026	₹26.7300
14 Jul 2026	₹26.5500
13 Jul 2026	₹26.7200
10 Jul 2026	₹26.6700
9 Jul 2026	₹26.3100
8 Jul 2026	₹26.0200
7 Jul 2026	₹26.5300
6 Jul 2026	₹26.6400

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Union Large & Midcap Fund - Regular Plan - Growth Option is ₹26.7100. It's a Large & Mid Cap Fund from Union, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Union Large & Midcap Fund - Regular Plan - Growth Option has NAV history starting from 13 Dec 2019, a track record of about 6 years 7 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Union Large & Midcap Fund - Regular Plan - Growth Option is managed by Union. It's classified by AMFI under the 'Large & Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Union Large & Midcap Fund - Regular Plan - Growth Option has delivered a absolute return of 3.69% — +1.53 pp ahead of the Large & Mid Cap Fund category average of 2.15%. The fund ranks #12 of 24 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Union Large & Midcap Fund - Regular Plan - Growth Option has delivered a CAGR of 12.76% — -1.43 pp behind the Large & Mid Cap Fund category average of 14.19%. The fund ranks #14 of 17 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Union Large & Midcap Fund - Regular Plan - Growth Option has delivered a CAGR of 12.44% — +0.08 pp ahead of the Large & Mid Cap Fund category average of 12.37%. The fund ranks #8 of 17 in its category — the second (Q2) quartile.

₹1 lakh invested in Union Large & Midcap Fund - Regular Plan - Growth Option exactly 5 years ago would be worth approximately ₹179,744 today — a multiplier of 1.80×, based on the 5-year CAGR of 12.44%. The category average over the same window would have grown ₹1 lakh to ₹179,127.

A ₹10,000 monthly SIP in Union Large & Midcap Fund - Regular Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹800,286 today. That's an XIRR (money-weighted annualised return) of 11.46%.

Union Large & Midcap Fund - Regular Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹800,286 — XIRR 11.46%.

On a 5-year basis, Union Large & Midcap Fund - Regular Plan - Growth Option ranks #8 out of 17 funds in the Large & Mid Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 12.37%; this fund delivered 12.44%.

The worst peak-to-trough decline Union Large & Midcap Fund - Regular Plan - Growth Option has experienced over the last 5-year window is 20.07% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Union Large & Midcap Fund - Regular Plan - Growth Option averaged 18.19% (best 26.05%, worst 12.44%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.42 — weak risk-adjusted performance.

In calendar year 2025, Union Large & Midcap Fund - Regular Plan - Growth Option returned 1.63% — lagging the Large & Mid Cap Fund category average of 3.12% by 1.49 pp. It ranked #15 of 22 in its category that year.

Union Large & Midcap Fund - Regular Plan - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Union Large & Midcap Fund - Regular Plan - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.1%. 5-year CAGR: 12.44%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.