Should I invest in Union Large & Midcap Fund?

We don't give personal investment advice. Union Large & Midcap Fund - Direct Plan - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.6%. 5-year CAGR: 14.07%.

Union

Union Large & Midcap Fund - Direct Plan - Growth Option

Latest NAV

₹27.3400

As of

3 Jun 2026

1,594 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.07%	+0.15%	-0.08	25 / 34	Q3
1W	-1.97%	-1.78%	-0.19	22 / 34	Q3
2W	-0.11%	-0.02%	-0.09	14 / 34	Q2
1M	-0.87%	-0.52%	-0.35	19 / 34	Q3
3M	-1.09%	+0.66%	-1.74	21 / 34	Q3
6M	-2.91%	-3.20%	+0.29	12 / 34	Q2
YTD	-3.22%	-3.29%	+0.07	13 / 34	Q2
1Y	+2.67%	+1.81%	+0.86	15 / 33	Q2
2Y	+3.77%	+4.91%	-1.14	20 / 30	Q3
3Y	+14.65%	+16.92%	-2.27	22 / 27	Q4
4Y	+14.67%	+16.88%	-2.21	21 / 27	Q4
5Y	+14.07%	+15.02%	-0.94	17 / 27	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+16.76%	+13.65%	+3.11	11 / 33	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.22%	-3.29%	+0.07	13 / 34
2025	+3.00%	+4.90%	-1.90	23 / 32
2024	+22.26%	+24.93%	-2.68	16 / 28
2023	+27.89%	+31.20%	-3.31	20 / 27
2022	-1.87%	+2.92%	-4.79	23 / 27
2021	+39.83%	+38.33%	+1.50	10 / 27
2020	+25.35%	+17.02%	+8.33	4 / 26
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+21.99%

67 windows

min -3.9% · max 81.1%

93% positive

3-Year rolling

+19.28%

43 windows

min 12.2% · max 29.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+19.70%

19 windows

min 13.9% · max 24.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.56%

3-year · annualised

Sharpe ratio

0.57

vs risk-free 6.5%

Sortino ratio

0.84

Downside-only deviation

Max drawdown

-18.73%

Sep 2024 → Feb 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large & Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large and Mid Cap Fund - Growth Option - Direct Plan	HDFC	₹348.8940	3 Jun 2026
Nippon India Vision Large & Mid Cap Fund - Direct Plan Growth Plan - Bonus Option	Nippon India	₹263.7372	3 Jun 2026
SBI LARGE & MIDCAP FUND -DIRECT PLAN -Growth	SBI	₹683.8671	2 Jun 2026
ICICI Prudential Large & Mid Cap Fund - Direct Plan - Growth	ICICI Prudential	₹1,109.9000	3 Jun 2026
Invesco India Large & Mid Cap Fund - Direct Plan - Growth	Invesco	₹119.2100	3 Jun 2026
Bandhan Large & Mid Cap Fund - Direct Plan - Growth	Bandhan	₹160.3360	3 Jun 2026
quant Large & Mid Cap Fund - Growth Option-Direct Plan	Quant	₹134.6766	3 Jun 2026
Aditya Birla Sun Life Large & Mid Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹999.2500	3 Jun 2026
Motilal Oswal Large and Midcap Fund - Direct Plan Growth	Motilal Oswal	₹38.4109	3 Jun 2026
Franklin India Large & Mid Cap Fund - Direct - Growth	Franklin India	₹199.5382	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹27.3400
2 Jun 2026	₹27.3500
1 Jun 2026	₹27.3300
29 May 2026	₹27.6900
27 May 2026	₹28.0400
26 May 2026	₹27.9000
25 May 2026	₹27.9200
22 May 2026	₹27.6100
21 May 2026	₹27.5600
20 May 2026	₹27.4900

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Union Large & Midcap Fund - Direct Plan - Growth Option is ₹27.3400. It's a Large & Mid Cap Fund from Union, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Union Large & Midcap Fund - Direct Plan - Growth Option has NAV history starting from 13 Dec 2019, a track record of about 6 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Union Large & Midcap Fund - Direct Plan - Growth Option is managed by Union. It's classified by AMFI under the 'Large & Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Union Large & Midcap Fund - Direct Plan - Growth Option has delivered a absolute return of 2.67% — +0.86 pp ahead of the Large & Mid Cap Fund category average of 1.81%. The fund ranks #15 of 33 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Union Large & Midcap Fund - Direct Plan - Growth Option has delivered a CAGR of 14.65% — -2.27 pp behind the Large & Mid Cap Fund category average of 16.92%. The fund ranks #22 of 27 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Union Large & Midcap Fund - Direct Plan - Growth Option has delivered a CAGR of 14.07% — -0.94 pp behind the Large & Mid Cap Fund category average of 15.02%. The fund ranks #17 of 27 in its category — the third (Q3) quartile.

₹1 lakh invested in Union Large & Midcap Fund - Direct Plan - Growth Option exactly 5 years ago would be worth approximately ₹193,149 today — a multiplier of 1.93×, based on the 5-year CAGR of 14.07%. The category average over the same window would have grown ₹1 lakh to ₹201,274.

A ₹10,000 monthly SIP in Union Large & Midcap Fund - Direct Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹798,962 today. That's an XIRR (money-weighted annualised return) of 11.39%.

Union Large & Midcap Fund - Direct Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹798,962 — XIRR 11.39%.

On a 5-year basis, Union Large & Midcap Fund - Direct Plan - Growth Option ranks #17 out of 27 funds in the Large & Mid Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 15.02%; this fund delivered 14.07%.

The worst peak-to-trough decline Union Large & Midcap Fund - Direct Plan - Growth Option has experienced over the last 5-year window is 19.59% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Union Large & Midcap Fund - Direct Plan - Growth Option averaged 19.70% (best 24.65%, worst 13.94%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.55 — reasonable risk-adjusted performance.

In calendar year 2025, Union Large & Midcap Fund - Direct Plan - Growth Option returned 3.00% — lagging the Large & Mid Cap Fund category average of 4.90% by 1.90 pp. It ranked #23 of 32 in its category that year.

Union Large & Midcap Fund - Direct Plan - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Union Large & Midcap Fund - Direct Plan - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.6%. 5-year CAGR: 14.07%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.